All we need from you...

  • Eligibility Criteria
  • Documents Required

The eligibility criteria to avail a home loan - balance transfer are as follows:

  • You must be a citizen residing in India.
  • You must be self-employed with at least 4 years of experience in running a business or 3 years of experience as a Doctor/CA.
  • Self-employed individuals between the age of 25 to 70 years can apply for a Finserv Markets home loan – balance transfer.
  • Loan amount you can apply for: Minimum – 12 Lakhs & maximum up to 5 Crores
  • The minimum value of your property should be as follows: (1). 40 Lacs - Mumbai, Delhi (excluding NCR). (2). 30 Lacs - Bangalore, Pune, Hyderabad, Chennai, Thane, Navi Mumbai, NCR (Faridabad, Gurgaon, Ghaziabad, Noida, Greater Noida. (3). 20 Lacs - Kolkata, Ahmedabad, Chandigarh, Cochin, Coimbatore, Indore, Jaipur, Nagpur, Surat, Baroda, Nashik, Vijayawada. (4). 15 Lacs - Aurangabad, Vizag, Lucknow.

The documents required to avail a home loan - balance transfer are as follows:

  • KYC Documents
  • Address Proof
  • Identity Proof
  • Photograph
  • ITR for last 2 Financial Year
  • 6 months bank account statement
  • Proof of being in business for a minimum of 4 & 3 years for businessman & Doctor/CA respectively

*Don't worry if you are asked to upload additional documents, we are just creating the best loan for you!

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