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For lenders, credit scores remain a key parameter for assessing customer eligibility. It serves as a first impression for the lender, as the score increases, the greater your chances of being granted a loan approval. Lender’s assessment process usually includes factors such as income, age, repayment capacity, other costs and liabilities, financial and asset pattern.
Risk-based interest rates or differential interest rates based on credit scores make PSBs a better option for borrowers with high credit scores and who want a higher loan value.
So, start building your credit score now and once you have it, compare your options in the market before applying for a loan. You can apply for a Home Loan on Finserv MARKETS. The benefits include smooth online process, instant approval, minimal documentation, and much more.