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The National Capital Region of Delhi includes Delhi and other districts from the adjacent districts. It is a developing region that holds varied economic activities. Moreover, scaling up or enlarging your enterprise in the core of emerging technology and organisations, such as Delhi can be beneficial.


Therefore, if young entrepreneurs are seeking a business loan in Delhi, they can approach Bajaj Markets for prompt access to funds at competitive interest rates. Read along to learn more about such financing options in Delhi.

 Top Business Loan Providers and Interest Rates in Delhi

Many new businesses are establishing their setups in Delhi. However, one of the most common problems faced by these organisations is the lack of funds. As a result, they often require an additional source of funding. In this regard, availing a business loan in Delhi can be an ideal financing option.


To flourish businesses and ensure growth, Bajaj Markets offers the best small business loans in Delhi at the most reasonable interest rates. Refer to the table below to learn about the top business loan providers in Delhi.


Interest Rate

Processing Fee

Bajaj Finance

20.5% p.a. onwards

Up to 2.75% of the loan amount


15% p.a. onwards



12% p.a. onwards

1.5% to 2.5% of the loan amount


15% p.a. onwards

2% to 3% of the loan amount


18% p.a. onwards

2% to 3% of the loan amount

Prefr Partners

16% onwards

3% to 5% of the loan amount


16.5% onwards

2.5% to 4% of the loan amount

Disclaimer: Interest rates and processing fees mentioned here are subject to the regulations of the concerned insurance companies. Please contact your preferred insurer for more details.

Features & Benefits of Business Loan in Delhi

Any individual wanting to expand his/her business requires substantial funds to do so. This is where individuals or young entrepreneurs avail of loans at a specified interest rate and time. Without sufficient working capital, no enterprise can operate smoothly. Since new business loans in Delhi are offered to entrepreneurs, the approved amount depends on the applicant’s credit score and repayment history.


Therefore, aspiring business owners seeking a business loan in Delhi, must check their credit scores to get a fair idea about creditworthiness. Nonetheless, here are some of the lucrative features and benefits of business loans:


  • Access to substantial and affordable capital: When applying for a business loan in Delhi from reputed online platforms, such as Bajaj Markets, aspiring business owners can get access to considerable loan amounts at the most competitive interest rate. Moreover, such affordable interest rates make business loans a perfect choice for short-term and long-term funding requirements.

  • No requirement for collateral: If you apply for an unsecured business loan in Delhi from Bajaj Markets, you do not have to submit any collateral. This essentially means that to secure a loan, you do not have to submit any high-value asset. Moreover, collateral-free credit ensures hassle-free loan approval. So, applicants no longer have to stress about developing their capital assets.

  • Competitive interest rate: Availing of a business loan in Delhi from Bajaj Markets will allow applicants to get affordable interest rates and flexible loan terms. Moreover, individuals with high credit score and a good repayment history can negotiate with lenders for better interest rates against their loan amounts.

  • Flexi Loan facility: Such business loans allow borrowers to withdraw funds based on their requirements and preferences. Here, the interest rate is levied on the withdrawn amount only. In this regard, borrowers can pay up to 45% lower EMIs during the initial part of the repayment tenure. Moreover, such financing options come with extended repayment tenure, thereby ensuring credit relief for the business. Besides, applicants can repay their loan amounts in comfortable EMIs.

  • No hidden charges: Availing business loans in Delhi from leading financial institutions comes with no hidden charges or costs. There is only a one-time processing fee depending on the applied loan amount. Furthermore, this allows borrowers to save higher principal amounts for the growth of a business.

Besides, the availability of online loan applications ensures faster loan approval and by pass extensive manual work. Also, customised pre-approved offers and value-added services make your business loan borrowing hassle-free and comfortable.

Eligibility Criteria for Business Loan in Delhi

Like every other loan, lenders also lay down certain eligibility parameters before approving the loan amount. Therefore, to be eligible for a business loan in Delhi, you must meet the following parameters:


  • Applicants must be self-employed

  • Must be within the age bracket of 25-65 years

  • Applicant’s minimum annual income (ITR) must be Rs. 1.5 Lakh per annum

  • Borrowers must have a business experience of 3 years in the current business and at least 5 years of experience as a whole

  • Self-employed professionals include CA’s, doctors, traders, manufacturers, etc.

  • Business units, such as private limited companies, limited liability partnerships, partnerships can apply for business loans

Documents Required for Business Loan in Delhi

To ensure hassle-free loan approval for an unsecured business loan in Delhi, borrowers need to submit the following documents:


  • Identity documents: driving license, PAN card, passport, Voter’s ID

  • Address proof: utility bills, Aadhaar card, lease agreement, etc.

  • ITR form along with profit and loss statement, balance sheet, income calculation of last 2 years

  • Verified copy of partnership deed and sole proprietorship declaration

  • Bank statements for the last 6 months

  • Certified memorandum copies and articles of association

How to Apply for Business Loans in Delhi?

Applying for a business loan in Delhi is quite simple with Bajaj Markets. Follow the simple application process below:


  • Step 1: Visit your preferred lending partner’s website and select a business loan from the list

  • Step 2: Input your personal, income, and business details

  • Step 3: Select your preferred loan amount and repayment tenure

  • Step 4: Upload scanned copies of the necessary documents 

  • Step 5: After document submission, a loan representative will process the loan application. After loan approval, the loan amount will be credited to your bank account in no time

If you are seeking a business loan in Delhi, you can head over toBajaj Markets and explore the list containing reputed loan providers. Such financing options will allow business owners to meet varied business expenses, stay operational and ahead of the competitors. Furthermore, borrowers can enjoy numerous benefits, such as customised offers, affordable interest rates, and substantial loan amounts.

FAQs on Business Loan in Delhi

  • ✔️How can I apply for a business loan in Delhi NCR?

    The process to apply for a business loan in Delhi has been explained below:

    • Visit the financer’s website and fill the application form in the loan application section.

    • You will get an OTP after entering your personal details such as name, e-mail ID and mobile no.

    • Share your business details such as business registration details, monthly sales and age of business.

    • Upload your bank account statement for the last 6 months.

    After submission of the online form, a representative will get in touch with you to explain the next steps.

  • ✔️Do I need to have a good credit score for getting a business loan in Delhi?

    Yes, you should have a good credit score to get a business loan in Delhi. It should be at least 685 or higher.

  • ✔️What is the maximum tenure for business loans availed in Delhi/NCR?

    The maximum tenure for availing a business loan in Delhi is 8 years.

  • ✔️What is the maximum loan amount that can be availed when seeking a business loan in Delhi/NCR?

    The maximum loan amount that can be availed while applying for business loan in Delhi/NCR is Rs 50 Lakh.