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✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Acko or Bajaj Allianz Bike Insurance Plan Starting at ₹457/year*

Bajaj Discover 125 Insurance

Bajaj Discover 125 is a powerful, elegant, and comfortable motorcycle. With the ergonomically designed long seat on this bike, you will forget about the distance. The ex-showroom price of this 124.5 cc bike is ₹58,496. However, if you own a bike like Discover 125, buying a comprehensive insurance policy becomes a must. Thanks to the growing number of vehicles on the road, you can be confident about your driving skills, but not about other drivers on the road. Read on to explore factors like Bajaj Discover 125 insurance price, features, variants, and more.

Bajaj Discover 125 Variants and Ex-Showroom Price

Check out the below table to discover the different variants and its ex-showroom price of Bajaj Discover 125:

Variant

Bajaj Discover 125 Price (Ex-Showroom)

Fuel Type

Proposed Third-Party Premium Rates (Rs.) FY 2022-23

 

(effective 1st April, 2022)

125 T Drum

₹51,472

Petrol

Rs.714

125 T Disc

₹54,385

Petrol

Rs.714

125 ST

₹55,168

Petrol

Rs.714

Drum CBS

₹57,165

Petrol

Rs.714

Disc

₹59,738

Petrol

Rs.714

Disc CBS

₹62,253

Petrol

Rs.714

 

*The Bajaj Discover 125 ex-showroom prices are subject to change based on the city.

**Third-party premium prices are indicative. The actual premium rate you may have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying your bike insurance policy.

How to Buy Bajaj Discover 125 Insurance with Ease?

Follow the below steps to get Bajaj Discover 125 insurance plans at excellent prices with Finserv MARKETS:

Step 1: Visit the bike insurance premium page & enter your registration number and your mobile number.

Step 2: Enter your bike registration number and mobile number.

Step 3: Provide the necessary information in the application form.

Step 4: Pick the bike insurance plan that suits your needs.

Step 5: Make an instant online payment.

Step 6: Your insurance policy will reach you in no time.

Renew Bajaj Discover 125 Insurance Online

You can renew your insurance policy with the following steps:

Step 1: Enter your last policy details.

Step 2: Input your personal and bike-related details.

Step 3: Check your renewal premium.

Step 4: Make an instant online payment.

Step 5: Your Bajaj Discover 125 insurance will be active soon.

Read More: Bike Insurance Renewal

Why Insure Your Bajaj Discover 125?

A sudden mishap like an accident or natural calamity can cause financial distress. And imagine losing a relatively new Bajaj Discover 125 to theft, wouldn’t it bring along a great deal of sadness and anger? However, if you had a comprehensive Bajaj Discover 125 insurance with a return-to-invoice cover, you could at least avoid the financial stress.

Types of Bajaj Discover 125 Bike Insurance Plans

Primarily, there are two types of insurance plans. Let’s understand the two in brief!

  • Third-Party Insurance

    Third-party bike insurance is the most basic insurance policy available in the market. It assists you in covering the costs of damages caused to a third party due to your car.

  • Comprehensive Insurance Plan

    If you want complete coverage for your vehicle and damages inflicted upon another vehicle in the event of an accident, this is the plan for you. Along with accidental damages, it also covers you against other types of losses, which is explored in the coming sections.

What’s Covered Under Bike Insurance

Third-party bike insurance covers the losses incurred by a third-party, death of the victim, bodily injuries, and accident injuries sustained by the insured. On the other hand, comprehensive bike insurance covers third-party liabilities, own damage, theft, man-made and natural calamities, etc.

What’s Not Covered Under Bike Insurance

Comprehensive bike insurance does not include general wear and tear, damage caused while driving under the influence, electrical or mechanical breakdown, etc.

Read More: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for your Bajaj Discover 125

While comprehensive Bajaj Discover 125 insurance already offers extensive coverage, you can enhance its benefits with add-on covers. Here are a few lucrative add-ons you can consider including in your insurance plan:

  • Engine Coverage

    This add-on cover protects your Discover 125’s engine in case of damage or total failure.

  • Roadside Assistance

    Let's say you are visiting a new location, and your bike breaks down. This is a common encounter amongst people who commute by bike or car. However, what if there's no garage around? Fret not! With the 24x7 Bike Roadside Assistance cover, your insurance firm will be at your service any time, anywhere.

  • Consumables Cover

    Comprehensive insurance does not cover components like the gearbox, engine oil, nut & bolt, etc. However, with this insurance, your insurer will also bear the cost of consumables.

  • No Claim Bonus

    The insurer will give you a bonus if you do not file any claim requests throughout the insurance policy period, significantly lowering your annual premium cost.

Bajaj Discover 125 Insurance Claim Process

You can submit the following documents while filing the Bajaj Discover 125 insurance claim:

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Bajaj Discover 125 insurance policy

  • Original bills and receipts of the vehicle repair

There are two types of Bajaj Discover 125 insurance claims:

Cashless Claim Under Bike Insurance

In the cashless claim facility, the repair charges of the bike are directly paid by the insurance provider to the garage. You need to get it repaired at a garage authorised by the insurer.

