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Business Loan in Kochi

A port city located on the western coast of Kerala, Kochi is the most densely populated city in the state. It has been the major hub for trading and economic activity in Kerala, right from the 14th century or so, which is when the city emerged as a prominent trading center for spices. In addition to its thriving business activity, Kochi also ranks as one of the top tourist destinations in southern India.

 

While Trivandrum may be the official capital of Kerala, it is Kochi that is widely regarded as the state’s financial and commercial capital. In fact, the district in which Kochi is located contributes 15.1% of the state GDP of Kerala.

 

Given this scenario, there’s no doubt about the vast possibilities of setting up a good business in this economically strong city. If you’ve been harboring the dream of starting your own business in the city, you need to first find a business loan provider in Kochi. And Finserv MARKETS may be just who you need to partner with to get started on your journey.

Eligibility Criteria for Availing a Business Loan in Kochi

If you want to avail a loan from Finserv MARKETS to get your small business in Kochi started, you need to first be aware of the eligibility criteria, which are as follows:

  • A self-employed individual (this includes professionals like doctors and chartered accountants)

  • Age between 25 and 65 years

  • At least 3 years of business experience in the current business

  • At least 5 years of business experience overall

  • A minimum annual income of Rs. 1.5 lakhs per annum, as per your ITR

Benefits of a Small Business Loan in Kochi

Choosing Finserv MARKETS gives you many advantages. Take a look at some of the beneficial features here.

  • Choice of Loan Amount

Finserv MARKETS business loans go up to Rs. 75 lakhs. So, you can get loans that are large enough to meet your business requirements.

  • Flexible Repayment Tenure Options

You can even choose a repayment tenure that is comfortable for you, as long as it is between 6 and 60 months.

  • Unsecured Business Loan in Kochi

Business loans from Finserv MARKETS are unsecured borrowings, so you need not offer any collateral.

Documentation for Availing a Business Loan on Finserv MARKETS

These are the documents that you need to submit if you choose to avail a small business loan in Kochi through Finserv MARKETS.

  1. PAN card

  2. Identity proof and address proof

  3. Bank statement for the previous 6 months

  4. Income Tax Return for the previous 2 years

  5. Depending on the nature of business, a declaration of sole proprietorship, or certified copy of Partnership Deed, or certified copy of Memorandum and Articles of Association

Conclusion

Availing a business loan from Finserv MARKETS is easy, as you can see from here. So, why put off your business idea any more, when you can avail a small business loan and make your dream come true? If you have any other doubts, head over to the Finserv MARKETS site and check out the details, so you can avail a loan and get your business started. 

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