Bike Insurance in Kolkata

According to the Motor Vehicles Act, 1988, a bike rider should have at least third-party bike insurance to drive on the public roads of India. Especially in densely populated cities like Kolkata, bike insurance will safeguard you from financial liabilities that may incur due to unexpected accidents and damages. Not only does bike insurance avoid the penalties, but it also acts as a financial shield that safeguards you from financial losses that may incur due to unexpected accidents and damages. A comprehensive two-wheeler insurance policy can help you get the cost of your vehicle repairs along with the third-party damages covered. Here we will discuss how to buy bike insurance in Kolkata and more. 

Two Wheeler Insurance in Kolkata

Located on the eastern bank of the Hooghly River, Kolkata is one of the most historic cities in India. The old-world charm of the city is courtesy the surviving traces of colonial British architecture and the consecration of a host of intellectual as well as cultural festivals. The lifeline of this city is its majority middle-class population that has imbibed all the western imperial values while simultaneously maintaining its traditional legacy in its day-to-day lifestyle. This celebrated amalgamation of the ‘East meets West’ is one of the main reasons why Kolkata is known as the City of Joy. 

The city attracts a host of national as well as international tourists every year. Popular tourist attractions in the city include the grand Victoria Memorial, the mighty Fort William, the iconic Howrah Bridge, the exquisite Marble Palace, and the serene Belur Math, amongst others.

The city has a long-withstanding legacy of nurturing acclaimed poets, playwrights, and freedom fighters. The Jorasanko Thakur Bari, commonly referred as ‘Tagore’s House’ is a museum dedicated to displaying the exhibits of original paintings, manuscripts, and books of the legendary Noble laureate Rabindranath Tagore. The annual Durga Puja, a festival celebrated in reverence of Goddess Durga, attracts thousands of devotees to the city every year. 

Connectivity in Kolkata

Kolkata is one of the main commercial hubs in Eastern India. Add to it, the number of tourist attractions in the region, and a major part of traffic to the North East stems from this city. Apart from the East, Kolkata is also connected to other parts of India through a number of National Highways. The city also headquarters two of the prominent divisions of the Indian Railways: the Eastern Railway and the Southern Eastern Railways. Kolkata is the only city in India with a surviving tram network. These tramlines are laid on major roads connecting the Southern and Northern reach of the city. The other prominent modes of transport within the city include underground metros, buses, taxis, and rickshaws.

Popular Bikes In Kolkata

Two-wheeler bikes are the most favored mode of transport for the common man in this city. Some of the popular two-wheeler bikes seen on the streets of Kolkata are:

  • Yamaha

  • KTM Duke

  • Honda Activa

  • Vespa

  • Royal Enfield Bullet

  • Bajaj Avenger 

Benefits of Two-Wheeler Insurance in Kolkata

According to the Ministry of Road Transport and Highways, the state of West Bengal ranks fourth in the number of road accidents in the country. These high statistics have led the authorities to introduce road-safety campaigns such as “Safe Drive, Save Life”, to curb the number of road mishaps.

Taking out an insurance on your two-wheeler can be seen as one of the self-precautionary measures to protect yourself from any untoward repercussions of road-rage in the city. A good bike insurance in Kolkata will cover expenses incurred due to loss or damage of your two-wheeler due to accidents, natural calamities or purposeful malicious acts. In case of accidents resulting in third-party liabilities like death or damage/injuries caused to a third-party, a two-wheeler insurance offers coverage for the expenses incurred. 

Why Choose Bajaj Markets For Two-Wheeler Insurance In Kolkata?

Bajaj Markets offers a platform to choose between the following two comprehensive policies for bike insurance in Kolkata:

  1. Third-Party Liability Cover:

Having a third-party liability cover is mandatory under section 146 of the Motor Vehicle Act of 1988. Bajaj Markets offer a Third-Party Liability cover that provides financial coverage due to damages caused because of your two-wheeler to a third-party.

  1. Comprehensive Cover:

Finserv Market’s Comprehensive insurance cover for two-wheelers in Kolkata is an all-inclusive plan that offers personal accident cover along with coverage for damages/loss occurred due to theft, sabotage, man-made disasters or natural calamities.

By availing any of these two wheeler insurance covers at Bajaj Markets, you can avail the following benefits:

  • Ease of online application

  • 24x7 assistance

  • Cash free servicing in over 4000 garages

  • Hassle-free renewal

  • Additional coverage for pillion rider

  • Major discounts on premiums

While you are at it, you can check the bike insurance premiums for the plans available on Bajaj Markets. Just use the bike insurance premium calculator to get a quote on your chosen insurance policy. That way, you will be able to select two wheeler insurance coverage that fulfils your needs and is quite affordable as well.

List of Garages in Kolkata


Name of Garage

Address Details




Austin Distributors Pvt. Ltd.

1/1,10B,Baishnab Ghata,Patuli Township ,Bl-P




United Auto Garage

5, No, Acre Road Masjid, Acharya Jagadish Chandra Bose Rd, Mullick Bazar, Park Street area, Kolkata, West Bengal

098366 62425



Auto Scan

100/1, B.T. Road, Kolkata-700090




Mamtaz Motor Garage

Castrol Bikepoint, Jatragachi New Town Near, Eco Park Gate No-1, Raigachhi, Kolkata, West Bengal 700157

98748 50172



Cascade Commerce Pvt. Ltd.

129/A, South Tangra Road(China Town)Kolkata-700046




Austin Distributors Private Limited

173,A.J.C.Bose Road,Intally





103/1B, Raja Dinendra Street, Kolkota-700006



Note: You can avail the cash-free servicing facility on any of the network garages in Kolkata for your two-wheeler under your Two-Wheeler Insurance Policy.

FAQs On Bike Insurance In Kolkata

How can I register for a Claim on my Two-Wheeler Insurance?

You can visit Bajaj Markets online to register your claim

When can I call for Assistance?

Bajaj Markets provide round the clock assistance. You can call on our toll-free number anytime, any day. Our customer care executives are available 24x7 to provide you with assistance.

What happens after the expiration of my Two-Wheeler Insurance policy?

Upon expiration of your two-wheeler insurance policy, all the benefits included in your coverage will become non-applicable. Policy expiration may also lead to a negative impact on your NCB (No-Claim Bonus). To avoid this from happening, you can apply online for your two-wheeler insurance renewal online at Bajaj Markets.

My two-wheeler Insurance Policy is nearing its expiration. How do I renew my two-wheeler insurance?

You can easily renew your bike insurance online. Bajaj Markets offers an additional option for coverage extension at the time of renewal. Now you can choose to extend your two-wheeler insurance coverage by 3 years at the time of renewal.

Does Bajaj Markets offer No-Claim Bonus?

Yes. Bajaj Markets offers a No-Claim Bonus benefit of 50%. 

Check Out Bike Insurance Plans Available at Bajaj Markets

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