Hero Electric Optima Plus Bike Insurance

About Hero Electric Optima Plus

Hero Electric Optima Plus Specifications

The bike comes with the following specifications

• Engine: Self-Start, BLDC Motor, Automatic Transmission

  • Motor Power: 250W

  • Range: 70 km/charge

  • Battery Charging Time: 4-5 hours

• Electricals:

  • Battery Type: Li-Ion/ER

  • Battery Capacity: 48V, 20Ah

  • Headlight: Halogen

  • Tail Light: Bulb

• Tyres: Tube

  • Front Tyre Size: 3.00-16

  • Rear Tyre Size: 3.00-16

• Brakes: Drum

Variants

The Hero Electric Optima Plus comes in two versions –

• Hero Electric Optima Lithium-Ion

• Hero Electric Optima ER

Hero Electric Optima Plus Bike Insurance Premiums

When you buy a new bike, it is mandatory under the Motor Vehicles Act of 1988 to have a two-wheeler insurance policy under your name. A lot of people worry about bike insurance premiums when purchasing the policy. The premium amount is dependent on the following factors –

• Age of the bike

• Area of bike registration

• Your driving background

You can then choose a Third-Party Bike Insurance – wherein the premiums are relatively low. For extensive coverage, you can opt for Comprehensive Bike Insurance – wherein the premiums are high. It is highly recommended to buy a comprehensive policy as it gives you all-round insurance protection, something that is much needed when driving on the Indian roads.

Besides this, you can also opt for an add-on cover like zero depreciation bike insurance that offers reimbursement without factoring in depreciation. With zero depreciation cover, you will receive full compensation on your bike in case of accident or damage.

Why Insure Your Hero Electric Optima Plus?

Knowing the condition of the Indian roads, having bike insurance is quite essential. It will financially protect you against unforeseen road mishaps. Thus, any damage incurred by your Hero Electric Optima Plus due to unexpected events will be covered with Hero Electric Optima Plus Insurance at Finserv MARKETS.

It will financially protect you against accidents, theft, or loss incurred due to human-made or natural disasters. Therefore, when you buy the new Hero Electric Optima Plus, opt for comprehensive coverage with us and protect your bike against unforeseen events.

Why Choose Finserv MARKETS For Hero Electric Optima Plus Bike Insurance?

The Bajaj Allianz bike insurance plan has the following benefits –

• Easy Online Process: You can purchase bike insurance online in under a few minutes. Also, the insurance renewal process is equally straightforward.

• Cashless Claims: You can still avail services at network garages with cashless claim facility. Here, your insurer will take care of the expenses incurred and the amount will be paid directly to the garage.

• Digital Bike Insurance: When you seek bike insurance online, you receive a digital copy of the insurance on your registered email id upon successful payment.

• Smooth NCB Transfer: The No Claim Bonus is offered to you when you achieve a claimless policy term. You can transfer up to 50% of the existing NCB (based on your last five years claim history).

Inclusions in Hero Electric Optima Plus Two-Wheeler Insurance

The following things are included in your plan –

• Damage due to natural and human-made calamities

• The cost incurred due to accidental external means

• Personal accident coverage

• Damage/loss due to riots and strikes

Exclusions in Hero Electric Optima Plus Two-Wheeler Insurance

The following things are excluded from your plan –

• Damage/loss incurred due to the influence of intoxicants or speeding

• Damage/loss incurred outside the stated locations

• Damage due to nuclear waste

• Damage due to war-like situations or foreign invasions

How to Apply For Hero Electric Optima Plus Bike Insurance?

Here’s how you can apply for Hero Electric Optima Plus Insurance with us –

• Visit the Finserv MARKETS online

• Enter the necessary details like bike registration number and mobile number. If you do not have a bike registration number, enter the RTO location, bike model, manufacturing year, and the bike registration date

• After this, you receive the policy quote along with policy details and premiums

• If you agree with the given quote, proceed to make an online payment

• Upon successful payment, the Hero Insurance policy will be sent to you on the registered email id

Other Hero Electric Models

• Hero Electric Flash

• Hero Electric Photon

• Hero Electric Dash

Claim Process

We have an easy claim process. All you have to do is –

• Register your claim online at Finserv MARKETS as soon as you incur damage/loss

• Upload the required documents and proof of incurred damage/loss

• The insurer will assess the claim

• Check the claim status online

Also, you can read about how to renew bike insurance by visiting the Discover section of our online platform.