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✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹457/year*

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Acko Car Insurance Online

Acko Bike Insurance Renewal

With road accidents on a constant rise in India, each bike owner lives in a state of uncertainty where accidents could hit the health and accidental damages could hit the pocket. This has made bike insurance extremely essential. Moreover, the enhanced Motor Vehicle Act has made bike insurance mandatory for driving on Indian roads.


With bike insurance becoming a priority, it is important to note that this is not a one-time affair. You must renew the plan on time to keep reaping the benefits of your bike insurance coverage. Keeping this in mind, insurers are offering a seamless renewal process so that customers can continue benefiting from the insurance plan without going through a lengthy and tedious process.


On Bajaj Markets, the Acko bike insurance renewal process is seamless, hassle-free and quick! With zero documentation and no third-party involvement, Acko Bike Insurance renewal is simple and convenient. Not to forget, the No Claim Bonus that you can enjoy while renewing your Acko bike insurance policy is an added advantage.

Products of Acko Bike Insurance

Acko bike insurance comes in three varieties. Every plan is designed with unique features. These are discussed below:

Coverage Type

Name of the Plan

Third-party covers

Third-Party Bike Insurance Plan

Comprehensive cover

Comprehensive Bike Insurance Plan

Additional cover for the rider’s accident

Personal Accident Cover

1. Third-Party Bike Insurance Plan

The third-party two-wheeler insurance plan is the basic, well-balanced coverage to meet the bike owner's or rider's requirements.


Key features

  • Third-party covers are known for their affordability. The premiums can be low at Rs 499.

  • You can avail of unlimited coverage in case of accidental bodily injuries sustained by a third party.

  • You will be entitled to coverage of up to Rs. 1 lakh for causing accidental damages or losses to the property of a third party.

  • Along with purchasing the plan, the renewal procedure of the Acko bike insurance policy is digital.

  • Settlement of claims can be done online. It is quicker and more convenient.

2. Comprehensive Bike Insurance Plan

The Comprehensive Bike Insurance Plan is the best bike insurance policy as it covers all possible accidental damages. It is a well-rounded plan with a plethora of benefits.


Key features

  • Along with the third-party cover, your damages and losses are covered.

  • You can benefit from its additional personal accident coverage of up to Rs 15 lakh.

  • The claim settlements are hassle-free as they are processed instantly. The company boasts an outstanding claim settlement ratio of 95% for the financial year 2020-2021. Additionally, you can get the entire process completed online.

  • Purchasing and renewing the Acko bike insurance policy requires minimal paperwork, as they can be done online.

3. Personal Accident Cover

It is vital to secure yourself while riding a two-wheeler, especially if you use the roads frequently. The Personal Accident Cover looks after all your personal needs in cases of mishaps. Since personal accidents are covered under the Comprehensive Bike Insurance Plan, you must buy the Personal Accident Cover if you settle for the Third-Party Bike Insurance Plan.


Key features

  • This life insurance cover offers a predetermined amount or the entire sum assured to your family members (beneficiaries) if you face an accidental death while riding your two-wheeler.

  • You will receive a certain sum if you get temporarily disabled due to a bike accident.

  • In cases of total disability, the whole sum assured is paid to the policyholder.

Benefits of Choosing Acko Bike Insurance

Now that you know about the different plans available, read along to know how the Acko bike insurance will benefit you:


  • The Acko two-wheeler insurance plans are easy on your pocket. You don't have to pay for the brokerage as the procedure is completed online. This saves up a massive amount of money.

  • The purchase of a new bike policy and Acko bike insurance renewal procedures are extremely simple and time-saving. You can get these done online according to your convenience. The company also offers round-the-clock assistance to help you out if you face any issues.

  • One of the most acclaimed benefits is the instant and smooth claim settlement process. User reviews prove that the claim settlements, from raising the claim to getting the claim amount, are rather quick and tension-free.

  • The company offers extra discounts and savings if you get a long-term insurance plan.

  • The company maintains absolute transparency regarding the fees chargeable and other insurance clauses. So, you don’t need to be afraid of any hidden charges being levied.

Add-Ons with Acko Bike Insurance

  • Zero depreciation cover

Zero depreciation cover can save big bucks as it protects against depreciation. During a claim, the IDV is also considered in the calculations. Thus, the claim amount you receive gets reduced. However, the claim amount is calculated on the bike’s ex-showroom price (excluding depreciation) if you possess zero depreciation cover.

