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How about checking some pre-approved offers you might be eligible for?

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Working Capital Loan Emi Calculator

A working capital loan can be of great help in meeting the financial requirements of the business. Most entrepreneurs avail a working capital loan to manage the daily expenses of their business. In addition to that, a working capital loan can also be utilized for purchasing equipment, managing inventory, paying utility bills, etc. A working capital loan can also help you stabilize and boost the cash flow of your business. With the help of leading financial institutions, you can avail a working capital loan online from the comfort of your home.

You can consider availing a Bajaj Finserv Business Loan for your working capital requirements. The loan application process is simple, documents required are minimal and you can get a loan of up to Rs. 30 Lakhs. Another advantage of availing a working capital loan is that you won’t have to pledge any collateral while availing the loan amount. This will keep your valuable assets safe in case you happen to default on the loan. However, after availing the loan, it should be your prime responsibility to repay the loan amount within the stipulated time frame. This will not only help you get rid of the debt but also keep your credit score intact.

Business loan EMI calculator

You must calculate your monthly installments before availing a Business Loan. This will not only help you plan your monthly budget wisely but also allow you to make timely repayment of the loan amount. To calculate your working capital loan EMI, you can use an online EMI calculator. The online loan calculator is very easy to use, and you can get the estimate of your EMI instantly. To calculate your EMI, you will have to provide basic inputs such as the loan amount, interest rate, and loan tenure. Calculating your EMI beforehand by using this working capital loan calculator will help you repay your loan amount without defaulting on it.

The formula used by EMI Calculator is:

E = P x r x (1+r) ^n/ ((1+r) ^n-1),


  • E stands for monthly installments.

  • P is the loan amount that you wish to avail.

  • R is the interest rate calculated on a monthly basis

  • N is the loan tenure in months.

You must always settle for a working capital loan with affordable EMI.  This will help you to repay the loan amount easily without straining your finances. Now that you are well-aware of the importance of calculating EMI beforehand, ensure that you make the most of it to make timely repayment of the loan amount.

Benefits of availing a Working Capital Loan

  • Low interest rate

You can avail a Bajaj Finserv Business Loan at an attractive interest rate. This will reduce the monthly EMI and help you repay your working capital loan smoothly and conveniently.

  • Flexible repayment option

You can opt for a loan tenure according to your repayment capacity. If you wish to keep your EMIs affordable, you can opt for a longer tenure loan. On the other hand, if you have a high repayment capacity, you can opt for a short term working capital loan. This will help you save a large amount towards the overall interest outgo.

  • Instant approval and quick disbursal

Once you complete the online application process and upload the required documents, your loan application will be approved instantly and you will be able to receive the loan amount in your bank account within 24 hours.

  • Online tracking of loan status

Another advantage of availing a Working Capital Loan is that you can check your loan status online and keep track of your EMI schedule through an online customer portal. You can also check your principal and interest statements, outstanding balance, etc.

Working capital loan eligibility criteria

Before you apply for the loan, make sure that you check your eligibility criteria. This will reduce the rejection chances of your business loan application. Let us have a look at the eligibility criteria of working capital loan at Finserv MARKETS.

  • You should be between 22-55 years of age.

  • You should have a business vintage of minimum 3 years.

  • IT returns must be filed for at least one year.

How to apply for a working capital loan?

Now that you are well aware of the various aspects of the Working Capital Loan. Let us have a quick look at how you can apply for the same:

  1. Visit the official website.

  2. Fill up the online application form.

  3. Submit all the necessary documents to complete the process.

  4. Get the money in your bank account within 24 hours.

The entire application process is online and extremely simple and this makes Working Capital Loan, one of the most preferred sources of financing for entrepreneurs across the country. Therefore, if you wish to take your business to greater heights, avail a working capital, today.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!