Business Loan in Ahmedabad

Ahmedabad is the largest city in Gujarat, and one of the prime business districts in India. It was named amongst one of the fastest growing cities of the last decade by Forbes. Some of the key industries such as textiles, automobile, and pharmaceuticals are based in Ahmedabad. Lately, the IT sector in Ahmedabad has also grown, thanks to the premier higher-education institutes in the city which bring in young, highly-skilled professionals. The city has 4 Special Economic Zones of SEZs with three more industrial estates in the works. In terms of economic output, Ahmedabad is one of the top Indian cities with an output of $68 billion.

If you are a businessperson or budding entrepreneur, you might have thought of starting your business from Ahmedabad, or trading with another businessperson in the city, or conducting business there in some way or the way. Businesses, especially at the beginning, always require loans. Here’s a lowdown of the ideal unsecured business loan in Ahmedabad.

Bajaj Finserv Business loan 

Whether you are a self-employed businessperson or a professional planning to start their own service, you can go for a Bajaj Finserv Business Loan to easily access capital, build modern infrastructure, upgrade your plant and machinery, maintain inventory, and grow a working capital. Here’s a business loan in Ahmedabad that can give you upto Rs.30 Lakhs within minutes! The entire loan process will be online, without any hassles, and can be customized as per your individual preferences. 

Bajaj Finserv Business Loan, available on Finserv MARKETS, caters to both startups and MSMEs. Whether it is launching a business and preparing fixed capital, or upgrading infrastructure, repairing machinery, purchasing raw materials, this is your go-to small business loan in Ahmedabad.

Features of Bajaj Finserv Business Loan 

  • You can procure a loan of upto Rs. 30 Lakhs instantly, thanks to the swift online process. 

  • Your loan can indeed get approved in 3 minutes and the amount will be in your account in as less as 24 hours. 

  • You need not worry about unnecessary paperwork, this loan has a fully online process which understands that you have no time to waste. 

  • This loan is not a one-size-fits-all. It will be tailor-made and customized to suit your specific financial needs. 

  • If you need an unsecured business loan in Ahmedabad, you know where to go! This lender trusts you and tries to give you as much efficiency as possible. 

  • Rest assured about transparency as we will provide all the necessary information about your pre-approved loan upfront. Hidden charges aren’t a worry anymore. 

  • The tenure for your small business loan in Ahmedabad will be as flexible as 12-60 months, so you can decide whether you want a short-term loan or a long-term loan.

  • And that’s not all, you also receive access to a customized insurance plan for protection of your business loan liability along with a Financial Health Check Report.

Application process of Business Loan in Ahmedabad

  • Go to the Finserv MARKETS website and fill the online form for business loan. You will be required to provide your personal information and employment details.  

  • The next step is to choose your desired loan amount and repayment tenure. 

  • You could receive approval in 3 minutes and your loan amount will be in your account within just 24 hours! 

Eligibility criteria for Business Loan in Ahmedabad 

To be eligible for your dream business loan in Ahmedabad, you need to fulfill the following conditions. 

  • You must have citizenship of India. 

  • You must be self-employed. 

  • Your age should be in the age group of 26-66 years. 

  • You must have an operational business for 3 years. 

Documents required for Business Loan in Ahmedabad

The documents needed for your business loan in Ahmedabad are minimal. They include

  • Aadhar Card

  • PAN Card 

  • Other documents related to the business 

  • Plus, you might be asked for some extra documentation in order for us to prepare the best loan for you. 

Calculate your Monthly EMI for Small Business Loan Ahmedabad

One of the prime concerns you would have while obtaining your small business loan in Ahmedabad is the EMI. You can easily calculate this with the Business Loan EMI Calculator on the Finserv MARKETS website. This online tool just requires the following 3 factors. 

  • The loan amount

  • The rate of interest you wish to secure

  • The loan tenure within which you can pay your loan back.

Charges and interest rates of Bajaj Finserv Business Loan

  • Interest rate: 12.99% p.a onwards 

  • Processing fees: upto 3.99% of the principal amount

  • Part prepayment: 2% + taxes 

  • Foreclosure charges: 4% of outstanding loan amount + taxes

  • Convenience fee: Rs.4,499. 

  • Bounce charges: Rs.3,000 (including taxes)

  • ECS return fee: Rs.450 (including taxes)

  • No secure fees. 

  • No upfront interest

  • Stamp duty charges will be different for different states. Check with your representative for the rates applicable to Gujarat for your unsecured business loan in Ahmedabad.

As a businessman you should also be aware about various components of GST, to run your business seamlessly.


Now you know all that it takes for a loan to boost your business in the prime business city. So, get going today! and apply for a business loan easily with Finserv MARKETS.

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