  • Roadside assistance cover

A flat tyre or mechanical failure can make your vehicle immobile. In such a situation, you will require professional assistance. With the roadside assistance cover, you can rest assured that you will receive prompt services from a mechanic no matter where you are stuck.

  • Outstation emergency cover

With this cover, you are entitled to professional assistance if your two-wheeler breaks down outside 100 km from your home. You just need to inform your insurance provider to get quick assistance.

  • Personal belongings cover

The helmet is an essential personal belonging while driving a bike. When your helmet gets stolen, damaged or broken owing to an accident, this cover will compensate you for the expenses.

  • Engine protection cover

Your bike’s engine might get damaged by oil leakage or water ingestion. The standard bike insurance plan does not offer coverage for your bike’s engine. The engine protection cover takes care of damages or losses suffered by the engine.

  • Key protection cover

This cover replaces your keys if it gets lost or damaged.

  • Consumables cover

The consumables are important to secure your bike's consumable components, including the lubricants, nuts, and bolts.

How to Renew Bike Insurance Online

Here’s how you can get your Bike Insurance plan renewed on Bajaj Markets, that too in just 5 easy steps –


  • Enter your bike’s registration number and your mobile number.

  • Confirm whether your policy has expired

  • Check your renewal premium.

  • Fill in the necessary details.

  • Make an instant, secure payment.

And that’s it! You will receive your new bike insurance policy in your email inbox.

How to Renew Bike Insurance Offline

Bajaj Markets digital approach for Acko two wheeler insurance renewal lets you renew your policy online within a few minutes. Just visit the website, enter a few details, and you're done!


However, if you wish to renew your policy offline, you can do so too. Acko will help you get your policy renewed offline. The process is similar to the one online. All you need to do is take some time off your routine, call the Acko Customer Care team at 1860-266-2256, and provide your bike insurance details, including your policy number and expiry date.


You can also get the renewal done through an insurance agent. You can then make the renewal payment and get your policy in your email.

What are the Benefits of Renewing Your Policy?

  • Financial security

Acko bike insurance renewal is the ideal safeguard by giving you financial security if your bike is accidentally damaged.

  • Zero documentation

Acko two-wheeler insurance renewal entails no hassles or tedious procedures.

  • No Claim Bonus

If you don't raise a claim throughout the policy year, Acko compensates you for being a careful driver. You may save a lot of money and receive greater value for your money with a No Claim Bonus of up to 50% on renewal.

  • Cashless repair and replacement

Numerous network garages are connected to Acko so that you may use the cashless capability at your nearby partner workshop.

  • Third-party legal liabilities

Even in the event of an accident, your legal liabilities are covered by your Acko bike insurance renewal.

FAQs Regarding Acko Bike Insurance Renewal

  • ✔️Why do I need to renew my Acko bike insurance policy?

    To continue to be protected from financial problems brought on by financial responsibilities and bike damage, you must renew your Acko bike insurance coverage on time. The Motor Vehicle Act of 1988 also mandates that bike insurance be carried.

  • ✔️How is the No Claim Bonus beneficial?

    If you file no claims during the prior policy year, the No Claim Bonus is applicable upon renewal of the policy. You may also be eligible for savings on the premium. Your Acko bike insurance renewal provides an extensive NCB policy for your well-being.

  • ✔️Can I include add-on covers at the time of Acko bike insurance renewal?

    Yes, you may add add-on coverage to your bike insurance plan when it is renewed.


  • ✔️Will a copy of my renewed policy be sent to me?

    You will receive your policy paperwork in your registered email address after your renewal money has been paid. You have immediate access to the same.

  • ✔️How trustworthy is Acko bike insurance?

    Acko bike insurance is highly trustworthy. The insurance company holds a licence and certification under the Insurance Regulatory and Development Authority of India (IRDAI). Hence, you can get your Acko bike insurance without any second thoughts.

  • ✔️Do I have to go to the insurance company's office to renew my policy?

    No. Visiting the insurance company’s office for your bike's policy renewal is unnecessary because it is easier to sit back at home and get it done online. The online renewal procedure is more convenient and hassle-free.