✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

Jaipur is famous for handicrafts such as traditional jewellery, blue pottery, handmade candles etc. These have spawned several small businesses all over the city. If you are the owner of such a business, you can scale up to a significant extent with the right funding.

There are several lenders who provide business loans in Jaipur at affordable interest rates. Additionally, the processing fee is also comparatively lesser than other financial institutes. So you must check them out to choose an appropriate provider.

Top Business Loan Providers in Jaipur

Some of the top credit providers in the city of Jaipur are:


Interest Rate

Processing Fee

Bajaj Finance

20.5% p.a. onwards

Up to 2.75% of the loan amount


15% p.a. onwards



12% p.a. onwards

1.5% to 2.5% of the loan amount


15% p.a. onwards

2% to 3% of the loan amount


18% p.a. onwards

2% to 3% of the loan amount

Prefr Partners

16% onwards

3% to 5% of the loan amount


16.5% onwards

2.5% to 4% of the loan amount


Disclaimer: Interest rates and processing fees are subject to change. Please check with the lender before applying.

Features & Benefits of Business Loan in Jaipur

The features and benefits of business loan in Jaipur are as follows:

  • Substantial credit amount: You can opt for a credit of up to Rs. 50 Lakhs to meet the immediate requirement of funds for your business. Additionally, you can also use this amount as working capital for your business to grow.

  • Availability of Flexi-loan facility: You have the flexibility to withdraw this amount as per your requirement. This way, you will have to pay interest only on the amount that you have withdrawn. This helps you to save more on your monthly instalments.

  • Affordable interest rates: At Bajaj Markets, you get loans at an affordable interest rate. Thus, you can save more on EMIs and use these funds for the growth of your business.

  • Collateral-free options: You do not have to collateralize any jewellery or property to opt for a business loan. This saves you from the worry of losing your precious belongings in case you are unable to pay the loan.

  • Hassle-free process: You can apply for a business loan online in just a few steps. This saves you time, and you can apply from any place of your choice.

  • Minimal documentation: You will need only a few essential documents, which saves you the hassle that you would have otherwise needed to arrange the same.

  • Availability of exciting offers: You can get personalized pre-approved loan offers while opting for a business loan. This would help you in getting instant approval for a business loan.

  • Instant approval and disbursal: If you submit an error-free business loan application form, you can get instant approval. Additionally, the amount will get disbursed within just 24 hours of getting approval.

  • Flexibility of choosing loan tenure: You have the flexibility to choose a loan tenure of up to 60 months. Thus, you can repay the credit amount in a timely manner at your ease.

Eligibility for Business Loan in Jaipur

You must fulfil the following criteria to stand eligible for a business loan:

  • You must be a citizen of India.

  • Your age must be between 25 years and 66 years.

  • You must be a self-employed individual.

  • Having a business vintage of 3 years is mandatory for the current business.

  • An overall experience of 5 years in the field of business is necessary.

  • You must have relevant documents supporting income tax returns of about 1 year.

  • You must have a credit score of more than 685.

  • A turnover of more than Rs. 90,000 for 3 months is required.

Documents Required for Business Loan in Jaipur

You must keep the following essential documents ready before applying for a business loan in Jaipur:

  • Identity proof documents such as an Aadhaar card, Voter ID card, Driving licence, and PAN card.

  • Address proof such as passport, lease agreement, and utility bills.

  • ITR Form along with copies of a balance sheet, income computation, and Profit and Loss statement.

  • Last 6 months’ bank statement.

  • A certified copy of Memorandum and Articles of Association

  • An authenticated copy of partnership deed or sole proprietorship declaration.

How to Apply for Business Loan in Jaipur?

You must follow the steps below to apply for a credit:

  • Step 1: Navigate to the official website of Bajaj Markets.

  • Step 2: Enter the essential details in the form.

  • Step 3: Fill out the details, such as loan tenure and the amount.

  • Step 4: Compare the different offers from the lending partners of Bajaj Markets.

  • Step 5: Select a lending partner of your choice and proceed with the application process.

  • Step 6: Once the application is approved and verified, you will get the loan amount.

A business loan in Jaipur can take your business to new heights and increase its reach across the world. However, prior to application, keep the document and plans ready to get instant approval. Additionally, you must conduct a comprehensive lender review and borrow only the amount you will need to finance your business. 

FAQs on Business Loan in Jaipur

✔️How much is a business loan foreclosure charge?

Business credit foreclosure charge for Bajaj MARKETS is up to 4% of the principal outstanding amount + GST.

✔️What is the frequency of instalments during loan repayment?

You can opt for a bi-weekly or monthly payment of instalments as per your convenience.  

✔️How to calculate the EMI of a business loan in Jaipur?

The formula to calculate the EMI of a credit is as follows:

E = P x r x (1+r) ^ n/ (1+r) ^ n-1

Here, n is tenure, r is monthly interest rate, P is principal amount, and E is EMI.

✔️How to apply for a business loan in Jaipur?

 Here are the steps to apply for a business loan in Hyderabad:

  • Go to the lender site and fill the application form under the loan application section.

  • You will receive an OTP after entering your personal details such as e-mail ID and mobile no.

  • Share your business and personal details such as business registration details, monthly sales and tenure of business.

  • Upload the required documents.

  • After submitting the online form, wait for a representative’s call for the further steps.

✔️What is the eligibility criteria for an unsecured loan in Jaipur?

 In Jaipur, the eligibility criteria for an unsecured loan in Jaipur are:

  • Indian nationality

  • CIBIL score should be above 700

  • Minimum 3 years of business vintage

  • Age of owner should range between 24 years to 72 years.

✔️How do I know if I am eligible for a business loan?

 Your eligibility criteria can be verified under the ‘Eligibility’ tab of the finance company’s website.

✔️What is the maximum tenure for business loans availed in Jaipur?

The maximum tenure of a business loan in Jaipur is 5 years.

✔️What is the maximum loan amount that can be availed when seeking a business loan in Jaipur?

The maximum loan amount that can be availed for a business in Rs. 50 Lakhs.