Nissan Car Insurance

Popular Nissan Models with Nissan Insurance Rates

Here is a list of some of the most popular Nissan cars available in India and the Nissan insurance cost:

How to Buy Nissan Insurance Online

Here are the steps you can follow to buy new car insurance for your Nissan car:

 

1. Visit the ‘Car Insurance Premium Calculator’ page on the Bajaj Markets official website.

2. Fill in the necessary details like your mobile number, your Nissan car’s registration number, and other details about your car.

3. Pick the Nissan insurance based on your needs.

4. Pay the car insurance premium online.

Upon successful payment, your Nissan car insurance policy will be sent to your email address.

How to Renew Your Nissan Car Insurance Online

Here is how you can renew your Nissan insurance online:

 

1. Visit the official website of your car insurance provider.

2. Enter your car’s registration number and your mobile number.

3. Provide the details of your previous car insurance policy.

4. Check your Nissan insurance renewal premium.

5. Make the payment online and download a copy of your renewed Nissan insurance policy.

Why is it Important to Have Car Insurance for Nissan Cars

It goes without saying that all Nissan owners are in love with their car and can’t bear to see even a scratch on it. While Nissan comes with top-notch safety features and is effortless to drive, there are always certain risks that you will be exposed to. What if your car gets damaged during a natural calamity? The repair or replacement cost for such damages can go up to ₹1 Lakh, or even more! In the absence of adequate Nissan insurance, these expenses can easily burn a hole in your pocket. Buying a Nissan insurance policy will protect your finances by paying for a major part of the repair/replacement costs. Moreover, it is mandatory to have a car insurance plan to drive on Indian roads.

Types of Nissan Insurance Plans You Can Choose From

• Third-Party Car Insurance

A third-party car insurance is mandatory by law under the Motor Vehicles Act, 1988. However, such policies only cover third-party liabilities. The coverage of third-party car insurance plans is not extended to you or your Nissan car. Hence, the premium charges for these plans are easy on the pocket.
If you are looking for an extensive cover for your Nissan vehicle, it is recommended to buy a comprehensive car insurance policy.

• Comprehensive Car Insurance

A comprehensive car insurance plan will cover third-party liabilities as well as damages to your own Nissan vehicle. Hence, the premium for a comprehensive insurance plan is higher compared to third-party car insurance. You can also extend the scope of coverage for your comprehensive car insurance policy with multiple add-on benefits.

What Does Your Nissan Car Insurance Include

Third party car insurance covers any injuries/death or damages to a third party that is caused by your insured Nissan vehicle. Comprehensive car insurance policies include third-party liabilities, damages caused to your vehicle due to natural/man-made calamities, accidental damages, etc.

What Does Your Nissan Car Insurance Exclude

Some of the expenses that are excluded from your Nissan car insurance are damages caused due to malicious activities, overspeeding, damages incurred outside the stated geographical region, damages caused by or contributed due to nuclear weapons, etc.

Add-On Covers to Upgrade Your Nissan Insurance

When buying comprehensive car insurance for your Nissan vehicle, you can purchase add-on covers that can provide extensive protection to your four-wheeler. Some of these add-on covers are:

• Zero Depreciation

With this zero depreciation car insurance cover, depreciation of the external parts of your car is not factored in during claim settlement.

• Accessories Cover

This covers the damages incurred to your Nissan car’s accessories in case of any mishap.

• Consumable Expenses Cover

This Consumable cover, covers the costs incurred for the repair/replacement of consumables like engine oil, gearbox oil, nuts and bolts, screws, washers, AC gas, etc. in your Nissan car.

• Engine Protector

This Engine Protection cover, covers any engine damage caused due to lubricating oil leakage, water seepage, or any such incidents.

All You Need to Know to File a Claim for Your Nissan Car Insurance

Now that you know the basics of Nissan insurance, it is now time to understand how claims are registered. Typically, we have two ways to register a claim for your Nissan car insurance:

• Claim Cashless Car Insurance for Nissan Cars

A cashless claim is a facility where you can get your damaged car repaired at the nearest network garage. The insurance company will directly take care of these repair expenses with the garage. 

• Claim Reimbursement for Nissan Cars

Here, you can get your Nissan car repaired at any garage of your choice, pay for the repair expenses, and raise a reimbursement claim against your policy. The settlement amount will be transferred to your bank account (after subtracting deductibles, if applicable) once the claim is approved. 

The documents that you will need to file a claim for your Nissan insurance are:

 

• Nissan car insurance policy document

• Nissan car details

• Insurer details

• Details of the incident

• FIR copy in case of theft

• Original bills of Nissan car repair

How can you Reduce the Nissan Car Insurance Cost

Here are some tips to reduce the Nissan insurance cost:

• Maintain Your Nissan Car

Your Nissan car insurance premium amount is decided on various factors, including the condition of your vehicle. Hence, ensure that you maintain your Nissan car in good condition.

• Install Anti-Theft Devices in Your Nissan Car

You can lower the premium of your car insurance by installing anti-theft devices like gear locks, anti-theft alarms and steering locks, etc. in your Nissan car.

• No Claim Bonus Rewards

Use your NCB in car insurance rewards and get a cost-effective renewal premium on your car insurance policy.

• Don’t Claim Small Amounts

Avoid claiming your car insurance for inexpensive repairs to secure your No Claim Bonus (NCB) reward.

• Compare Insurance Premiums Online

Always compare the car insurance premium quotes offered by various insurance companies before choosing the policy that is best suited for your needs!

In Conclusion

An unfortunate car accident or natural calamity can lead to huge financial expenses. In such cases, a car insurance policy for your Nissan four-wheeler acts as your financial cushion. So, if you are looking to get a Nissan car insurance policy, take a look at the Car Insurance Plans available at Bajaj Markets. You can also use the car insurance calculator to check the Nissan car insurance price for policies available on Bajaj Markets. This calculator helps you determine the premiums and compare the Nissan car insurance price of plans offered by other insurance companies as well.