Sachet Insurance
- Health
- Adventure/Sport
- Lifestyle
- Travel
- Family Protect
Outstation Accident Cover
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Covers accidental hospitalization costs
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Road ambulance costs covered
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Sum Insured of up to Rs. 4 Lakhs provided
Accidental Hospitalization Cover
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Covers hospitalization expenses incurred due to an accident
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Road ambulance cover up to Rs. 25000
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Offers sum Insured of up to Rs. 5 Lakhs
Accident Cover
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Coverage of up to Rs. 15 Lakh
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Income protection of Rs. 1000/ week
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Covers Accidental Death,Permanent Total & Permanent Partial Disability
Firecracker Cover
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Covers accidental hospitalization expenses up to Rs. 2 Lakh
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Income loss cover up to Rs. 1000/week
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Road ambulance charges are covered up to Rs. 25,000
Child Personal Accident Cover
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Fracture treatment expenses up to Rs. 1 Lakh covered
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Coverage of up to Rs. 1 Lakh in case of disability
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Get coverage of up to Rs. 1 lakh
Stampede Insurance
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Death/Disability coverage of up to Rs. 2 Lakh
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Covers Road Ambulance expenses up to Rs. 25,000
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Covers fracture treatment expenses up to Rs. 50,000
Sports/Fitness Injury Cover
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Fracture treatment expenses up to Rs. 1 Lakh covered
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Coverage of up to Rs. 2 Lakh in case of Coma
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Permanent Partial or Permanent Total Disability coverage of up to Rs. 2 Lakhs
Avid Adventurer cover
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Sum Insured of Rs. 5 Lakh
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Block lost debit/credit cards with just one call
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Covers costs of Air Ambulance & Accidental Hospitalization
Sports/Fitness Injury Cover
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Fracture treatment expenses up to Rs. 1 Lakh covered
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Coverage of up to Rs. 2 Lakh in case of Coma
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Permanent Partial or Permanent Total Disability coverage of up to Rs. 2 Lakhs
Accidental Hospitalization Cover
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Covers hospitalization expenses incurred due to an accident
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Road ambulance cover up to Rs. 25000
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Sum Insured of up to Rs. 5 Lakh
Accident Cover
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Coverage of up to Rs. 15 Lakh
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Income protection of Rs. 1000/ week
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Covers Accidental Death, Permanent Total & Permanent Partial Disability
Pedal Insurance
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Covers fracture treatment expenses up to Rs. 75,000
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Death/Disability coverage of up to Rs. 2 Lakh
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Covers fracture treatment expenses up to Rs. 75000
Firecracker Cover
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Covers accidental hospitalization expenses up to Rs. 2 Lakh
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Income loss cover up to Rs. 1000/week
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Road ambulance charges are covered up to Rs. 25,000
Local/Metro Train Insurance
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Income loss cover up to Rs. 2000/week
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Death cover of up to Rs. 1 Lakh
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Multiple premium payment options
Morning Walk Accident
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Death/Disability coverage of up to Rs. 3 Lakh
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Covers fracture treatment expenses up to Rs. 75,000
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Road ambulance cover up to Rs. 25000
Daily Commute Insurance
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Covers accidental hospitalization expenses up to Rs. 2 Lakh
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Road Ambulance expense coverage up to Rs. 25,000
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Death coverage of up to Rs. 2 Lakhs
Pedal Insurance
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Covers fracture treatment expenses up to Rs. 75,000
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Death/Disability coverage of up to Rs. 2 Lakh
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Covers fracture treatment expenses up to Rs. 75000
Loan Protector
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Covers outstanding loan amount
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Loan EMI payments up to Rs. 1 Lakh are covered
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Death, Permanent Total and Permanent Partial Disability due to accidents covered
Outstation Accident Cover
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Covers accidental hospitalization costs
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Road ambulance costs covered
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Sum Insured of up to Rs. 4 Lakh is provided
Local/Metro Train Insurance
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Income loss cover up to Rs. 2000/week
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Death cover of up to Rs. 1 Lakh
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Multiple premium payment options
Stampede Insurance
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Death/Disability coverage of up to Rs. 2 Lakh
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Covers Road Ambulance expenses up to Rs. 25,000
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Covers fracture treatment expenses up to Rs. 50,000
Daily Commute Insurance
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Covers accidental hospitalization expenses up to Rs. 2 Lakh
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Road Ambulance expense coverage up to Rs. 25,000
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Death coverage of up to Rs. 2 Lakh
Avid Adventurer
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Cover for adventure sports enthusiasts
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Air ambulance & accidental hospitalization costs covered
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Covers costs of Air Ambulance & Accidental Hospitalization
Child Personal Accident
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Fracture treatment expenses up to Rs. 1 Lakh covered
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Coverage of up to Rs. 1 Lakh in case of disability
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Get coverage up to Rs. 1 lakh
Accidental Hospitalization Cover
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Covers hospitalization expenses incurred due to an accident
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Road ambulance cover up to Rs. 25000
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Sum Insured of up to Rs. 5 Lakhs
Loan Protector
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Covers outstanding loan amount
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Loan EMI payments up to Rs. 1 Lakh are covered
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Death, Permanent Total and Permanent Partial Disability due to accidents covered
Child Education Cover
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Financial cover for your child’s educational pursuits
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Sum Insured of up to Rs. 10 Lakh
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Covers Death or Permanent Total Disability of insured due to accidents
Overview
Whether you are an adventure sports enthusiast or an average office goer, life is uncertain for everyone alike. Don’t let accidents of any sort weigh you down in anyway. Choose a sachet insurance as per your needs and risk exposure and live life by your rules. You can pick one or bundle-up on multiple sachet insurance as these capsule insurances are easy on the pocket.
