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MSME Loans are mid-term credit advances provided by banks to micro, small, and medium enterprises (MSMEs) to finance their business needs. MSME loans are offered at fairly competitive interest rates with flexible repayment tenures and, usually, do not require any collateral. The funds disbursed as an MSME loan can be used to meet working capital requirements, improve the business's cash flows, and for business expansion. If you run an MSME or plan to set up one in the future, you may consider applying for a business loan at Bajaj Markets. You will not only get the loan at an attractive interest rate, but you will also get many other benefits such as a flexible tenure for repayment and favourable terms and conditions.

How to Apply for MSME Loan?

You need to follow the below-mentioned steps to apply for an MSME loan at Bajaj Markets:

  • Step 1

    Visit the Business Loans page on the Bajaj Markets website.

  • Step 2

    Provide a few personal and professional details such as your Aadhaar number, PAN, business address, business turnover, and income tax returns, among others, as requested.

  • Step 3

    Based on the details you submitted, you will now be able to see the maximum amount that you can avail as a business loan from Bajaj Markets’ lending partners.

  • Step 4

    You now have to select one of the loan offers from our lending partners and the tenure for repayment.

  • Step 5

    Once you have selected the lending partner, the MSME loan amount, and the payment tenure of your choice, your details will be shared with the partner.

  • Step 6

    Once the verification process is completed successfully, the approved loan amount will be disbursed to your bank account in a matter of a few days.

Documents Required for an MSME Loan

You need to furnish the following documents to apply for an MSME loan:


  • Identity Proof: Aadhaar card, passport, voter’s ID, etc.

  • Address Proof: Electricity bill, telephone bill, passport, Aadhaar card, driving licence, etc.

  • Business Proof: Certificate of business existence, Income Tax filings for the previous financial year, profit and loss statements for the past 3 years, etc.

  • Photographs: 2 passport-size photographs

Follow the steps mentioned above to apply for MSME Loans online, and get a loan up to INR 50 Lakhs without any collateral submission. If eligible, you can also avail exclusive pre-approved Business Loan, on Bajaj Markets.

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