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Business Loan in Jalandhar

Jalandhar is a well-connected city in the heart of Punjab. The city is widely renowned for manufacturing sporting goods and equipment. In fact, Jalandhar is considered to be a global hub for all sports goods. In addition to that, the city also exports furniture, glass, leather goods, industrial tool bags, hand tools, and more.

 

Being an area with bustling industries and commercial establishments, the need for an unsecured Business Loan in Jalandhar doesn’t come as a surprise at all. If you’re looking for a Business Loan provider in Jalandhar that can cater to your funding needs, then you should start looking towards Finserv MARKETS. Finserv MARKETS is a one-stop solution for all your Business Loan needs.  

 

All said and done, let’s take a look at what it takes for an entrepreneur like yourself to avail a Small Business Loan in Jalandhar through Finserv MARKETS.

Eligibility Criteria for a Business Loan in Jalandhar

All that you need to do to avail a loan for your business through Finserv MARKETS is satisfy the following eligibility criteria.

  1. Be between 25 to 65 years of age.

  2. Be a self-employed individual.

  3. Have a total business experience of at least 5 years, with business experience of at least 3 years in the current field.

  4. Have an annual income of at least Rs. 1.5 lakhs per annum as per the latest Income Tax Return (ITR).

Documents Required for a Business Loan in Jalandhar

Now that you’re aware of the eligibility criteria, let’s take a look at the documents that you would need to submit to obtain a Business Loan.

  1. A PAN Card

  2. Proof of identity - Aadhaar card, passport, driving licence, or voter ID card

  3. Proof of address - Aadhaar card, passport, driving licence, voter ID card, or utility bills

  4. Last 6 months bank statement

  5. Income Tax Returns for the last 3 years including certified copies of income computation, profit and loss statement, and balance sheet

  6. Declaration of sole proprietorship, certified copy of Partnership Deed, or certified copy of Memorandum and Articles of association

Benefits and Features of a Business Loan

Here’s what you would get to enjoy by opting for a Small Business Loan in Jalandhar through Finserv MARKETS.

  1. Option to avail loans of up to Rs. 75 Lakhs.

  2. Customisable repayment tenure ranging from 6 months to 60 months.

  3. Loans without any collateral requirements.

  4. Exceptional customer support.

How to Apply for a Business Loan in Jalandhar

Applying for an unsecured Business Loan in Jalandhar with the help of Finserv MARKETS is extremely easy and simple. Here’s what you would need to do.

  1. Visit the Business Loan webpage on Finserv MARKETS.

  2. Fill the application form online with your personal and business details.

  3. Choose a loan offer and a lending partner.

  4. Enter loan details such as the amount of loan and the repayment tenure.

  5. Upload all the relevant documents.

  6. Submit the application. Once the application is verified and subsequently approved, the loan amount would get credited to your bank account directly.   

Conclusion

See how easy it is to avail a Business Loan? So, don’t wait any longer. Select Finserv MARKETS as the platform of your choice for Business Loans in Jalandhar and kick start your very own business right now! Also, if you wish to know more about loans, insurance, and investments, visit the website of Finserv MARKETS. 

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