Suzuki Access 125 Bike Insurance

Popular among customers for its ergonomic design and sturdiness, the Suzuki Access 125 has an on-road price of Rs.91,680. Based on the model opted for, this price can further go up to Rs.1.02 Lakhs. 

When opting to purchase the same, do not miss out on buying insurance. Based on the model you opt for, third-party Suzuki Access bike insurance can start from Rs.769. In addition to this, to protect yourself in the event of an accident, you can also opt for a comprehensive insurance policy.

To apply for an insurance policy, or renew the same, visit the Bajaj MARKETS website.

Let’s take a look at the various Suzuki Access variants and the insurance premiums you will have to pay for each model:

The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

To continue reaping the benefits of your Suzuki Access insurance, renew the policy with us on Bajaj Markets. Just follow the steps given below:

• Step 1: Visit the ‘Bike Insurance’ section on our website.

• Step 2: Enter your registration number and contact details as well as details of the previous insurance policy.

• Step 3: Check your Suzuki two-wheeler insurance renewal plans and premium. Select your preferred plan.

• Step 4: Make the payment online.

• Step 5: Download the policy copy.

• Step 6: Do not forget to avail the No-Claim Bonus (NCB) discount at the time of Suzuki insurance renewal.

While Suzuki’s vehicles are safe and built to standards, Indian roads can be very tricky to ride on. Just a small unavoidable error can lead to an accident causing a tremendous amount of physical injuries to you and damage to your Suzuki bike. Moreover, repairing your Suzuki Access in case of serious damage can cost anywhere from ₹10,000 to ₹40,000 or more. Therefore, it is highly recommended to have a comprehensive bike or two-wheeler insurance plan in place. A comprehensive insurance policy protects your Suzuki two-wheeler financially in case of accidents, theft, or loss due to man-made or natural disasters.

Let’s take a look at the type of Suzuki Access 125 two-wheeler insurance plans you can choose from:

1. Third-party Bike Insurance:

Third-party bike insurance is mandatory by law under the Motor Vehicles Act, 1988. A third party plan only covers third-party liabilities, which means that the coverage is not extended to you or your Suzuki Access. As a result, the premium costs are relatively low. If you are looking to buy an extensive cover for your motorcycle, you should look into buying a comprehensive two-wheeler insurance policy.

2. Comprehensive Two-wheeler Insurance:

A comprehensive two-wheeler insurance plan for Suzuki Access will cover third-party liability as well as damage to your own motorcycle. The comprehensive Suzuki Access insurance plans will have relatively higher premiums as compared to third-party insurance plans. You can even extend the scope of your comprehensive bike insurance policy with add-on benefits. Having comprehensive Suzuki Access insurance ensures that your two-wheeler is protected against any unfortunate event at all times under a large umbrella of circumstances.

As mentioned above, third-party bike insurance will only provide coverage for medical expenses and damages caused to the third party during an accident. However, a comprehensive insurance plan will also cover the expenses for the damages to your own vehicle as well as your injuries, along with providing third-party cover.

Most insurance plans have a certain set of exclusions that are not covered by the insurance policy. Bike insurance exclusions have situations like normal wear and tear of vehicle parts, accidents due to drunk driving or driving under influence of mind-altering substances, coverage for replacement of consumables, etc.

Suzuki bike insurance plans available on Bajaj Markets come with bespoke add-on covers that enhance the financial protection of your motorcycle. These include:

1. Zero Depreciation Cover:

A zero depreciation bike insurance cover protects you from depreciation. It means that you will be covered for the bike’s full insured value, i.e. without considering depreciation, thereby minimizing your out-of-pocket expenses during a claim.

2. Round-the-Clock Spot Assistance:

With the round-the-clock spot assistance cover, you are never left stranded in case of a sudden breakdown during your ride.

3. Personal Accident Cover:

This add-on covers you and/or the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

4. Return to Invoice:

The Return to Invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.

Here are some points that can help you reduce the price of insurance premiums for your Suzuki Access 125:

• Avoid Making Small Insurance Claims

Making multiple insurance claims in a year can lead to an increase in the price of your premiums. In case of minor repairs for your Suzuki Access, you should get them done out of pocket.

• Maintain your Suzuki Access

If you maintain your Suzuki Access two-wheeler properly, it will run smoothly for many years and you won’t have to make any insurance claims, thereby saving you from an increase in the premiums.

• Compare Insurance Plans Online

When looking to buy insurance for your Suzuki Access 125, you should first compare all two-wheeler insurance plans available online. By analyzing the plans available, you can find the policy that offers the best features at the cheapest rate.

• Choose Only Necessary Add Ons

You may be tempted to buy many available add-ons with your insurance plan, but they can increase the cost of premiums. Check all the add-ons carefully and only select the ones you may really need to save costs.

Here are some important points to remember which can help you maintain your Suzuki Access 125 and keep it running smoothly for years to come:

• Regularly Service Your Suzuki Access 125

Vehicles need to be checked and serviced regularly to ensure that they are running smoothly. Moreover, regular servicing can help identify any potential problems with the two-wheeler and get it repaired before it becomes a big problem.

• Maintain Tyre Pressure

You need to make sure that the tyre pressure in your Suzuki Access 125 is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

• Maintain the Engine

The engine of your Access 125 is the most important component. You need to regularly check the engine to see if it is working smoothly. Drive smoothly at a steady recommended speed so that your engine performs optimally for a long time.

• Do Not Overload

Overloading your Suzuki Access 125 can cause damage to the engine and the internal parts due to the added stress of carrying extra weight, so make sure you do not overload your vehicle.

You need to maintain and repair your vehicle every year for the longevity of your vehicle. The first few servicings will be provided free of cost but you will have to pay out of pocket once the free servicing expires. The approximate Suzuki Access service cost for 3 years is around ₹4,000. Here is the Suzuki Access service schedule:

Note: These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your two-wheeler.

The first model of the Suzuki Access 125 was launched in India on September 18, 2007, and quickly became one of the best selling two-wheelers in the market. With its powerful 125 cc engine and comfortable style, the Suzuki Access 125 is a great choice for buyers. Over the years, Suzuki has introduced many updates for the vehicle, improving its performance and safety with each new iteration.

Let’s take a look at the main specifications of Suzuki Access:

Here are all the important Suzuki Access 125 features you should know about: 

Let’s take a look at the on-road price of Suzuki Access 125 in different cities: 

Suzuki Access 125 is an excellent two-wheeler that has a ton of power and great mileage for its price. If you are looking to buy a new Suzuki Access 125, you should also buy a good insurance plan to go along with it. While you are at it, you can check the Suzuki Access 125 insurance price by using the bike insurance calculator to get a quote on your chosen insurance policy. A good two-wheeler insurance plan will keep you and your vehicle protected in case of damages or accidents. At the Bajaj Markets platform, insurance inspections are quick and hassle-free while the claim settlement processes are easy and straightforward.