Two-Wheeler Insurance - Bangalore

Bengaluru, also known as Garden City, or Silicon City, is the IT capital of India, and has beautiful gardens like Cubbon Park, Lal Bagh and the city is dotted with refreshing lakes. Bengaluru is home to a plethora of Information Technology, Aerospace, and Biotech companies, including Intel, SAP Labs, Dell, Infosys, Wipro, TCS, Bicon, DRDO, HAL, ADE, ISRO, BEL, BEML to name a few. Bengaluru is also home to some of the top learning institutions such as, IISC, IIM-B, and Indian Institute of Astrophysics.

Bengaluru has an extensive public transport network in the form of buses and MRTs (which is currently undergoing rapid and massive expansion). There are also numerous taxis and taxi aggregator companies which along with auto rickshaws ensure easy commute in the city. Bengaluru is well connected with the rest of India by air, rail, and an extensive network of state and national highways. Some of the major roads in Bengaluru are: MG Road, Brigade Road and Commercial street are good shopping destinations, Church Street and 100ft Road Indiranagar are foodie destinations and the Outer Ring Road connects points in and around the city. Other major roads in Bangalore are SJP Road, ITPL Main Road, Hosur Road, Sarjapura Road, Sampige Road, Race Course Road, Cubon Road, Residency Road and HAL Airport Road.

Despite an extensive public transport network, most Bangaloreans still prefer to use personal transport for its convenience and comfort. Being one of the fastest growing cities, it has seen an exponential increase in the number of two-wheelers on the cities roads. According to the transport department, Bengaluru has more than 50 lakh registered two wheelers as of 2017 which account for 69% of total traffic on the road. Popular two wheelers in Bengaluru are Honda Activa, Hero Maestro, Suzuki Access, Hero Splendor, and Bajaj Pulsar.

Extensive and haphazard construction combined with bumper to bumper traffic that makes driving on Bengaluru's roads dangerous. Bengaluru had 4,611 cases of registered road accidents in 2018 of which 1337 involved two-wheelers. Two-wheeler accidents account for 25% of road crash deaths across India. With this in mind, it’s important to make sure you and your two-wheeler have two wheeler insurance in Bengaluru for safety.

Benefits of Two-Wheeler Insurance in Bengaluru

Under Indian laws, it is mandatory to have two-wheeler insurance in Bengaluru at the time of purchase and through your ownership tenure. A major benefit of having bike insurance in Bengaluru is that it protects you from financial loss in case your two-wheeler is involved in an accident or is stolen or damaged. Two-wheeler insurance cover in Bengaluru comes in two options:

  • Third Party Liability Insurance - This is the bare minimum mandatory plan and protects you from financial damages incurred by a third party only, due to your two-wheeler. This does not cover you, your two-wheeler, or your passenger.

  • Comprehensive two-wheeler insurance - Comprehensive coverage on the other hand provides complete financial protection for you, your pillion rider and your vehicle, from theft, road accidents, natural calamities, and man-made disasters and also includes the mandatory third-party liability.

Why Choose Finserv MARKETS for Two Wheeler Insurance In Bangalore?

If you too are looking for a competent two-wheeler insurance in Bangalore, seeking assistance from Finserv MARKETS can prove to be a great option. As a leading BFSI company offering bike insurance in Bangalore, Finserv MARKETS houses two wheeler insurance policies for your two-wheeler with a comprehensive coverage at lucrative costs. It also offers a variety of other features that include:

  • Quick online processing.

  • Easy transfer of No-claim bonus (NCB).

  • Additional covers and riders.

  • Major discounts on premium.

  • Long-term availability.

  • Hassle-free claim settlement.

  • No fresh documentation.

  • 24 x 7 customer support.

While you are at it, you can check the bike insurance premiums for the plans available on Finserv MARKETS. Just use the bike insurance calculator to get a quote on your chosen insurance policy. That way, you will be able to select two wheeler insurance coverage that fulfils your needs and is quite affordable as well

List of Garages

Sr. No.





Nagoor Auto Works

54, Gangena Halli Extension, Bellary Road, Bangalore - 560032, Karnataka

+91 80 25929139



Hkgn Two Wheeler Garage

146, TCM Royan Road, Cottonpet, Near Ms Function Hall, Bengaluru +91 99805 38983



Star Two Wheeler Garage

2nd Cross Road, Jaya Nagar, Bengaluru

+91 98458 54916



Royal Two Wheeler'S Garage

Shop No 163/2, 14 Th Cross, 1 St Block, 19 Th Main, Rajajinagar, Shivajinagar, Bengaluru, Karnataka 560051

+91 80 25552016



Ifra Two Wheeler Garage

16/3 2 Nd Cross Opp To Tippu Convent School 1 St Block, 1 St Block, Someshwara Nagar, Jaya Nagar, Bengaluru, Karnataka 560011

+91 84535 55173


Check Out Bike Insurance Plans Available at Finserv MARKETS

General FAQs

  • ✔️What are the consequences of an expired two-wheeler insurance policy?

    The consequences of allowing your bike insurance to expire are reduction or loss of NCB, you will be exposed to third-party liabilities and you would have to bear the complete cost of repairs in case of an accident.

  • ✔️Can you purchase two-wheeler insurance online?

    Yes, you can purchase a two-wheeler insurance policy online through our website Finserv MARKETS.

  • ✔️What is a No Claim Bonus (NCB)?

    A no claim bonus is a discount given by your insurance company on your bike insurance renewal, if you have not made any claims in the preceding year.

  • ✔️What are the add-on covers in two-wheeler insurance?

    If you have a comprehensive insurance, there are many add-ons available, such as pillion rider cover, NCB protection cover, consumables cover, engine protection etc.

  • ✔️What happens if I ride without a two-wheeler insurance?

    Under the Indian Motor Vehicles Act, third party liability insurance in mandatory. If you are caught without insurance, you could face a fine of Rs2,000/- an/or imprisonment up to 3 months.

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