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About Ford Cars

The American automobile company established its subsidiary -- Ford India Private Limited in Chennai in 1998. Today, Ford India sells some top-class vehicles across the country, with Ford Ecosport and Ford Endeavour being the most popular car models. The company is known to build automobiles that suit a buyer’s journey. Let us explore the Ford range and select suitable insurance to safeguard you, the vehicle, and all your adventures.

Most Popular Ford Cars

  • Ford EcoSport

  • Ford Endeavour

  • Ford Aspire

  • Ford Figo

  • Ford Freestyle

Why is it Important to Insure Your Ford Car?

Buying a Ford car and maintaining it involves big expenses. Any unfortunate event and the subsequent repair and replacement expenses can cost you a fortune. Having Ford car insurance ensures that you are financially secure against any event that causes damage to your vehicle. The policy will offer the following benefits:

  • Covers damage caused to third-party property or person

  • Cashless benefits and technical assistance at authorised services centres

  • Own car damage can be recovered through comprehensive car insurance

In this section, we have discussed everything you need to know about Ford car insurance in India.

Types of Ford Car Insurance Plans

Any Ford care insurance is of two types:

  • Third-Party Ford Car Insurance Plan

Third-party car insurance is mandatory by law under the Motor Vehicles Act, 1988. The policy is known to cover third-party liabilities only. Hence, the premium charges are easy on your pocket. The coverage protection is not extended to you or your Ford car in the case of an unfortunate event. If you are looking to buy an extensive cover for your vehicle, it is recommended to buy a comprehensive car insurance policy.

  • Comprehensive Ford Car Insurance Plan

A comprehensive car insurance plan for Ford cars will cover third-party liabilities and damage to their own vehicle. The plan has a relatively higher premium as compared to third-party car insurance. However, you can extend the scope of your comprehensive car insurance policy with add-on benefits. Having comprehensive Ford insurance ensures that your vehicle is protected against any unfortunate event at all times.

Ford Car Insurance Price for Popular Ford Car Models

Ford Insurance Cost

Sr No.

Ford Car Model

Engine (cc)

Third-Party Rates

1

Ford EcoSport

1,498

 

2

Ford Aspire

1,499

 

3

Ford Figo

1,499

 

4

Ford Freestyle

1,499

 

5

Ford Endeavour

1,996

 

Why Choose Finserv MARKETS for Ford Car Insurance?

Car insurance available on Finserv MARKETS offers customer-friendly four wheeler insurance plans and convenient renewal process. With add-on covers for motor insurance, you can manage to cover maximum expenses on your vehicle damage and personal accident apart from third-party liabilities.

Following advantages can be availed when buying Ford car insurance available on Finserv MARKETS

  • 24x7 car roadside assistance benefits
  • If you are changing the insurance company, you can transfer up to 50 percent of the no claim bonus to the new insurance provider.
  • Cashless claims can be availed at over 4000 network garages across India.
  • You can obtain 75 percent on account payment based on your requirement and if your liability has exceeded a certain limit.
  • In case of car breakdown or accident, towing facility can be availed.
  • Zero-depreciation cover is one of the add-on covers offered on our platform.

To check the car insurance premiums for policies available on Finserv MARKETS, use the car insurance calculator. The tool helps you determine the premiums and compare the prices of car insurance plans offered by other insurers as well. That way, you will be able to make an informed decision.

Inclusions in Ford Car Insurance Policy

When you buy a Ford motor insurance, you can be assured of the following:

  • Damage caused by an accident
  • Loss or damage due to natural calamities
  • Loss or damage due to thefts, fire, explosions or terror attacks
  • Damage while in transit by rail, road, waterway or elevator
  • Accident cover for the owner or driver of the insured car
  • Death or permanent disability compensation
  • Third-party liabilities

Exclusions in Ford Car Insurance Policy

These are the following scenarios that are not covered under insurance for cars:

  • Normal electrical and mechanical wear and tear
  • Driving without valid license
  • Driving under influence of drugs or other intoxicants
  • Vehicle rented for goods carriage, rewards, speed testing or racing
  • Tyre damage not due to an accident
  • Thefts of car accessories

Add-On Covers for Your Ford Car

When buying comprehensive car insurance for your Ford car, you can purchase additional covers that provide extensive protection to your vehicle. These add-ons are optional, and you can choose the ones that are most needed.

Let us take a look at different add-on covers available under comprehensive Ford car insurance:

  • Zero Depreciation

With a zero depreciation car insurance add-on cover, depreciation is not factored in during claim settlement. However, without this cover, the compensation paid is as per the current market value of the Ford car. Zero depreciation cover allows you to receive the full amount in compensation.

