✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

Pune has witnessed the growth of a plethora of start-ups in the last few years, particularly in the IT sector. Supported by innovation and talent, these startups require financing to avail the required resources in order to flourish. In such cases, a Business Loan in Pune can help a company not only flourish but also scale into a large enterprise. Through Bajaj Markets, you can easily avail a business loan in Pune from any of our lending partners at affordable interest rates. The application process is also simple and hassle-free and requires minimal documentation. Moreover, the business loans at Bajaj Markets are unsecured and do not require you to pledge a collateral.

Features and Benefits of Business Loan in Pune

  • Quick Online Processing: You can apply for a business loan online on our platform and get it approved in just 2 minutes. The online process not only saves time but also ensures that your request is processed instantly and the amount is disbursed into your bank account within 24 hours of approval.

  • Zero Collateral: Business loans available on Bajaj Markets are unsecured and do not require the applicant to pledge any collateral.

  • High Loan Limit: Depending on the planned expansion scale, the funds required for a particular business may vary. Therefore, the business loans offered at Bajaj Markets come with a high loan limit of ₹50 Lakhs.

  • Long Repayment Tenure: It is necessary to have a comfortable loan repayment tenure to make sure that you do not default on your EMIs. At Bajaj Markets, you can enjoy a flexible repayment tenure of 12-60 months on your business loan.

Top Business Loan Providers in Pune

You can avail a business loan in Pune from Bajaj Markets at affordable rates of interest. Our lending partners include:

  • Bajaj Finance

  • KreditBee

  • FlexiLoans

  • Lendingkart

  • NeoGrowth

  • Prefr Partners

  • IIFL

Top Business Loan Providers and It's Interest Rate in Pune

You may refer to the table below to get an estimate of the interest rates and processing fees charged by our various lending partners on business loans in Pune:


Interest Rate

Bajaj Finance

18% p.a. onwards


15% p.a. onwards


12% p.a. onwards


14% p.a. onwards


18% p.a. onwards

Prefr Partners

21% onwards


16.5% onwards

Disclaimer: Interest rates are subject to change. Please check with the lender before applying.

Eligibility Criteria for Business Loan in Pune

It is important to make sure that you meet the business loan eligibility criteria of the concerned lender. While every lender has a different set of criteria, some of the criteria that you are required to fulfil in case of most lenders are as follows:

  • You must be a citizen of India.

  • You must be self-employed.

  • Your age must be in the range of 25-60 years.

  • You must have business experience of at least 3 years.

Documents Required for Business Loans in Pune

You need to furnish the following set of documents while applying for a business loan in Pune:

  • Identity Proof: Aadhaar card, passport, voter ID, etc.

  • Address Proof: Electricity bill, telephone bill, passport, Aadhaar card, driving licence, etc.

  • Business Proof: Certificate of business existence, Income Tax filings for the previous financial year, profit and loss statements for the past 3 years, etc.

  • Photographs: 2 passport-size photographs

How to Apply for Business Loan in Pune

You may follow the steps given below to avail a business loan in Pune through Bajaj Markets:

  • Step 1: First, head on to the Bajaj Markets website. Seek out the ‘Business Loan’ option under the ‘Loans’ tab. Click on ‘Apply Now’ to proceed to fill out an online form.

  • Step 2: Fill out the form with required basic information such as your contact details, personal details, as well as business details.

  • Step 3: The next step is to fill out the specific details of your business loan, including your choice of tenure and the desired loan amount.

  • Step 4: Once verified, the business loan can be approved in just 2 minutes and the loan amount would be disbursed to your bank account within 24 hours.

FAQs on Business Loans in Pune

✔️How do I improve my chances of getting a business loan?

To improve the chances of getting a hassle-free business loan approval, one must have -

  • Ideal CIBIL score of 750 or above

  • No Defaulter Record

  • Proper documentation

  • Healthy credit Utilisation Ratio

  • Repayment Capability

✔️How do I calculate the EMI for the business loan?

One can calculate their business loan EMIs by using an online EMI calculator. Online EMI calculator has a user-friendly interface and is free of cost. The user has to mention the loan amount, loan tenure and interest rate, and the EMI calculator will instantly display the monthly instalment amount.

✔️What types of businesses are eligible for a loan on Bajaj Markets?

MSMEs and SMEs, Startups, and existing businesses, etc. for working capital, manufacturing setups, etc. are eligible.

✔️How to apply for a business loan in Pune?

The applicants can apply online for a business loan in Pune via Bajaj Markets by following the below-mentioned steps -

  • Visit the official portal of Bajaj Markets

  • Under the loan section, click on the ‘Apply for Business Loan’ option.

  • Fill in the form with personal and business details.

  • Up on verification of the application, you will get the loan amount.

✔️During the application process for a Pune business loan, what documents are required?

The documents required for the application process for a Pune business loan -

  • Passport-size photographs

  • Identity Proof - Aadhar card, PAN card, etc.

  • Address Proof

  • Business Registration Certificate

  • Additional documents requested by the lending institution