✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50%

Bajaj Housing Finance Home Loan Balance Transfer Eligibility Calculator

A home loan generally forms a higher amount as compared to other types of debt, and this has a significant impact on the interest rate. There are avenues available through which applicants can reduce their interest rates. One of the ways is to transfer your existing home loan to an institution offering a reduced home loan interest rate. Shifting your home loan to another bank/NBFC will be extremely beneficial and this fact is a no brainer. Such debt transfers from one lender to another are completely legal and allowed by many prominent financial institutions in India. This process is referred to as home loan balance transfer. It is a unique solution for customers who are operating on a tight budget and need some form of financial relief.

How To Use Bajaj Housing Finance Home Loan Balance Transfer Eligibility Calculator


The Bajaj Housing Finance Home Loan Eligibility Calculator consists of three input fields:

City: This is the location of the residence.

Loan Amount: It is the amount you want to avail

Starting year: It is the year from when you would like your loan repayment to begin.

Enter the following inputs and voila, you will get the eligibility amount of your Home loan balance transfer.

How To Apply for Bajaj Housing Finance Home Loan Balance Transfer

Here are the steps to apply for a Home Loan Balance Transfer at Bajaj Markets:

  • Enter your personal and income details
  • Get to know the loan eligibility amount
  • Enter the loan amount as per your requirement
  • Enter your property details
  • Get your loan details and net disbursal amount

Documents Required For Bajaj Finance Home Loan Transfer

  • Address Proof – Aadhaar Card/Passport/Driving License
  • Identity Proof – PAN Card/Voter ID Card
  • Form 16 or the latest salary slip (for salaried individuals)
  • Profit and Loss statement of last 2 years (for self-employed individuals)
  • 6 months’ bank account statement
  • Business vintage proof like Certificate of Incorporation, Shop Act etc. (for self-employed individuals)

Frequently Asked Questions

✔️What is the maximum amount that can be transferred?

It is up to Rs. 5 Crores, that at you can transfer.

✔️Do I require a guarantor for home loan transfer?

No, most of the banks do not require a guarantor for home loan transfer.

✔️Can I get a top-up loan at the time of balance transfer?

Yes, on Bajaj Markets, you can avail a top-up loan on balance transfer facility.

✔️What are the benefits of transferring a home loan?

Lower interest rates, top-up facility are the major benefits of transferring a housing loan.