  • Return To Invoice

Return to Invoice will ensure that you receive the invoice value of your Ford car in case it is lost/stolen. The invoice value is nothing but the amount you paid at the time of purchasing the car. The insurer will compensate you for the actual value of the vehicle along with the registration charges and road tax.

  • No-Claim Bonus Protection Cover

Every time you make a claim, you lose the NCB earned on your insurance plan. However, with the NCB protection cover, the NCB earned stays applicable even after making a claim.

  • Consumable Expenses

Consumables include items used for the proper functioning of a vehicle’s engine and other parts. These items include engine oil, gearbox oil, nuts and bolts, screws, distilled water, grease, brake oil, oil filter, bearings, washers, AC gas, etc.

  • Engine and Tyre Secure

With this cover, you are adding safety to your engine and tyres. So, in case of replacement/repair, the insurer will compensate you for the expenses incurred. Also, any damage to the internal parts, such as the engine, gearbox, and transmission, is covered.

How to Apply for Ford Car Insurance Online?

Just follow the steps given below to apply for Ford car insurance online

  1. Visit Finserv MARKETS online

  2. Fill the application with the relevant details

  3. Choose the car insurance plan you want

  4. Make an online payment

  5. The policy will be issued in no time

How to Renew Ford Car Insurance?

To continue reaping the benefits of your Ford insurance, renew the policy with us on Finserv MARKETS with the simple steps given below:

  • Visit Finserv MARKETS online

  • Enter your registration number and contact details

  • Check your Ford car insurance renewal premium

  • Make the payment online

  • Download the policy copy

Do not forget to avail the No-Claim Bonus (NCB) discount at the time of Ford insurance renewal. Note: NCB is earned on a claim-free policy term.

Ford Car Insurance Claim Process

Ford car insurance ensures all-around protection in case of unfortunate accidents or theft. While getting Ford car insurance is the first step to security, the next crucial step is understanding how claims are registered.

There are two types of Ford car insurance claims:

  • Claim Cashless Car Insurance for Ford Cars

With cashless claims, you can get your Ford car with accidental damages repaired at the nearest network garage. The insurer will directly pay the garage for incurred expenses.

  • Claim Reimbursement for Ford Cars

Here, you can get your car fixed at your preferred garage, pay the expenses, and raise a reimbursement claim against your policy. Upon claim approval, the settlement amount is transferred to your bank amount (minus the deductible, if applicable).

Steps to Claim Ford Car Insurance Online

The claim settlement process for Ford cars at Finserv MARKETS is easy. Just follow the steps below:

Process for Filing Cashless Claims for Ford Cars

  1. Register the claim & inform the insurer. You may do so by calling their toll-free number or by visiting their website.

  2. Get your car repaired at the nearest network garage.

  3. Submit all the required documents.

  4. Once the documents are verified, your insurer will settle the claim directly with the network garage.

Process for Filing Reimbursement Claims for Ford Cars

  1. Inform the insurer about the damage.

  2. File an FIR in case of vehicle damage due to third-party or theft.

  3. Submit a copy of the FIR along with other documents.

  4. Get your car repaired at any nearest garage at your expense.

  5. Submit the original bills and payment receipts to the insurer.

  6. You will be reimbursed after the documents are verified and the claim is approved.

Documents Required for Ford Car Insurance Claim

Here are the important documents that you would need to claim your Ford insurance.

  • Ford car insurance policy document

  • Ford car details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

Check Out Car Insurance Plans Available at Finserv MARKETS

Manage all your queries here

  • ✔️Is it compulsory to buy car insurance for my Ford car?

    Yes. A third-party car insurance policy is mandatory by law under the Motor Vehicles Act, 1988, to legally drive on Indian roads.

  • ✔️Can I get Ford car insurance for less than a year?

    No. Ford insurance plans on Finserv MARKETS provide minimum one year of coverage.

  • ✔️What will happen if I do not have Ford car insurance for my new vehicle?

    You will be issued a challan if you fail to present an active third-party Ford car insurance plan to the traffic police. Multiple violations can lead to license cancellation and/or imprisonment.  

  • ✔️What is the fine for driving without a valid car insurance policy?

    The penalty for driving your Ford car without a valid car insurance policy is ₹2,000 and/or imprisonment up to three months for the first offence. For subsequent offences, the penalty is ₹4,000 and/or imprisonment of up to three months.  

  • ✔️Is Ford car insurance expensive?

    You can use the car insurance premium calculator to determine the cost of your Ford car insurance policy based on the coverage and add-on covers you want.  

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