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Bike Insurance in Jaipur

Jaipur, known as the pink city of India and the capital of Rajasthan is one of the most popular tourist destinations in India. The city has a large population of people who use two-wheelers to travel every day.

As third-party insurance is mandatory for all vehicles as per the Motor Vehicles Act,1988, all two-wheeler and bike owners in Jaipur need to have their vehicle insured. In this article, we’ll take a look at options for bike insurance online Jaipur and the benefits of buying a comprehensive bike insurance policy.

 

Benefits of Bike Insurance in Jaipur

 

Getting comprehensive bike insurance in Jaipur has a myriad of benefits for you and your bike, some of which are listed below:

 

  • Keep Your Bike Financially Secure

While third-party bike insurance only covers the cost of damages and injuries caused to a third party in an accident, comprehensive insurance also covers the cost of any damages caused to your own vehicle, apart from providing third-party cover. As the cost of automobiles and automobile components have risen substantially over the past few years, so have repair and maintenance expenses. Keep your finances secure against accidental damage through comprehensive bike insurance.

 

  • Personal Medical Cover

One of the main benefits of comprehensive bike insurance is, it will also provide you with coverage for any medical expenses that arise due to injuries in a bike accident. Medical costs in India for the average person are borderline unaffordable so it is very important that your healthcare costs are covered in case of an unfortunate accident, or you may end up losing your life savings in medical bills.

 

  • Legal Obligation

As mentioned previously, all vehicle owners in India need to have at least third-party insurance to legally drive on Indian roads. If you are caught driving your bike without a valid insurance policy, you may have to pay up to ₹4,000 in fines or even face imprisonment. Save yourself from these legal troubles by getting bike insurance in Jaipur.

 

 

  • Add-on Covers

When you buy comprehensive two-wheeler insurance in Jaipur, you also get the option of buying add-on covers to enhance your protection. You need to purchase these add-on covers separately over your insurance plan but they can be very valuable, especially add-ons like zero depreciation cover or bike theft cover, etc.

 

Read More: Bike Insurance Cover - Inclusions & Exclusions

 

  • Third-Party Cover Included

When you buy comprehensive bike insurance in Jaipur, you also get third-party liability cover automatically as part of the policy. So, you can stay financially protected against third-party or own damages in a single plan.

 

  • No Claim Bonus

If you have been using your bike insurance plan for a full policy term, you can take advantage of the No Claim Bonus (NCB) benefit. If you are eligible for NCB, it allows you to get lower premiums at the time of insurance renewal. You also have the option to transfer your NCB to another insurer if you wish to switch insurance providers.

 

 

Some of the Best Bike Insurance Plans in Jaipur

 

Choosing the right insurance plan for your bike can be confusing, especially if you have never purchased bike insurance in jaipur before. To make things easier, take a look at the bike insurance plans available at Bajaj MARKETS and their features:

 

 

 

Bajaj Allianz General Insurance Co

Acko General Insurance Ltd

HDFC Ergo General Ltd

Third-party cover

Comprehensive Bike Insurance

Premium Amount

Starting at Rs. 538. - + GST (effective 1st April 2022)

Starting at Rs. 538. - + GST (effective 1st April 2022)

Starting at Rs. 538. - + GST (effective 1st April 2022)

No of Network Garages

4,000+

NA

8000+

Claim Settlement Ratio

98%

98%

99.5%

Additional Covers

Disclaimer: ~The aforementioned third-party premium rates are indicative. The actual insurance amount that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

 

Network Garages in Jaipur

With comprehensive bike insurance in Jaipur, you also get the added benefit of network garages, which is a service offered by the motor insurance companies. You, the policyholder, can take your damaged vehicle to a ‘network garage’ affiliated with your insurer and get your vehicle repaired at no cost. The network garage will directly settle the bills for repairs with your insurance company. However, if the cost of repairs exceeds the maximum sum offered, you will have to pay the balance of the repair costs. Given below is a list of network garages in Jaipur.

 

You can check out the nearest network garage for bike insurance plans made available from our partners insurers:

Bajaj Allianz General Insurance - https://apps.bajajallianz.com/gmlocator/locate-garages.php

HDFC ERGO General Insurance - https://www.hdfcergo.com/locators/cashless-garages-network

Final Takeaway

While Jaipur is a great place to live and work in, you cannot drive around the beautiful city without a valid licence. As the capital of Rajasthan, Jaipur also has densely populated roads which can lead to frequent accidents. To save yourself from legal issues and accident-related costs, it is better to be prepared with a bike insurance plan for your vehicle. If you want to buy motor insurance but are unsure about the costs, you can get an estimate using the bike insurance premium calculator. Check out the variety of bike insurance plans available at Bajaj MARKETS and choose one that fits your requirements.

 

Check Out Bike Insurance Plans Available at Bajaj MARKETS

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FAQs on Bike Insurance in Jaipur

✔️Which is the best bike insurance in Jaipur I can choose?

You should take a look at all the bike insurance Jaipur plans available online and choose the best option that provides the most features.

 

✔️Can I get a bike insurance policy in Jaipur without inspection?

If you choose to buy a bike insurance policy online, you can get it without any inspection.

✔️What are the different ways to pay for two-wheeler insurance online?

With Finserv MARKETS, you can pay for your bike insurance through various payment methods such as net banking, debit card, credit card or even a mobile wallet. 

✔️Can I cancel a two-wheeler insurance policy before its tenor?

Yes, you can cancel a bike insurance policy before the policy term comes to an end. However, you will be required to buy another two-wheeler insurance policy before your existing policy can be terminated. Hence you will have to submit the supporting documents to prove you have bought another two-wheeler insurance policy.

✔️How can I get two wheeler insurance in Jaipur for an affordable price?

You can use a bike insurance calculator to figure out which plan is the cheapest that also provides adequate protection.