Want to transfer your Home Loan balance? It’s now easy with Bajaj Markets. With simple eligibility requirements by ICICI Bank and minimal documentation, transferring the balance is now hassle-free.

ICICI Home Loan Balance Transfer: Features & Benefits

  • Nominal Interest Rates

    Now you can transfer your home balance conveniently as the interest rates charged are quite nominal. It starts from 8.65% p.a. for salaried applicants and 8.65% p.a. for self-employed applicants.

  • Flexible Repayment Tenure

    The repayment tenure ranges from 12-360 months for salaried applicants and 12-360 months for self-employed applicants, which makes the process of paying EMIs very smooth.

  • Minimal Documentation

    The balance transfer process can be done without tedious documentation process.

  • No Hidden Charges

    Transfer your Home Loan balance hassle-free as there are no hidden charges involved.

ICICI Bank Home Loan Balance Transfer: Eligibility & Documents

Eligibility Criteria
  • The age of the salaried applicant must be between 23-60 years.
  • The age of the self-employed applicant must be between 23-65 years.
  • The minimum net monthly income of the salaried applicant must be Rs. 25,000.
  • The minimum Profit After Tax (PAT) of the self-employed applicant must be Rs. 25,000 per month.
  • Salaried applicants must have a minimum work experience of 1 year.
  • Business vintage of minimum 2 years is required for self-employed applicants.
Documents Required
  • Identity Proof: PAN/Voter ID/Aadhaar Card
  • Address proof: Aadhaar Card/Passport/Driving License
  • Bank statements of last 6 months
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Form 16 / Income Tax Returns

Why choose Bajaj Markets

Fast Online Process

Transfer the balance of an existing home loan, through smooth online process.

Minimal Documentation

With documentation kept minimal, just apply and transfer your loan balance. Go paperless.

Transparency Guaranteed

Enjoy 100% transparency. No hidden charges with us.

Custom-made Loans

Tell us your needs and we will present customized easy loan options. No need to look elsewhere.

Trusted Companion

Customers have sought financial enablement from us. Give us a chance and we won’t let you down.

✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50%

How to Apply for ICICI Home Loan Balance Transfer on Bajaj Markets

Here are the simple steps to apply for ICICI Home Loan Balance Transfer

  • Fill your Personal and Income Details

    First, enter your personal and professional details to get instant home loan eligibility.

  • Choose your Lending Partner

    Select ICICI Bank from the list of lending partners.

  • Estimate Borrowing Power

    Find the loan amount you can avail.

  • Mention Requirement & Property Details

    Fill home loan amount as required along with the details of property.

  • Unlock Final Details

    Get you loan details along with all the charges and net disbursal amount. A loan expert will then connect with you to process your application further.

ICICI Home Loan Balance Transfer Interest Rate

Interest Rate

8.65% p.a. onwards for salaried applicants

8.65% p.a. onwards for self-employed applicants

Processing Fee

  • Processing Fees:  Flat Rs. 3000 + Applicable Taxes
  • Administrative Charges: Rs. 5,000 + Applicable Taxes

 or 0.25% of the loan amount + Applicable Taxes, (whichever is lower)

Loan Repayment Tenure

12-360 months (for salaried applicants)

12-360 months (for self-employed applicants)


*The charges are subject to policy changes of ICICI Bank.

Top-up on ICICI Bank Home Loan Balance Transfer

You can opt for a top-up loan while transferring your Home Loan balance, to fulfill your financial requirements. The process of availing a top-up loan is very convenient. There is minimal documentation required, and the interest rate charged is low. You can avail a top-up to 100% of the availed loan amount with ICICI.

Frequently Asked Questions

✔️Can I transfer my ICICI Home Loan to another person?

Yes, you can transfer your ICICI Home Loan with Finserv MARKETS.

✔️How can I transfer my Home Loan balance?

You can transfer your loan balance through the balance transfer facility at Finserv MARKETS.

✔️Is transferring the Home Loan worth it?

Yes, if you feel you are paying a high rate of interest on your Home Loan, then you must consider the transfer facility. This is the best way to reduce the interest rates.