Reimbursement Claim Under Bike Insurance

You can also get your bike repaired at a non-partner garage; however, you will have to make the payment upfront from your pocket. You can file a claim and get the expenses reimbursed once the bill is paid.

Read About: Bike Insurance Claim Process

Tips to Reduce Bajaj Discover 125 Insurance Cost

You can utilise the below-mentioned tips to bring the Bajaj Discover 125 insurance price down.

  • NCB Reward

    Try not to make any claims throughout your policy period and avail the no claim bonus while renewing your insurance plan.

  • Compare Quotes

    Comparing insurance quotes online will get you the best possible deal of all.

  • Avoid Small Claims

    In case of small-ticket bills, try and settle them yourself. Doing so will help you secure your No-Claim Bonus.

  • Drive Carefully

    By obeying all the traffic rules, you reduce the possibility of damaging your vehicle and thus save the NCB reward.

How to Maintain Your Bajaj Discover 125

  • Check Tyre Pressure

    Maintain the right tyre pressure to avoid any wear and tear or sudden bursting of the tyre.

  • Engine Maintenance

    The engine is what provides energy to your bike, hence it is imperative to take good care of it.

  • Check the Brakes

    Keep the brakes in check and avoid any problems while riding the bike.

  • Regular Servicing

    You should follow the maintenance schedule to the T if you want your bike to run in peak condition.

Bajaj Discover 125 Maintenance Cost

The maintenance cost of Discover 125 for 3 years can go up to ₹3,940. And the good news is, you can avail the first 3 services for free of cost.

Service No.

Kilometres / Months

Free / Paid

Total Cost

First Service

500/1

Free

₹430

Second Service

4500/8

Free

₹165

Third Service

9500/12

Free

₹595

Fourth Service

14500/16

Paid

₹460

Fifth Service

19500/20

Paid

₹835

Sixth Service

24500/24

Paid

₹365

Seventh Service

29500/28

Paid

₹1,090

 

About Bajaj Discover 125

The Bajaj Discover 125 is available in a drum variant and a disc variant. This motorbike features a dual-tone seat, eye-catching graphics, and two LED DRLs with a tail light bezel. With an air-cooled 124.5 cc engine displacement, this bike is fuel efficient! Continue reading this article to learn more about Bajaj Discover 125 mileage, weight, torque, and more.

Bajaj Discover 125 Specifications

The below table highlights the specifications of Bajaj Discover 125.

Particulars

Bajaj Discover 125 Specifications - Technical

Engine

· Displacement: 124.5 cc

· Power: 11 PS @ 7,500 RPM

· Torque: 11 Nm @ 5,500 RPM

· Cylinders: 1

Transmission

5-Speed Manual Transmission

Fuel Tank Capacity

8 litres

Mileage

82.4 kilometres per litre

Brakes

Front - Single 200 mm disc

 

Rear - Single 130 mm drum

Wheels and Tyres

Front – 2.75 R17 (alloy wheel)

 

Rear - 100/90 R17 (alloy wheel)

Weight

121 kilograms

 

Bajaj Discover 125 Key Features

Here’s a list of features that you can enjoy with Discover 125:

  • DRLs

  • LED Tail Light

  • Fuel Gauge

  • Digital Odometer, Tripmeter, and Speedometer

  • Analogue Tachometer

Bajaj Discover 125 On Road Price Across Major Cities

As Bajaj Discover 125 has been discontinued, the on-road price is not available.

Wrapping Up

Now that you have understood both the bike and Bajaj Discover 125 insurance plans, you can buy the right policy for yourself. Visit our ‘Bike Insurance’ page to know Bajaj Discover 125 insurance prices for different plans. With a range of lucrative add-on covers, we also enable you to customise the bike Insurance plan as per your preference.  

Check Out Bike Insurance Plans Available at Bajaj MARKETS

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Other Bajaj Bike Models

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FAQs On Bajaj Discover 125

✔️What is the Bajaj Discover 125 mileage?

The mileage for the Bajaj Discover 125 amounts to around 82.4 kilometres per litre. 

✔️What is the ex-showroom price of the Bajaj Discover 125?

The Bajaj Discover 125’s ex-showroom price is ₹58,476.

✔️What is the tyre size in Bajaj Discover 125?

When examining the dimensions of the Bajaj Discover 125 tyres, the front tyre measures 2.75 R17 and the back tyre of the Bajaj Discover 125 measures 100/90 R17.

✔️What is the fuel tank capacity in the Bajaj Discover 125?

The fuel tank capacity of the Bajaj Discover 125 is 8 litres. 

✔️How much does the Bajaj Discover 125 weigh?

The Bajaj Discover 125 weighs 121 kilograms.

✔️Is it okay to declare a higher or lower IDV in bike insurance?

No. Declaring the wrong IDV in bike insurance for a higher claim amount or a lower premium quote is not advisable.