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Why choose Finserv Markets For Student Travel Insurance
How To Apply For Student Travel Insurance?
No rocket science here! Follow 5 simple steps and you’re done
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Choose your destination
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Select the travel dates
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Enter coverage
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Fill form and complete payment
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Policy issued
Claim Process for Student Travel Insurance
Filing claims was never so easy. Just follow these steps and your're done.
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1
Register Your Claim Online
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2
Upload Documents Online
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3
Claim Assessment
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4
Claim Decision
For information on your travel insurance policy, refer to the 'Process' section below.
- Process
- Download
- Emergency Contact
- Medical
- Trip Cancellation/Trip Delay/ Missed Connection
- Baggage Delay/Loss of Baggage
- Cancellation Process
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Updating the Insurer
Use the link below to inform and register your claim.
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Document Collection
Get all the documents required for the claim settlement process.
For Personal Accident Cover related claims, the insured must file an FIR with the police and submit the same to the insurer.
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Document Validation
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
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Document Submission
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
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Updating the Insurer
Use the link below to inform and register your claim.
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Document Collection
Get all the documents required for the claim settlement process.
For Trip Delay - If the delay is more than 6 hours, the insured must contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.
For Missed Connections - If the delay exceeds the specified time limit mentioned in your insurance plan and this results in a missed connection, please contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.
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Claim Validation
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
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Document Submission
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
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Updating the Insurer
Use the link below to inform and register your claim.
-
Document Collection
Get all the documents required for the claim settlement process.
In the event of baggage loss/delay, the insured must contact the concerned airlines, file a complaint and obtain a PIR (Property Irregularity Report).
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Claim Validation
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
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Document Submission
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
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Cancellation of Policy before Start Date - Premature
- You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number.
- A cancellation fee of Rs. 250/- will be charged.
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Cancellation of Policy after the Start Date – If the Insured has not traveled
You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number along with the following details.
- Proof that the he/she has not traveled overseas.
- Photocopy or scanned copy of passport (all pages including ones that are blank).
- Visa rejection letter in the event visa refusal by the respective embassy.
Based on the approval of the underwriters, the policy will be cancelled within one working day after receiving an email and the required documents from the insured.
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Cancellation of Policy after the Start Date – If the Insured has traveled
In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium at the rates shown in below table (subject to no claims being incurred on the policy). To know the percentage of premium to be retained by the insurer, refer to the table below.
Period of RiskPercentage of PremiumService ParametersAbout 50% of Policy PeriodTAT’s to be calculated fromMaximum TAT100%Service ParametersBetween 40% - 50% of Policy PeriodTAT’s to be calculated fromMaximum TAT80%Service ParametersBetween 30% - 40% of Policy PeriodTAT’s to be calculated fromMaximum TAT75%Service ParametersBetween 20% - 30% of Policy PeriodTAT’s to be calculated fromMaximum TAT60%Service ParametersPolicy Inception - 20% of Policy PeriodTAT’s to be calculated fromMaximum TAT50%
- Medical Claim
- Trip Delay Claim
- Trip Cancellation Claim
- Loss of Baggage Claim
- Other Travel Insurance Related Claims
- Exclusions
- Links for Claim Settlement Forms
Line to redirect customers to links category.
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A&D (Common Carrier) Claim Procedure to Insured
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Outpatient Medical and Dental Claims Procedure to Insured
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Medical Evacuation Claims Procedure to Insured
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Medical Expenses Claims Procedure
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PA Cover in India Claim Procedure to Insured
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Personal Accident Claim Procedure to Insured
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Personal Liability Claim Procedure to Insured
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Replacement and rearrangement of staff Claim Procedure to Insured
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Authorization for Medical Records Form - Allianz
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Authorization for release of medical information from Medical Record - Bajaj
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Attending Physician Statement Form
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Missed Connection Claim Procedure to Insured
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Trip Cancellation Claim Procedure to Insured
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Trip Curtailment Claim Procedure to Insured
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Difference in Airfare due to delayed or early return Claim Procedure
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Trip Delay Claim Procedure
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Loss of baggage Claim Procedure
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Loss of Laptop Claim Procedure
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Loss of Passport Claim Procedure
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Loss of Personal Belongings Claim Procedure
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Bail Bond Claim Procedure
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Golfers Hole in one Claim Procedure
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Hijack Claim Procedure
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Home Burglary Claim Procedure
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Suicide Claim Procedure
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Travel Insurance Exclusions
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Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
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Authorization for Medical Record - Allianz
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Authorization for release of medical information from Medical Record - Bajaj
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Attending Physician Statement
Why to get a student travel insurance?
