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Business Loan in Ranchi

 Ranchi, the capital of the state of Jharkhand, is a fast developing city. The Ratu Palace and the Jagannath Temple are two of the city’s most iconic and popular historic destinations. In terms of economy, Ranchi ranks quite high amongst the cities in Eastern India. The city houses several major industrial establishments, both public and private, such as Central Coalfields, SAIL, MECON, and more.

Taking the swift pace of development in Ranchi into consideration, it is obvious that there’s absolutely no dearth of business opportunities. That said, gaining access to funding is something that needs to keep up with the level of development. And that’s exactly what Finserv MARKETS is trying to achieve. If you’re in need of some funds to foray into business, Finserv MARKETS can help you connect with a business loan provider in Ranchi.   

Documents Required for a Business Loan in Ranchi

Firstly, before we take a look at anything else, let’s just go through the various documents that you might want to keep in handy when trying to apply for a small business loan in Ranchi.

Your identity proof - PAN, Aadhaar, voter’s ID, driving license, or passport

Your address proof - Passport, Aadhaar, utility bills, or lease agreement

Your bank statement for the previous 6 months

Your income proof in the form of Income Tax Returns (ITRs) including your balance sheet, income computation, and profit and loss statements for the previous 2 years.

Declaration of a sole proprietorship or a copy of the partnership deed, whichever is applicable

Certified copies of the Articles of Association and Memorandum of Association, if applicable

Eligibility Criteria for a Business Loan in Ranchi

Unlike other kinds of loans, a small business loan in Ranchi doesn’t have any such strict eligibility criteria. In fact, meeting the criteria is so simple and easy. Wondering what it is? Here’s a quick look.

The applicant must be a self-employed individual between 25 and 65 years of age.

Business units like a private limited company, a partnership, or even a limited liability partnership can also apply.

The applicant must have prior business experience of a total of 5 years, with at least 3 years in the current business.

The applicant’s minimum income per annum, according to their ITRs, must be at least Rs. 1.5 Lakhs.  

Benefits and Features of Availing a Business Loan in Ranchi

Now that you’re aware of what needs to be done to get an unsecured business loan in Ranchi, let’s see why you should apply for one through Finserv MARKETS.

Swift Loan Approvals

When you make an application for a business loan in Ranchi on Finserv MARKETS, it only takes 2 minutes to get approved.

Large Loan Amounts

Want access to large loans? How does Rs. 75 Lakhs sound? On Finserv MARKETS that’s how much of a loan you can get.

Attractive Interest Rates

Another reason why you should avail an unsecured business loan in Ranchi through Finserv MARKETS is the fact that you can get access to highly competitive interest rates.

Amazing Offers

That’s not all. Depending on your eligibility, you can also get access to pre-approved loan offers and other value-added services customized according to your needs and requirements.


As you can see, Finserv MARKETS is one of the best platforms through which you can gain access to a business loan provider in Ranchi. So, what’re you waiting for? Visit the Finserv MARKETS website right now and apply for a small business loan in Ranchi right away!  

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