my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Persons Covered
  • Rate

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

An ecommerce business faces all the traditional challenges of a conventional business. There are many new challenges that are quite unique to the online world like solutions for inventory, premises and for hiring employees, constantly-evolving technology, and a 24-hour marketplace. The evolution of ecommerce has also brought a lot of options for funding. For an ecommerce loan, you can seek the same kind of loans that many other businesses do. An ecommerce business has quite a few major benefits, among which include:

  • Staying Competitive: The online market provides more exposure to active internet users. Having an online store helps to reach the large population online competing with other eCommerce competitors.

  • Going Global: Ecommerce online business offers the opportunity to go global and boost your revenue stream.

  • Costs Effective: Digital marketing for your online business is comparatively cheaper than the amount you would otherwise spend on a full-fledged sales and marketing team.

  • Save Money On Rent: Having an online eCommerce store can cater to a larger consumer base without you investing in a larger physical space/office.

There are many banks and financial institutions that offer ecommerce business loans. So, let's have a look at all of the options available for funding for ecommerce business, and help you figure out how to pick the right ecommerce funding match for you.

  • Invoice Financing

Invoice Financing is a type of financing that can be availed by businesses that deal heavily on a credit basis but requires liquidity to carry out day to day operations. When a third party, usually the lender takes on the invoices of the borrower and pays cash to the borrower immediately, providing the borrower with enough liquidity. It is then upon the lender to ensure the credits from the invoices have been collected. This is a famous type of business loan taken by many business owners who rely on credit notes for their business operations. Read more on different types of business loans that you can opt for.

  • Business Line of Credit

A business line of credit is a kind of hybrid between a traditional business loan and a credit card, a line of credit enables you to draw against a pre-approved amount of financing, and the borrower is only required to pay interest on the amount that is borrowed. It’s almost always a higher limit for a lower rate of interest compared to a business credit card. It is a great tool to have in your back pocket for general working capital expenses like overhead or payroll, investments like marketing campaigns, or emergencies like system maintenance.

  • Working Capital Loan

A working capital loan is not used to buy long-term assets or investments and are, instead, used to provide the financing that covers a company's short-term needs. So, the business owner does not have to worry about liquidity and can concentrate solely on the business. The loan amount is usually repaid by the time the business hits its busy season and no longer requires the financing. Working capital loans are often tied to a business owner's personal credit, and a payment default will ultimately bring down their credit score.

  • Term Loan

If you're looking to expand your business or branch out in different locations you can opt for a term loan. A term loan works well for an established small business that has sound financial statements. These loans are best used for financing business expansion and hence are for longer periods of time with larger sums of money. A term loan would usually be for 3 to 5 years to balance out the interest and principal on term loan payments. Many financial institutions offer loans at attractive interest rates.

A business loan is always a better option for your short-term requirements and faster access to cash. It is an ideal option for financing because of its flexibility and affordability. Bajaj Finserv business loans are collateral-free, which means you do not have to put your personal or business assets on the line to get the finance for your business. This loan offers various benefits like no need for collateral, quick disbursement directly to your bank account, easy prepayment options and much more. You can simply apply for small business loans online and get pre-approved offers for an instant loan without security from Finserv MARKETS.

With personalized pre-approved offers, instant approvals, and quick disbursal of the loan amount, on the Finserv MARKETS App, you can get the most attractive interest rates on loans. At Finserv MARKETS, you get loans at attractive interest rates for undertaking various business operations, such as an expansion of your business, acquisition of other companies, buying high-value and getting new machinery or equipment, etc. Also, you can check your CIBIL Score and get a detailed Financial Health Check Report (FHCR) for free.


Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”