While the thought of sending your child abroad for higher education is overwhelming, it is crucial that he/she is prepared for all kind of situations, including any emergencies. He might have enough funds on them to finance his education, accommodation and even travel while he is abroad. However, in case of any unforeseen incident, you would not want him to face any kind of financial crunch, would you? A student travel insurance policy takes care of this for you. It covers you in case of loss of baggage, Baggage, medical expenses, medical evacuation, loss of laptop, etc.
You should get a student travel insurance so that you don’t have to worry about your child financial security in any contingency situation, when you send them to study abroad.
Features & Benefits of Student Travel Insurance
- A Bajaj Allianz student travel insurance plan, while covering your child in case of unfortunate events, also has various other benefits: -
- It covers you for medical and dental expenses
- Offers coverage in case of trip delays and cancellations
- Pays for your compassionate visit to your child
- Facilitates an instant policy with less documentation and process
- Does not require any health check-up/medical tests
- Provides round the clock assistance through on-call support
Similar benefits are offered by our individual travel insurance plan if you decide to explore a new country by yourself. Also, if you are planning a trip with your full family, make sure you purchase a family travel insurance plan so that each member has a safe and memorable trip.
Documents Required to make a Claim
The documents required to make a travel insurance claim depends upon the different situation you want to make the claim for. However, these are general documents you might need to submit: -
a) Id proof
b) Age proof
c) Documents mentioning the loss amount
d) Copy of tickets
e) Dates of travel
f) Copy of policy and the policy number
g) Travel insurance claim forms
Get answers to all your queries
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I am planning to pursue higher education abroad. Do I need to purchase student travel insurance?
Depending on the country/university you are travelling to for your studies, you may have to get travel insurance. Certain countries/universities make it compulsory for students to have insurance in place. Even if the country you are travelling to doesn't require you to get a student travel insurance, it’s best if you do get it. It helps you be better prepared in case of unforeseen situations like: loss of laptop, medical emergencies, loss of baggage and a lot more.
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What is the eligibility age criterion for a student travel insurance policy to be issued?
The student who wants to be insured under a Bajaj Allianz student travel insurance plan must be between the ages of 16 to 35 years and not older than 35 years
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I wish to buy a student travel insurance in India, online. What paperwork would be required?
If you want to buy a student travel insurance online, no paperwork is required. Buying a Bajaj Allianz student travel insurance policy on Finserv Markets is a quick and hassle-free process.
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What is the maximum days for which I can take the policy?
You can take the Bajaj Allianz student travel insurance policy for a maximum of 366 days.
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Let’s say, I suffer any loss while travelling by railway/ship while I am on my international study trip. Will my student travel insurance policy help me in any way?
Your policy will cover you only if you travel by a “common carrier”. It refers to a scheduled commercial ship or vessel or airline which is a licensed passenger transportation operator from the relevant authority.
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Suppose I fall sick and need hospitalization while studying overseas. Will the policy cover me for the expenses incurred?
Yes, the student insurance policy covers you for hospitalization expenses that you might incur while studying abroad. Our partnership with Bajaj Allianz ensures that the process be a simple, quick & cashless one.
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Does the policy cover me for dental treatments?
Yes, it does. Any dental expenses incurred by you for any acute anesthetic treatment of your teeth due to an Injury, will get reimbursed.
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In case I lose my passport while still in India, will my student travel insurance cover the expenses incurred for issuing a duplicate passport?
Unfortunately, if you lose your passport in India, the policy won’t cover any of your expenses.
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