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At a time when the economy is slowing down, there is a decrease in cash flows for both salaried and self-employed people, and uncertainty about the future, it must be recognized that an additional liability would only add to the levels of stress. With no medical breakthrough yet on pandemic and increasing regular cases, for every contingency, individuals must look to keep liquidity with them.
In current times, buying a house would mean using one's own liquidity for the down payment, in addition to adding a huge liability in the form of a home loan in an atmosphere where revenue levels are declining and potential cash flows remain unpredictable. Ideally, the big decision to purchase a house should be taken when the pandemic is behind us and there is fair optimism about the economy's recovery. So a house should be purchased only by people who are not affected much by the pandemic-induced slowdown and are comfortably positioned.
Since these advantages are available until June 2021, homebuyers can go for their purchase if they are looking for their first house and are not facing a significant financial restriction. Since interest rates are low like the interest rates of Bajaj Housing Finance Home Loan interest rates, lower performance on their EMIs can also be seen. For further details, you can check out home loan EMI calculator.
Availing a Bajaj Housing Finance Home Loan available on Finserv MARKETS comes with a lot of benefits. This includes a flexible tenure for repayment, amazing offers, balance transfer options. The whole process of application is totally carried out online.
Also read about DDA Housing Scheme
Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.