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How to Transfer Bike Insurance Online?

Looking to sell your old bike to purchase a better model? While selling your older two-wheeler, do not forget to transfer your bike insurance to the bike’s new owner. To transfer bike insurance online, it should be processed within 14 days of the sale of the vehicle by submitting all the relevant documents and insurance transfer forms to the insurance company. The buyer and seller may also have to provide their address and identity proof along with their driving licence. Once verified, the insurance policy will be transferred to the new owner. It is important to remember that bike insurance transfer is as important as transferring a vehicle registration.


Bike Insurance Transfer

India is one of the biggest markets for two-wheelers in the world. Considering the heavy traffic on Indian roads, bikes are more favoured. It is easy-to-park, easy-to-navigate through traffic and fuel efficient. With the constant update in the two-wheeler models and market, a majority of consumers like to sell the old vehicle and buy a new one. Then, there arises the need for bike insurance transfer. The insurance of your old vehicle should be transferred to the new owner once the sales deal is completed. If you fail to do so, then you could be considered responsible for any accidents or damages the bike may be involved in.

The process of bike insurance name transfer online is simple. The bike insurance transfer process is considered successful only if the name on the bike's insurance policy is changed to the new owner. This process is a must when you buy or sell an old two-wheeler in India. The insurance company should be informed about the event of transfer of the bike insurance policy.

Benefits of Bike Insurance Transfer

When you transfer an insurance policy for a two-wheeler, there are many benefits involved. Some are:

  • You will be free of all kinds of future liabilities related to the bike and you will not be held responsible for any damages caused to or by the bike.

  • Your No Claim Bonus from the old policy can be carried forward to the new insurance policy you buy. The No Claim Bonus certificate provided by the insurance company will help you get a cheaper or heavily discounted insurance policy in the future.

How to Transfer Bike Insurance?

If you are looking for ways to understand how to transfer bike insurance from one person to another, don’t worry. Follow the below-mentioned steps for an easy bike insurance transfer online.

  1. Within 14 days of the official transfer of two-wheeler ownership, you have to apply for transfer of insurance of two-wheeler with the insurer through their official website.

  2. To prove the transfer of ownership, submit all necessary documents to the insurance company along with the insurance transfer form for the bike.

  3. Depending on the company, both the buyer and seller may have to provide documents like identity proof, address proof, driving licences, etc.

  4. Some insurers may assess your vehicle before transferring the insurance.

  5. Once all the details are verified by the insurer, the insurance policy will be transferred to the new owner.

The second-hand bike buyer has to buy a new insurance policy for the bike they have purchased, if 14 days have passed since the transfer of ownership. This is because the current third-party insurance cover will end after 14 days of ownership transfer.

Documents Required for Bike Insurance Transfer

Here is the complete list of two-wheeler insurance name transfer forms and documents you need for the transfer of a bike insurance.

  • Registration Certificate of the two-wheeler

  • Original insurance policy

  • Form 28, 29 and 30

  • Sale deed of the two wheeler

  • Paperwork of ownership transfer

  • Insurance policy premium payment history

  • No Objection Certificate (NOC) from the previous owner

  • Address proof of the buyer

  • Passport size photographs of the buyer


Now, you may have understood how to transfer insurance of a bike. Generally, there is nothing wrong in always keeping a backup for unforeseen circumstances. Whether you are someone looking for an insurance policy for your new two-wheeler or a buyer who recently bought a second-hand bike and didn’t transfer the insurance policy from the owner, you should avail the best comprehensive insurance plans available in the market. Bajaj MARKETS is a platform that offers various standard two-wheeler insurance plans from different insurers at lucrative costs. You can choose the one that best suits your needs and ensure you remain financially protected in the case of heavy damages to your vehicle.

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FAQs on Bike Insurance Transfer

✔️Can bike insurance transfer be facilitated to a new owner?

Yes, the previous owner can transfer the bike insurance to the new owner by contacting the insurance company and providing all relevant documents.

✔️How do I facilitate bike insurance transfer to another person?

You can transfer or sell your bike to another person by visiting the RTO office where you initially registered your bike and submitting the relevant documents.

✔️Can I sell my bike without RC?

 You may be able to find a buyer willing to buy without RC, however, it is not advisable to sell without RC as you may be liable for any damages caused during an incident involving the bike. You can apply for a duplicate RC at the RTO office.

✔️Can you apply for bike insurance renewal online?

Yes, you can apply for bike renewal online by visiting the website of your insurance provider and following the instructions on the website to renew your policy.  

✔️Can third-party insurance cover be transferred to the new owner?

Yes, third-party insurance on your bike can be transferred to the new owner. For the first 14 days, the old insurance policy will apply, hence, it is important to get it transferred within 15 days from the date of purchase.