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## EMI Calculator for Business Loan for Chartered Accountant

By using the online EMI calculator for Business Loan for Chartered Accountants, you can easily calculate the business loan EMI beforehand.

### EMI term

₹ 5,000 ₹ 5,000
• Total amount payable
₹ 5,000 ₹ 5,000
• Interest rate
₹ 8.99% ₹ 8.01%
• Total interest
₹ 8.99% ₹ 8.01%
• Total interest
₹ 5,000

### EMI term

₹ 5,000 ₹ 5,000
• Total amount payable
₹ 5,000 ₹ 5,000
• Interest rate
₹ 8.99% ₹ 8.01%
• Total interest
₹ 8.99% ₹ 8.01%
• Total interest
₹ 5,000
01 ₹ 4,80,000 ₹ 50,000 8.5% ₹ 50,000 ₹ 50,000 ₹ 50,000

## How to use the Business Loan for CA EMI Calculator?

The online EMI calculator by Finserv Markets is very easy to use. All you have to do is to enter your basic loan details such as loan amount, interest rate and loan tenure in the online EMI calculator to obtain an estimate of your EMI.

## How is the EMI calculated business loan for CA?

The basic formula used by EMI Calculators is:

E = P x r x (1+r)^n/ ((1+r)^n-1),

Where,

• E stands for monthly installments.

• P is the principal amount that you want to borrow.

• R is the rate of interest calculated on a monthly basis. It is derived by using the formula r= (annual interest/12) x 100.

• N is the loan tenure in months.

## What are the Interest Rate and Charges of Business Loan for CA?

The interest rate of Business Loan for CA ranges between 14-17%. Some of the other charges are mentioned below:

• Processing charges up to 2% of the loan amount

• Foreclosure charges up to 4% of the outstanding loan amount + applicable taxes

• Bounce charges of Rs. 3,000

• Penal interest of 2% per month on overdue EMI

## Are you Eligible for our Business Loan for CA?

To be eligible for Business Loan for CA at Finserv MARKETS, you must satisfy the eligibility criteria mentioned below:

• You must be a citizen of India.

• You must be a self-employed chartered accountant.

• You must be a self-employed individual.

• You must be between the age of 25 and 65.

• You must have 4 years of experience.

## Manage all your queries here

• ### ✔️Why should you avail of a CA Loan online?

Taking a CA Loan online is faster, secure, hassle-free and transparent. It will save you a lot of time and effort.

• ### ✔️Why should I choose you for my CA Loan?

Through our online process, you can avail of a CA Loan from the comfort of your home. No paperwork. No agents. And it's super secure. You can choose from a variety of exclusive loan products which suits your need.
• ### ✔️Do I have to provide any security, collateral or guarantors when applying for a Bajaj Finserv pre-approved loan?

No, we don't ask for any kind of security or guarantee.
• ### ✔️Can I carry out the Bajaj Finserv lending application process in a conventional manner offline?

Sorry, we only have an online presence and recommend online transactions for quick processing and convenience.
• ### ✔️Do you offer balance transfer facility for CA Loans?

We don’t have the facility of balance transfer for CA Loans.
• ### ✔️How secure is my information when applying for a Bajaj Finserv loan?

All your sensitive information like personal/financial information is encrypted and safeguarded with our best in class security systems. We don't share your information with any marketing agencies or any 3rd party without your consent.
• ### ✔️What are the basic eligibility criteria for CA Loans?

You can apply for a Bajaj Finserv loan if: 1. You are a self-employed practicing Chartered Accountant . 2. You have a minimum work experience of 4 years. 3. You are between 26-66 years of age
• ### ✔️Can I avail a CA Loan if I am an NRI?

We are sorry. We currently serve only Indian residents.
• ### ✔️What is the minimum and maximum tenure that I can avail when applying for a Bajaj Finserv loan?

You can avail of a CA Loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).
• ### ✔️Is there a minimum limit on part payment?

There is no minimum limit on part payment in case of Flexi Hybrid loan but there is a minimum limit of one EMI for part payment in case of Term Loan.

• ### ✔️When can I make the part-payment?

You can make part-payments at any time after paying the first EMI of a Term Loan.
• ### ✔️How many times can you make a part-payment?

