Bike Insurance in Delhi
Delhi is the capital of India and is home to a plethora of vehicles. It is one of the most populated cities in the nation, although traffic laws are strict, roads are overcrowded, and there is a moderate to high risk of accidents. The majority of vehicles that ply on Delhi roads are two-wheelers, as they are easy to park in a crowded city and make more economic sense than cars. The amount of vehicles on Delhi’s roads makes it a dense area no matter where you ride your bike. Therefore, traffic road accidents are all too common. A way in which to protect yourself if you have a bike in Delhi is to get bike insurance in Delhi.
Best Two-Wheeler Insurance Plans
You can get two-wheeler insurance in Delhi from leading insurance companies and plans that are competent enough to give you the coverage that you need. You are covered from the standpoint of the law and get the security of expense coverage, should an accident befall you. Among the plans that offer two-wheeler insurance in Delhi through Bajaj Markets are Bajaj Allianz Bike Insurance, Acko Bike Insurance and HDFC ERGO Bike Insurance.
In general, these companies give you plans that offer a range of benefits and features such as easy processing of online bike insurance in Delhi, additional coverage if you need it, substantial premium discounts, claim settlements that are hassle-free, and customer support that operates around the clock, among others. However, you may see features pertaining to each of the plans in the table below:
|
Bajaj Allianz General Insurance Policy |
Acko General Insurance policy |
HDFC ERGO General Insurance policy |
Category |
Comprehensive |
Comprehensive |
Comprehensive |
Insured Declared Value |
Depends on the make and model. |
Depends on the make and model. |
Depends on the make and model. |
Coverage |
Own damage, liability against third party cover, personal accident cover |
Own damage, liability against third party cover, personal accident cover |
Own damage, liability against third party cover, personal accident cover |
Tenor |
One year |
One year |
One year |
Premium |
Depends on the make, year and model. |
Depends on the make, year and model. |
Depends on the make, year and model. |
Personal accident cover |
Available |
Available |
Available |
Claim settlement |
98% |
95% for FY 2020-21 |
99.8% for FY 2020-21 |
Key replacement cover |
Available |
Available |
Available |
No claim bonus cover |
Available |
Available |
Available |
Depreciation protection |
Available |
Available |
Available |
Engine protect cover |
Available |
Available |
Available |
Roadside assistance |
Available |
Available |
Available |
Consumable expenses |
Not available |
Available |
Available |
Claim registration process |
Digital |
Digital |
Digital |
Benefits of Two-Wheeler Insurance
If you want to insure your new two-wheeler or wish to renew your policy and get a new plan, you get the following benefits from the best plans available. The advantages of premium bike insurance plans are mentioned below:
Rapid Settlement of Claims
Your claims are settled in a matter of a few minutes through quick online processes.
With support and assistance on the road, available through the day and night, you get continuous support. You can contact the customer support staff via phone or email. Furthermore, insurers make available an SMS facility that is instant.
When you don’t make claims during the policy term, you can get NCB or No-Claim Bonus. This gives you discounts on further policy premiums of nearly 50% when you renew bike insurance in Delhi.
Network Garages in Delhi
If you purchase bike insurance in Delhi, you get access to a large network of garages where you can make the most of cashless claims, avoiding any expense from your own pocket. The network connected to these great vehicle insurance plans is made up of more than 8,000 garages spread across the length and breadth of India. With such a huge network and cashless claims, you get the freedom to choose a garage near you. Check out these key network garages in Delhi.
1. Bajaj Allianz
You can see the list of the Bajaj Allianz Bike Insurance network garages in Delhi on this page.
https://apps.bajajallianz.com/gmlocator/locate-garages.php
2. Acko
You can check the list of the Acko Bike Insurance network garages in Delhi on this page.
https://www.acko.com/garages/
3. HDFC ERGO
You can check the list of the HDFC ERGO Bike Insurance network garages in Delhi on this page.
https://www.hdfcergo.com/locators/cashless-garages-network
Wrapping it Up!
Getting two-wheeler insurance in Delhi is a piece of cake, especially if you decide to get a plan from any partners on Bajaj Markets. You can look for the plan that meets your requirements, and in easy procedures, you can apply online and get your policy so you can ride your two-wheeler in a stress-free way. To be aligned with the law, you must get insurance, and not only because of this reason. Vehicle insurance protects you when you face expenses due to sudden events like accidents, theft and other liabilities resulting from your bike mishaps.
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