✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Apply Now

If you are a small business owner, you might be well aware of the impact that the lockdown has had on your enterprise. A CRISIL report revealed that the Indian economy will dip by 5% in FY 2020-21 resulting in micro, small and medium (MSME) businesses losing out on one-fifth of their sales. While most businesses are struggling to survive, others have shut shop due to paucity of funds. Liquidity concerns have reached an all time high with the creditworthiness of most firms impacted due to the decline in operations.


While your hopes of getting a business loan in such a precarious situation might be low, don’t worry because you can easily give a fillip to your fledgling venture. A flexi business loan of upto Rs. 50 Lakhs available instantly on Bajaj Markets can help you upgrade your existing machinery, manage operation costs or even take care of your working capital requirements. Let us take a look at the various advantages of this loan.

Benefits of Flexi Business Loan

  • No collateral required

If you are strapped for cash, it can be a dilemma to say yes to a lender who asks for a guarantor. However, you do not need to think twice since there are no such conditions you need to fulfill for business loan eligibility on Bajaj Markets. It relieves you of the compulsion to put your personal assets on the line to avail a loan. 

Hence, these unsecured, customised loans are the best financial solution for asset light businesses faced with a liquidity crisis.

  • Viable even for short term needs

Drying cash reserves an impediment to business expansion? Whether it is restocking your inventory, expanding operations, spending on employee training and hiring, a flexible business loan that allows you to choose the tenor of repayment is what you need to make your entrepreneurial dreams come true. Agriculture and allied firms can also use the capital that they receive to procure labour and machinery even during the peak seasons.

  • Can be used for varied purposes

Each business has its own financial requirements. Sukrit Wadhwa ran a small IT firm in Bangalore. He wanted to install a new software that would help speed up their current workflow while also providing value to the clients and boosting the business and hence he opted for a flexi business loan. You could also utilize the funds for recruiting new hires, setting up a warehouse or expanding your facility etc as per your business needs. There is considerable flexibility with a wide range of options for which you can request for a flexible loan that allows you to better manage your cash flow.

  • Competitive rates of interest

Once you have fulfilled the business loan eligibility criteria available on Bajaj Markets, you can be rest assured that attractive interest rates are offered to you to repay your loan. You can calculate your EMI by entering the principal amount, loan duration and the desired loan interest rate on the business loan EMI calculator available online. What’s more you are only required to pay only the interest portion on the EMIs, which means you can save more during the loan tenure.

  • Your financial backbone

When you opt for a flexible business loan, you are only charged interest on the amount that you use. EMIs are considerably less given that they comprise only of the interest, thereby allowing for greater savings. Moreover, deposit and withdrawal of funds is easily allowed. Fund availability can either decrease or remain the same throughout the loan period acting as your financial support during this time. Your lender will review the loan periodically as well as renew it annually.

  • Help improve your credit score

Payment of your EMIs on time and prudent handling of the limit of your flexi business loan can make you a trustworthy borrower. This takes your credit score a notch higher which could be a stepping stone for getting a big ticket loan in the future at comparatively low rates of interest without any hurdles.


Running a business can be a challenge, especially in uncertain times such as today. However, you can overcome any challenge that comes your way with the business loan available on Bajaj Markets that not only offers funding up to Rs. 50 Lakhs, but also promises instant approval in as little as 2 minutes of submitting your application. Choose a loan duration between 12 months to 5 years as per your convenience for repayment.


A collateral free, tailor-made flexi business loan credited to your account within 24 hours of approval helps you give wings to the vision you have for your enterprise. Not only this, to enrich your entrepreneurial journey, you also get access to Credit Score and personalized insurance plans that protect your loan liability. So do not let a paucity of cash be a deterrent to taking your business to new heights and apply for a flexi business loan today!


Bajaj Markets, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Bajaj Markets, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Bajaj Markets App.

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