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Union Bank Home Loan Balance Transfer

With Finserv MARKETS, transfer your home loan balance at low rates of interest, to Union Bank Of India, hassle-free. Enjoy a smooth online balance transfer process coupled with minimal documentation.

UBI Home Loan Balance Transfer: Features & Benefits

  • Low Interest Rates

    Yes, you can transfer your home loan balance at a really low rate of interest; it starts from 7.75% p.a. for salaried applicants and self-employed applicants.

  • Flexible Repayment Tenure

    The repayment tenure ranges between 12-360 months.

  • Smooth Transfer Process

    The process of transfer is online and is devoid of tedious documentation process.

  • No Hidden Charges

    There are no hidden charges to transfer your home loan balance with Finserv MARKETS.

UBI Home Loan Balance Transfer: Eligibility & Documents

Eligibility Criteria
  • The age of the applicant must be between 18-75 years.
  • The net monthly income of the salaried applicant must be at least Rs. 15,000.
  • The minimum Profit After Tax (PAT) of the self-employed applicant must be Rs. 12,500 per month.
Documents Required
  • KYC: Aadhaar Card (Mandatory), PAN/Passport/Driving License for as Identity and Address proof
  • Bank statements of last 12 months
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Property Documents: Title deed/Original Sale Deed/Share Certificate(s) issued by the society (duly registered) and other link parent documents conveying the ownership, Agreement to sell/Allotment letter, Copy of approved plan by local body NOC from Builder/Developer/Society, Statutory and regulatory approval of construction of proposed residential unit as per state laws
  • Form 16 / Income Tax Returns
  • Duly Filled Credit information form
  • Two Passport-sized photographs

Why choose Finserv MARKETS

Fast Online Process

Transfer the balance of an existing home loan, through smooth online process.

Minimal Documentation

With documentation kept minimal, just apply and transfer your loan balance. Go paperless.

Transparency Guaranteed

Enjoy 100% transparency. No hidden charges with us.

Custom-made Loans

Tell us your needs and we will present customized easy loan options. No need to look elsewhere.

Trusted Companion

Customers have sought financial enablement from us. Give us a chance and we won’t let you down.

✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Attractive Interest Rates 

How to Apply for UBI Home Loan Balance Transfer on Finserv MARKETS

Take a look at the simple steps.

  • Enter your Personal and Income Details

    Enter your personal and professional details and get instant home loan eligibility.

  • Choose your Lending Partner

    Select Union Bank of India (UBI) from the list of partners.

  • Estimate Borrowing Power

    Find out the home loan amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill home loan amount as per suitability & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.

FAQs on Union Bank Home Loan Balance Transfer

✔️Are there any charges on Union Bank home loan transfer?

The processing fee for home loan transfer is 0.50% of loan amount or Rs. 15000 plus GST (whichever is higher).

✔️Is it beneficial to transfer home loans to Union Bank?

You can transfer your home loan balance to Union Bank to enjoy a low rate of interest on your home loan.