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Business Loan in Jamnagar

Located on the west coast of India, Jamnagar is a city in Gujarat. It stands as the headquarters of administrative control of the District of Jamnagar. It is the largest city on the west coast. Jamsaib was instrumental in shaping the city’s modern infrastructure in the 1920s. In the district itself, many large and small businesses flourish, and the most well known of these is the oil refining and petrochemical plant by Reliance Industries. There is also an energy refinery by Nayara in the district. Taking a small business loan in Jamnagar is a simple process as the city encourages business trends. 

Eligibility Criteria for a Business Loan in Jamnagar

To fulfil eligibility criteria for a business loan in Jamnagar, you must meet these requirements:

  • The age of the borrower must be between 25 and 65 years of age.

  • It is imperative to be self-employed. You could be a self-employed professional, or a self-employed non-professional.

  • Your business experience, overall, must be of a period of 5 years, and of 3 years in the present business.

  • The annual minimum income of the business should be Rs. 1.5 Lakhs.

Documents Required for a Business Loan in Jamnagar

Once you meet the criteria for eligibility, you will need to submit the following documents as well:

  • Your PAN card

  • Your proof of identity (Aadhaar card, driver’s licence, passport, or voter ID) and address (Aadhaar card, utility bills, voter ID, passport, or driver’s licence)

  • Your bank statements of the previous 6 months

  • Your last 3 years’ Income Tax Returns

  • A declaration of sole proprietorship of your business/deed of partnership

  • A certified copy of Articles of Association and Memorandum

Advantages and Features of a Business Loan

When you opt for an unsecured business loan in Jamnagar, you can look forward to the following features and advantages as you take your loan via Finserv MARKETS:

  • You can avail loans of up to Rs. 75 Lakhs.

  • You can get unsecured loans without the need for any collateral.

  • You get to opt for customized and flexible tenures, ranging from 6 - 60 months.

How to Apply for a Business Loan in Jamnagar

Finserv MARKETS can help in your loan application procedure through its portal. The process is simple and you need to do this:

  • Head to Finserv MARKETS.

  • You will see an application form to be filled with your personal and business information.

  • Fill it and select an offer of a loan from any loan partner.

  • Now you can enter the loan amount and the tenure of repayment.

  • You must upload all the necessary documents.

  • Submit your application. After verification and approval, the amount of the loan will get transferred to your bank account.

Concluding Words

You can see it's not a challenge to get a business loan in Jamnagar. With Finserv MARKETS on your side, it's an easy process and you can get started now.

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