There is no limit to the number of part payments in Hybrid Flexi Loan and in Term Loan. However, a maximum of 6 part payments can be made in a year.

• ### ✔️How will a part-payment change your EMI and/or tenure?

Part payment paid will be adjusted to the principal amount which results in a reduced monthly interest in case of a Hybrid Flexi Loan. For Term Loan, you can keep the EMI same and reduce the tenor or you can keep the tenor same and increase the EMI.
• ### ✔️How much amount can I withdraw on my Term Loan?

Sorry, the withdrawal facility is not available on a Term Loan.
• ### ✔️Why do Hybrid Flexi Loans have a higher interest rate than Term Loans?

You can actually save on interest payments even though the base rate is marginally higher than a Term Loan. The innovative customer friendly features that come with Hybrid Flexi allows the flexibility and control on your loan repayment which can help you minimize the interest you pay. In case of any fund requirements you can always withdraw from the part payments with funds instantly credited to your bank account.
• ### ✔️What documents do I need to submit to avail of a CA Loan?

You provide us with the digital copies of all your documents. Usually, for a personal loan/line you would need to provide proof of identity, proof of current address, proof of qualification, SPDC and a cancelled cheque.

• ### ✔️Can I get a loan anywhere in India? What is the maximum loan amount that I can get?

We are present in 35 major cities in India. You can avail of a loan of up to Rs.25 lakhs subject to your eligibility.
• ### ✔️What are my EMI dates? Can I change them?

You can schedule your EMI payment date as the 2nd or 5th of every month. You may change your EMI dates after paying a nominal fee.
• ### ✔️How can I change my tenure?

You can change your tenure by making part payments.
• ### ✔️What is the loan processing fee?

2% of the loan amount is charged as Processing Fee. This fee is deducted from the loan amount.
• ### ✔️What are the part-payment charges?

There are no part-payment charges on Hybrid Flexi Loans. Term Loans come with a 2% part-payment fee.
• ### ✔️What are the foreclosure charges?

We charge you 4% of the outstanding principal as foreclosure charges.
• ### ✔️Are there any annual maintenance charges for flexi hybrid loan?

It is 0.25% on loan amount.
• ### ✔️Are there any other hidden charges?

No. We commit 100% transparency to you. There are no hidden charges at all.
• ### ✔️What are the EMI bounce charges?

We charge Rs. 1,000 per bounce for your CA Loan repayments.
• ### ✔️What are the penal charges for my CA Loan?

We charge 2% per month on overdue amount.
• ### ✔️What happens if my EMI payment bounces?

It is advised that you maintain sufficient funds in your account for clearing loan EMIs regularly. However, in case of an EMI bounce, we would be charging bounce charges of Rs. 1,000 per bounce. You could also attract penal charges on further delay in paying the EMI which can impact your credit score.
• ### ✔️How do I get my loan foreclosure letter?

The foreclosure letter can be downloaded by logging in to our Customer Portal.
• ### ✔️How do I make a loan part-payment?

Login to our Customer Portal and go to make part-payment.

• ### ✔️How do I pay my EMIs?

Your EMIs will be auto deducted from your bank account via automatic ECS instruction.

• ### ✔️Where will I get the disbursed loan amount?

The loan amount will be credited directly to your bank account.
• ### ✔️What is ECS-mandate?

ECS is an electronic mode of funds transfer from one bank account to another. You need to inform your bank and provide a mandate that authorizes the institution, who can then debit or credit the payments through the bank. The mandate contains details of your bank branch and account particulars.
• ### ✔️How do I track the status of my online application?

Login to our Customer Portal to track the status of your application.
• ### ✔️How can I make my overdue payments?

You can pay your overdue EMIs online through the Customer Portal. This facility is offered to customers who have Net Banking activated for their Bank account.
• ### ✔️How long does it take for the part-payment or withdrawal to reflect in the statement of account?

The part-payment or withdrawal will reflect in your statement within 30 minutes.
• ### ✔️Where can I view my EMI status?

You can view and also download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.
• ### ✔️How can I get my loan account statement?

You can view and also download your Statement of Account or Repayment Schedule on Customer Portal. Alternatively, your statement of account will be forwarded to your registered email ID every month.

• ### ✔️Where can I access my loan documents?

Scanned copies of your loan documents are available on the Customer Portal.

## Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!