Acko Two Wheeler Insurance Claim Process

Acko Two Wheeler Insurance Claim Process

Acko two-wheeler insurance is one of the most trusted players in the market and allows you to file reimbursement claims, as well as cashless claims, in a seamless and hassle-free manner.

If you possess a bike, having third-party insurance is mandatory as per law. In the unfortunate event of an accident, you must be aware of how to file a claim. The Acko two-wheeler insurance claim process is quite simple. For the former, you can contact the insurer or register your claim online. For the latter, you can contact the insurer, or visit the nearest network garage.

Acko Bike Insurance Claim Process 

If you have a comprehensive bike insurance plan in place, you can rest assured that the repair cost of any damages arising out of accidents will be covered under your bike policy. However, in order to apply for a claim correctly, you must be aware of the exact steps that need to be taken. If there are any errors in the documents you have submitted or the claim process itself, your claim will likely get rejected. Fortunately, ACKO bike insurance has a very simple and straightforward claim process, which you can understand by reading the exact steps given below.

Significant Points of Acko Bike Insurance

Check out the crucial elements of Acko bike insurance in the table below -

How to File ACKO Bike Insurance Claim

There are two different ways in which you can make an ACKO bike insurance claim; cashless and reimbursement claim. 

• Reimbursement Claim 

You can follow the given steps to file a reimbursement claim: 

• Contact Insurer - Connect with the ACKO team and inform them about the motor accident and your intention to file a claim. 

• Register Claim Online - Fill in the online claim application form on the official ACKO website and submit all the required documents. 

• Insurer will Survey - The insurer will appoint a surveyor who will examine the condition of your damaged vehicle. 

• Claim Settlement - Once your vehicle has been repaired, you will have to submit all the bills to your insurer. After the insurer verifies the repair bills, your reimbursement claim will be paid out. 

• Cashless Claim 

• Contact Insurer - In the event of an accident, inform your insurer about your intention to file a claim.

• Visit A Network Garage - Visit any ACKO network garage near your location to get your damaged bike repaired. 

• Verification and Repair - The network garage will verify your insurance details and then proceed with the repairs for your damaged bike. 

• Claim Settlement - Once your bike has been successfully repaired, ACKO will directly settle the repair costs with the network garage.

Read More: Bike Claim Settlement Process

Benefits of Acko Bike Insurance

The policyholders enjoy a variety of benefits under Acko bike insurance -

• Wide Network - 

Acko has a network of 2000+ garages to render quality services at economical rates.

• 24*7 Assistance - 

A dedicated team of customer care executives are available 24*7 to resolve queries, grievances or complaints.

• Online Procedure - 

The Acko bike insurance procedure can be completed online without any hassle. The existing policyholders can also renew their insurance plan online.

• Unlimited Claims -

 There is no limitation in terms of making claims throughout the year. The insurance plan offers the facility to make unlimited insurance claims to its policyholders.

Documents Required for ACKO Bike Insurance Claim Settlement 

You will need to keep the following documents ready to make a claim -

• Copy of your bike registration certificate

• Police FIR of the accident/theft

• Copy of your insurance policy papers

• Copy of your driving licence

• Repairs bills and receipts in case of a reimbursement claim

Understanding Why Your Claim May Get Rejected 

ACKO is known for its transparent and super quick claim approval ensuring that you, the policyholder, do not face any trouble during your claim settlement process. However, there could be incidents where the claim on your ACKO bike insurance may get rejected. Hence, it is important to understand the common reasons for this.

• Incorrect Details - 

Providing incorrect information while purchasing the policy could result in claim rejection.

• Claimed Damage is Not Covered - 

The claim could get rejected in case the claimed damage is not covered under your bike insurance policy.

• Damage Before Policy Purchase -

 In case the damage to your bike occurred before the purchase of the policy, it could lead to claim rejection.

• Illegal Activity - 

Insurance claims connected with any malicious activity carried out to defraud will be rejected.

• Claim Request Outside Policy Period -

 If the bike insurance claim is made when the claim date is beyond the policy period, it will be rejected

We are Here to Help You 

At Bajaj MARKETS, we are committed to serving you better. Here’s how you can connect with us, should you need any help with ACKO bike insurance:

• You can reach out using the customer care number: 020-66399444 (Mon to Sat from 10 am to 6 pm).

• You can write to us at: insuranceconnect@bajajfinservmarkets.in

• You can also log on to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/ to view your policy details.

• You can download the Bajaj MARKETS App. With our bike insurance app, you can easily manage your account and view your policy details.

ACKO General Insurance

You can reach out to the team at ACKO General Insurance Ltd., should you have any queries or require assistance.

• Customer Service Email: hello@acko.com

• Contact the Call Centre using the ACKO bike insurance contact number: 1-800-266-2256