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Business Loan in Pune

Pune, known as the “Oxford of the East” is the second largest city in the state of Maharashtra. The city is home to several well-known educational institutions. Over the years, Pune has emerged as the major educational hub in the country. Pune is also considered to be the IT capital of India. The primary sectors that contribute to the local economy of Pune are education, manufacturing and Information Technology (IT). The startup sector in Pune has also flourished over the years. With the increasing number of startups, the popularity of small business loans in Pune has also increased significantly. Business loans can either be availed to establish a startup or to expand an existing one. If you are an entrepreneur in Pune, looking to start your small business, you can consider availing a business loan to take care of the initial cost of setting up the business. Right from renting the space, to purchasing equipment and recruiting staff, the business loan can prove to be extremely helpful for young business owners embarking on their entrepreneurial journey. In addition to that, established businesses can utilize the business loan amount for upgrading the infrastructure, merger and acquisition, etc.

With reputed lenders, you can avail a business loan in Pune easily through a hassle free online application process. Simple eligibility criteria, minimal documentation, flexible repayment options, instant loan approval, and quick disbursal, are some of the major benefits of availing a loan with reputed lenders. Let us have a look at various aspects of business loans in Pune.

Business loan eligibility

Before availing a business loan, make sure that you check your business loan eligibility. It is advisable to settle for a financial institution that has simple eligibility criteria. This will reduce the rejection chances of your loan application. Business Loan available at Finserv MARKETS has simple eligibility criteria and easy application process. The eligibility criteria is mentioned below:

  • You must be an Indian citizen

  • You must be a self-employed individual

  • You must be between 26 and 66 years of age

  • You must have a business vintage of at least 3 years

You can check your business loan eligibility with the help of an online business loan eligibility calculator. You can apply for a business loan in Pune by visiting the official Finserv MARKETS website and filling the application form. You must then specify the loan amount, loan tenure and upload all the mandatory documents. Once the lender verifies your documents and reviews your business loan application form, your loan will be approved and you will receive the loan amount within 24 hours. Make sure that you have all the required documents readily available with you while applying for a business loan. This will smoothen the business loan application process and help you avoid any inconvenience in the later stage.

Let us have a look at the documents required to avail a Business loan in Pune

Documents required for a business loan at Finserv MARKETS.

  • Identity proof :(Passport/Id card/voter card/driving license/Aadhar Card)

  • Residence proof :(Passport/voter card/driving license/Aadhar Card/Ration Card).

  • PAN card

  • Salaried applicants may have to submit salary slip of the last three months and bank statements of the last six months

  • Self-employed applicants have to submit the ITR for the last three years.

Business loan EMI calculator.

Once you avail the business loan in Pune, your prime responsibility should be to make its timely repayment. Calculating your business loan EMI before availing the loan can help you plan your repayment wisely. You can calculate your business loan EMI by using an online business loan EMI calculator.

Let us have a look at how the monthly EMI is calculated using a business loan EMI calculator.

The basic formula used by business loan EMI Calculator is:

E = P x r x (1+r)^n/ ((1+r)^n-1),

Where,

  • E stands for monthly installments, basically the EMI.

  • P is the amount that you want to borrow.

  • R is the rate of interest

  • N is the loan tenure in months.

Having an estimate of your monthly installment will help you avoid default. Thus, make sure you calculate your business loan EMI beforehand.

While several lenders may ask you to provide collateral for availing a business loan, you can avail an unsecured business loan in Pune with the help of Finserv MARKETS. You can easily avail a high loan amount of up to Rs. 30 Lakhs. The repayment tenure usually ranges from 12-60 months. You also get the flexibility to opt for a loan tenure depending upon your convenience. This will reduce your repayment burden significantly. You can customize your business loan according to your convenience. You can also keep a track of your loan status through an online customer portal. Apart for applying for a business loan online, you can also make use of the Finserv MARKETS app for business loan application. The app is easy to use, has an efficient and reliable customer service and can be downloaded on both Google Play and App Store.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

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Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

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