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23 May 2022


The process of purchasing a bike can be a confusing one. You have to compare a multitude of variants available in the market and gauge each model based on parameters like weight, design, power output, etc. While doing so, you may wonder what ‘CC’ in bike nomenclature refers to. CC is the cubic capacity and is indicative of the bike engine’s chamber volume. Different bikes have different ranges of capacities, starting from 50 cc and going up to over 1800 cc. When purchasing a bike, you must understand the importance of the cc on the bike since it is the deciding factor of your bike’s mileage, torque, and horsepower.

Importance of CC on Bike's Performance

A higher engine capacity signals more significant space in your bike’s cylinder, which makes space for a higher capacity of both fuel and air. This directly translates to higher power output. If you are a bike enthusiast, you would have heard of the terms ‘short-stroke’ and ‘long-stroke’ engines.


Short-stroke engines are short but possess wider pistons that move over shorter distances. They move at a higher speed, and hence produce more power at higher speeds. Long-stroke engines, on the other hand, are deep but have narrow pistons that move over longer distances, and thus, they generate greater torque than power.


Moreover, a bike with a higher cc will generate better power, which means, a 1000 cc bike will produce more power than a 100 cc bike. However, you must note that when we observe the engine cylinder’s shape, an 800 cc long-stroke bike will produce less power than the 500 cc short-stroke one. Every engine has a piston, which is pushed by the pressure received from the fuel’s heat energy. This linear motion is converted into rotational motion and is then transmitted to both the gearbox and the clutch. 

Impact of CC on Bike's Cost

The cost of the bike you wish to purchase is directly related to the bike’s cc. Since a higher cc also means better performance, this would include certain mechanical augmentations as well. These mechanically augmented components would consist of superior brake pads, aerodynamics, suspension, exhaust systems, and highly durable materials, which can withstand immense wear and tear when you cruise at high speeds. So, if the bike is manufactured using high-priced raw materials, it would naturally cost more.

How Does Your Bike’s CC Affect its Insurance Premium

The insurance premium on your bike will be calculated on a range of factors, with the cubic capacity being one of them. The IRDAI (Insurance Regulatory and Development Authority of India) has a predetermined set of third-party bike insurance rates determined as per cubic capacity. Check out the below table to know the price of third-party bike insurance for different cubic capacities:

Bike’s Cubic Capacity

Third-party Charges

Exceeding 350 cc


150 cc - 350 cc


75 cc - 150 cc


75cc and below


To Conclude

You now know what the cc full form is, how it determines the bike’s power, as well as its implications on your bike insurance premium. When purchasing a bike, factor in your budget, mileage, and maintenance costs. It is vital that when you purchase a bike, you opt for bike insurance to protect it from any unforeseen damage. For any queries, visit the ‘bike insurance’ page on Bajaj Markets to get a better understanding of the right coverage for your vehicle.

FAQs on Impact of CC in Bike

  • ✔️What is the cc meaning in bike nomenclature?

    A bike’s cc is its cubic capacity.

  • ✔️How does cc affect a bike’s performance?

    Higher the cc, the greater the engine size, which results in an augmented ability to generate torque and power.

  • ✔️Does cc affect the speed of the bike?

    No, cc represents power generated, resulting from angular speed and torque. The bike's speed depends on other factors such as weight, the gear ratio, and the diameter of the wheels.

  • ✔️Does the cc affect the cost of the bike?

    Yes, it does. A bike with higher cc will cost more than a lower cc bike.  


  • ✔️Is third-party two-wheeler insurance mandatory for a 1000cc bike?

    Yes. Third-party two-wheeler insurance is mandatory for every bike, irrespective of its cc.