✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

Nestled between the awe inspiring Western Ghats, the Vembanad lake, and bright green paddy fields is the city of Kottayam in Kerala. Located close to the state’s capital of Thiruvananthapuram, Kottayam is quite famous for its newspaper houses.


More than 30 different periodicals are published on a regular basis from the city. Education is always at the forefront here, with Kottayam enjoying the distinction of being the first ever town of India with a 100% literacy rate.


Thanks to its close proximity to the state’s capital, the scope for starting new businesses is always high here. And, if you’re an individual who is looking to leverage these opportunities, then Finserv MARKETS can help you get funding from a reliable business loan provider in Kottayam.

Eligibility Criteria for a Business Loan in Kottayam

Before we get into the thick of things, let’s quickly run through the eligibility criteria that individuals would have to satisfy to be able to avail a small business loan in Kottayam.


  1. The individual must be self-employed.

  2. The age of the individual must be between 25 to 65 years.

  3. The individual must possess prior business experience of at least 3 years in the business they are in right now, and a total business experience of at least 5 years.   

 Documents Required for a Business Loan in Kottayam

Let’s say that you’ve established that you’re eligible for an unsecured business loan in Kottayam. The next step is to get to know the set of documents that you would have to submit for availing a small business loan in Kottayam, right? Here’s a quick look at the list of documents that you would need.


  • PAN card

  • Proof of identity - Aadhaar, driving license, voter ID, or passport

  • Proof of address - Aadhaar, driving license, voter ID, passport, or utility bills

  • Previous 6 months’ bank statement

  • Income Tax Returns for the previous 2 years along with balance sheet, profit and loss statement, and income computation

  • Partnership deed or sole proprietorship declaration

  • Certified copy of Articles of Association and Memorandum of Association

Features and Benefits of Availing a Business Loan in Kottayam

The benefits that you get to enjoy by opting for an unsecured business loan in Kottayam through Finserv MARKETS are aplenty. Here’s a quick look at a few of them.

  • Large Loan Amounts

Have significant loan requirements? Through Finserv MARKETS, you can get a business loan of up to Rs. 75 Lakhs.

  • Flexible Repayment Tenures

With tenures ranging from 6 months to 60 months, you can choose to repay your loan at your own convenience.

  • Impressive Offers

By opting for a small business loan in Kottayam through Finserv MARKETS, you can get access to super exciting offers and other value added services as well.


Need more information on business loans? Head over to the Finserv MARKETS website to know more.

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