Why Choose Finserv MARKETS For Sachet Insurance?
How To Apply For Sachet Insurance?
No rocket science here! Follow 4 simple steps and you’re done.
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Choose your coverage
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Fill form
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Complete payment
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Policy Issued
Claim Process for Sachet Insurance
Filing claims was never so simple. Just follow these steps and you’re done!
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1
Register your claim online
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2
Upload documents online
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3
Claim Assessment
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4
Claim Decision
Why Buy Sachet Insurance from Finserv MARKETS?
Sachet insurance for your every need, however small! Choose from an extensive list across Health, Travel, Lifestyle, Family Protect, Adventure/Sport covers. Affordable premiums with high sum assured. Swift claim settlement assured with Finserv MARKETS and a settlement ratio of 94%. Get sachet insurance in 4 simple steps.
Manage all your Sachet Insurance related queries here
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✔️What is meant by permanent total disability?
If a person sustains an injury that converts into a permanent total disability within 12 months of the date of the accident, the insurance company will pay the sum insured as mentioned in the pocket insurance. Permanent total disability means; a) Loss of sight in both eyes. (b) Loss of ability to use one or both hands or feet (c) Loss of limbs (d) Loss of sight in one eye and loss of limbs or the ability to use one hand or foot. A lifestyle modification benefit of 2% of the sum insured will be paid out along with the benefit for permanent total disability under this top-up insurance. -
✔️What does Permanent Partial Disability mean?
Permanent partial disability under wallet insurance includes compensation based on the information below; (a) Hearing of both ears – 75% (b) An arm at the shoulder joint – 70% (c) A leg above mid-thigh – 70% (d) An arm above the elbow joint – 60% (e) A leg up to mid-thigh – 60% (f) A hand at the wrist – 55% (g) A leg up to beneath the knee – 50% (h) An eye – 50% (i) A foot at the ankle – 40% (j) Hearing of one ear – 30% (k) A thumb – 20% (l) An index finger – 10% (m) Sense of smell – 10% (n) Sense of taste – 5% (o) Any other finger – 5% (p) A large toe – 5% (q) Any other toe – 2%. In case the sachet insurance policyholder has suffered more than one form of partial disability, then the total pay-out will not exceed the total sum insured under the policy. -
✔️What is covered under the Accidental Hospitalization Expenses in sachet insurance?
In case the insured is hospitalized due to an accident or some form of injury, the pocket insurance will cover the following in-patient medical expenses; (a) Room rent and boarding (b) Nursing (c) ICU charges (d) Doctor’s consultation (e) Anaesthesia, blood, oxygen, OT charges, surgical appliance charges (f) Medicines and consumable charges (g) Diagnostic procedure charges (h) Prosthetic device charges (i) Physiotherapy. However, the hospitalization needs to be recommended by a doctor or medical practitioner for the capsule insurance to cover it. -
✔️What does Air Ambulance cover mean and what does it include?
The air ambulance cover pays expenses for transportation of the insures by airplane or helicopter from the place of accident to the nearest hospital. The lower of actual expenses incurred or the amount mentioned in the top-up insurance will be reimbursed. -
✔️What does the Hospital Cash Benefit cover under sachet insurance?
A hospital cash benefit cover under a pocket insurance pays a defined benefit for each day that the policyholder is hospitalized. This benefit is only payable in case the hospitalization is for more than 24 hours. This benefit can be availed for a maximum of 60 days per policy period. This benefit does not cover hospitalization due to any pre-existing injuries, any treatment that is not scientifically recognized, any treatment not advised by a medical practitioner, any other procedure not undertaken as a part of the accident treatment. This benefit is only available for treatment in India. -
✔️What is covered under loss of income due to disability from an accident in wallet insurance?
In case a policyholder is not able to perform his duties at his place of employment or business because of a disability caused due to an accident, the top-up insurance will pay a weekly benefit of Rs. 1,000 per week. -
✔️What expenses does Road Ambulance cover include in sachet insurance?
The road ambulance cover provides reimbursement of actual ambulance expenses incurred to transport the insured from the place of accident to the hospital. The ambulance service can be provided by a healthcare provider or an ambulance service. This cover also includes reimbursement of healthcare services provided inside the ambulance up to the specified limit. -
✔️What travel expenses are covered in ‘Outstation Accident Cover’?
This easy on pocket sachet insurance will reimburse travel expenses for a family member of the policyholder in case the policyholder sustains an accident outside his usual place of residence. This travel expense benefit is limited to economy class transportation by the most common mode of transport to reach that place.
