✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹457/year*

Located in a proximity of 30 kilometers from the national capital of New Delhi, Gurgaon is a bustling metropolis in the state of Haryana. Famous for housing office spaces of a host of Fortune 500 companies, Gurgaon contributes significantly to the country's economy and thus also plays host to employees of these companies, who throng the city from all over India. With estimates suggesting that Gurgaon's population has now touched almost 900,000, after Mumbai, Gurgaon is rapidly emerging as a significant industrial and financial hub of the country.


The increased influx of employees thronging the city has resulted in higher pollution levels, caused by more significant public and private transportation usage. With massive traffic jams and a lack of space, residents have increasingly resorted to using two-wheelers, such as scooters and bikes, to get about. This has translated into increased two-wheeler fatalities over the last few years. As per statistics, in 2018 alone, over 1200 road accidents were reported in the city of Gurgaon.


In situations like this, it is essential to purchase two-wheeler insurance in Gurgaon if you plan to use this form of transport in the city. Two-wheeler insurance is essentially an agreement between you (the vehicle owner) and the insurance company (the insurer), wherein in the case of an unforeseen accident, natural disaster, or theft, you are compensated for damage to your vehicle.


Suppose you choose to opt for two-wheeler insurance in Gurgaon. In that case, you may choose a policy that either compensates a third party for damages caused by your vehicle to third-party property or person or select a comprehensive policy that will also protect you and your vehicle from accidents and natural disasters such as fire, storms, cyclones, and man-made disasters such as riots and vandalism.

Best Two Wheeler Insurance Plans

On Bajaj Markets, we recommend the following plans for bike insurance in Gurgaon:

Bajaj Allianz Two-Wheeler Insurance


Acko Two-Wheeler Insurance


HDFC ERGO Two-Wheeler Insurance

Cashless claims at garages in the network

Cashless claim facilities at network garages

Cashless claim facilities at network garages

Instant renewal of your policy online, before the date of expiry

No unnecessary paperwork and documentation

Coverage against own damage, liability against third party cover, personal accident cover

Comprehensive bike insurance with personal cover for accidents

Premiums that are economical

Key replacement, no claim bonus and depreciation protection cover available

Long-term policies are available easily online

Easy application process for online two-wheeler insurance in Delhi with instant policy issuance

Roadside assistance and engine protect cover available

Exceptional customer care with roadside assistance around the clock (24x7)

Hassle-free settlement for claims

Hassle free claim registration process

Benefits of Two-Wheeler Insurance

  • Protection against Natural Disasters:

If you purchase bike insurance in Gurgaon, you will be protecting your vehicle and indemnifying yourself from vehicle-related expenses occurring due to natural disasters such as floods, cyclones, earthquakes, and storms, to name a few.

  • Protection against Legal Liabilities:

If you meet with an accident and a third party is involved, there are a slew of legal liabilities you can potentially be embroiled in. Third-party insurance, a compulsory requirement of two-wheeler insurance, will indemnify you from any third-party legal liabilities.

  • Cashless Claim:

If you purchase bike insurance in Gurgaon, you can get your damaged vehicle spruced up through a cashless claim at any of the network garages that are affiliated with your insurance provider.

  • Long-Term Insurance:

Most insurance companies have launched long-term insurance products that can help you protect your two-wheeler for up to three years. The premium remains fixed for the duration of three years, making it easy for you to purchase bike insurance in Gurgaon.

  • Comprehensive Insurance Policy:

The comprehensive two wheeler insurance in Gurgaon will cover the costs of injuries you may sustain, as well as the damages caused to your vehicle in the case of an accident. In addition to this, a host of add-ons and rider benefits can also be availed of, such as zero depreciation charges, personal accident cover, and third-person liability clauses.

Network Garages in Gurgaon

In insurance terms, network garages refer to a host of service stations where you can avail cashless claims in the case of an accident or damage to your vehicle. They operate in tandem with your insurance company and are selected by them on the basis of certain criteria, including (a) honesty and fairness when it comes to their service (b) transparent pricing (c) servicing undertaken as agreed upon with the insurer (d) alignment of costs with initial quotations (e) efficient and well-trained staff and (f) seamless complaint-raising procedures.

In a Nutshell

Life can be unpredictable, and to protect yourself and your two-wheeler from any damages, it is vital that you invest in two-wheeler insurance when purchasing your vehicle. However, be careful to purchase bike insurance in Gurgaon after much consideration, research, and due diligence.

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on Bike Insurance in Gurgaon

  • ✔️How do I claim my bike insurance policy?

    You can do so by first registering your claim online, uploading the supporting documents, and waiting for the assessment. Once approved, you will receive your claim settlement amount.

  • ✔️Do I need to buy second-hand bike insurance too?

    In this case, you can ask the former owner to transfer the insurance from his name to yours officially. If this is not available, you will have to purchase second-hand bike insurance.

  • ✔️Is two-wheeler insurance in Gurgaon mandatory?

    Yes, as per the Motor Vehicles Act of 1988, it is compulsory to purchase two-wheeler insurance.

  • ✔️Where can I check my bike insurance details?

    You can do so by visiting the official website of the Government of India's Ministry of Road Transport and Highways, and once there, by entering your vehicle registration number.

  • ✔️What is the claim settlement ratio of Bajaj Allianz Two Wheeler Insurance?

    The CSR of the Bajaj Allianz Two Wheeler Insurance is 95%.

  • ✔️Is buying two-wheeler insurance compulsory?

    Yes. According to the rule stated under the Motor Vehicles Act of India, it is compulsory for all vehicle owners to have third-party vehicle insurance. At Bajaj Markets, you can buy a third-party as well as a comprehensive bike insurance Gurgaon at affordable premiums.

  • ✔️What are the different types of two-wheeler insurances available?

    You can avail either of the following types of insurance for your two-wheeler-

    Third-Party Insurance: This type of two-wheeler insurance offers coverage only for third-party legal liabilities.

    Comprehensive Insurance: This type of two-wheeler insurance offers coverage for a third party as well as more all-inclusive insurance coverage.

  • ✔️How can I register a claim on my two-wheeler insurance?

    You can register a claim online at our website. The online processing of the claim makes it easier to process your bike insurance claim with minimal documentation.

  • ✔️Is there a toll-free number that I can call for assistance?

    Yes. Bajaj Markets has a 24x7 assisting helpline for all your two-wheeler insurance-related queries. You can contact anytime on the toll-free number-1800-209-5858 to get instant assistance.

  • ✔️What is No-Claim Bonus on bike insurance?

    A no-claim bonus is a discount offered upon the premium at the time of your two-wheeler insurance policy renewal. An NCB facility is offered only when you do not make any claims on your two-wheeler insurance for an entire year. The more NCB you acquire, the more discount you can get at the time of renewal. Bajaj Markets also offers the facility to transfer up to 50% of your NCB in case you want to change your insurance provider.

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