Car Insurance in Kolkata

About Kolkata Car Insurance

Connectivity in Kolkata

The city is well connected by road, rail, and airways to other major cities in India. The Netaji Subhas Chandra Bose Airport is an international airport located in Dum Dum. Kolkata has two main railway stations located in Howrah and Sealdah respectively. The underground metro stations are another popular public mode of transport in the city. The city has also managed to retain some of its old-world charm because of its age-old tram system, cycle rickshaws, and hand rickshaws.

Popular cars in Kolkata

Although most people prefer public transport in the city, the number of two-wheeler and four-wheeler vehicles in the city has increased in recent years. Almost all the taxis in the city are Hindustan Ambassadors. Apart from them, some other popular four-wheeler models seen on the streets of Kolkata are-

• Toyota Etios
• Volkswagen Vento
• Maruti Suzuki Baleno
• Honda Amaze S
• Hyundai Xcent

Benefits of Car Insurance in Kolkata

The road networks in Kolkata are quite congested. As a result, there are increased incidences of road accidents and vehicle thefts in the city. Factors like speeding and negligent driving majorly account for road accidents in Kolkata.

Thus, as an effort to protect your vehicle from damages arising out of theft or road accidents in this city, it is advisable that you buy a car insurance. This car insurance can protect you and your car from-

• Damages caused during vehicle collision or accidents
• Damages arising out of man-made/natural disasters
• Medical coverage for the driver as well as co-passenger in case of accidents
• Coverage in case of vehicle theft
• Third-party liability costs
• Reimbursement for repair/replacement cost

Why choose Finserv MARKETS for car insurance in Kolkata?

Availing a car insurance with Finserv Markets offer the following advantages

• Affordable premiums: Finserv Markets offers car insurances starting at a premium as low as Rs. 3127/year. You can use the online car insurance calculator to compare and select a car policy with a premium that fits your budget.
• Cashless claim across network garages: Finserv Markets has a network of over 4000+ garages under its car insurance policy. You can avail cashless servicing at any of these garages under your Kolkata car insurance.
•  Day-and-Night Assistance: We guarantee 24x7 assistance on all your queries. No matter what time of the day it is, feel free to call on our toll-free number - 1800-209-5858 and get in touch with our customer care executive for instant assistance.  For further information you can also visit our website online. At Finserv Markets, you get assured round the clock assistance and answers to all your car insurance related queries.
•  Insurance wallet:  Insurance wallet offer the major benefit of cashless claim settlement. For your car insurance claims up to Rs. 20,000, you can use Motor-Ots insurance wallet.
• No- Claim Bonus: In case you do not make any claims during your policy tenure, you can avail a No-Claim Bonus (NCB) when you renew car insurance online.

List of network garages covered under Kolkata Car Insurance

Frequently Asked Questions

Q. What are the different type of car insurance plans available at Finserv Markets?

A. The following two types of Car Insurance Plans are available at Finserv Markets-

1. Third Party liability car insurance
2. Comprehensive car insurance

Q. How can I register a claim on my car insurance?

A. You can register your claim online at Finserv Markets. You can also register your claim over the phone by calling on the toll-free number- 1800-209-5858. You will get connected to our customer-care executive who will guide you through the entire claim process.

Q. Can the four-wheeler insurance policy be transferred to a new owner in case I sell my car?

A. Yes, you can transfer your four-wheeler insurance policy in the name of the new owner. However, you will have to submit a written application to your insurer for the same. Also, the new owner will not be eligible for NCB benefit

Q. What documents should I submit while filing my claim?

A. At the time of filing for a claim, you need to submit documents like your car’s engine and chassis number, four-wheeler inspection address, a copy of police complaint in case of theft of your vehicle, or garage receipts in case of any repair/replacement for damaged parts.

Q. Can the company cancel my claim?

A. Yes, the company can cancel your four-wheeler insurance claim if it finds the information provided by you to be false, misleading or over your non-cooperation with the insurance provider.

Q. Are there any exclusions for third-party related damages?

A. Yes. Your policy will not cover third-party related damages in the following scenarios-

1. Third-party related damages caused when driving without a valid license
2. Third-party related damages caused when driving under the influence of alcohols or drugs
3. Third-party related damages when your car insurance policy is not active/expired
4. Third-party related damages due to theft or sabotage 

Check Out Car Insurance Plans Available at Finserv MARKETS