The city of Aurangabad retains an old-world charm. It is one of the largest cities in India, and there are many colleges and universities here. Aurangabad is is developing rapidly and is included in the Smart City list under the SMART Cities Mission. Such advancements also lead to a rise in real estate prices. In the case of a stable income, years of savings are required to own a house in this current market. However, a housing loan answers the problem of not having sufficient funds to buy your dream home. Now, with the Bajaj Finserv Home loan, you can now apply for a home loan online instantly.
With our fast online process, you can apply for a home loan instantly. Moreover, minimal formalities and hassle-free paper work makes it easier to get your loan approved in no time.
Enjoy zero part-payment and loan foreclosure charges. You can choose a tenure to repay the home loan through easy EMIs as per your convenience and financial capability. With us, you can choose a tenure up to 25 years.
To avoid putting a financial burden on your family in your absence, you can avail a complimentary insurance plan along with the home loan.
With Finserv MARKETS, you can avail high-value and cheapest home loans in Aurangabad. However, the loan value differs as per the professional eligibility of the borrower. If you are a self-employed individual, you can avail a home loan between Rs. 12 lakhs to Rs. 5 crores. On the other hand, a salaried employee can avail a minimum loan of Rs. 10 lakhs, while the maximum limit goes up to Rs. 3.5 crores.
While you are contemplating on which house to buy, you need not stress about heavy paperwork or complex documentation required. Moreover, you can also enjoy facilities like balance transfer or top-up on existing home loan in Aurangabad on Finserv MARKETS.
No hidden charges and 100% transparency.
Easy online customer portal for easy access to your loan account and loan details
Get a property dossier and a free financial report with the best legal and financial assistance.
A top-up loan facility on your home loan.
The eligibility for a instant home loan is depended upon your occupation.
If you are a salaried employee:
You must be an Indian resident
You should have 3 years of experience as a salaried person
You should be between the ages of 23 to 62 years.
If you are self- employed:
You must be an Indian resident
You should have a minimum of 4 years of business experience
If you are a doctor or a Chartered Accountant, you must have 3 years of experience
You should be between the ages of 25 to 70 years.
Additionally, you can check your loan eligibility through our online home loan eligibility calculator.
The below-listed documents are required when applying for a housing loan in Aurangabad-
If you are a salaried employee -
Your Aadhar card, passport and driving license
Address proof
Identity proof
Form 16 or alternatively your last salary slip
Bank statement of last 3 months.
Your Aadhar card/passport/driving license
Address proof
Identity proof
Bank account statement of last 6 months.
ITR for last 2 Financial Years.
Document proof that you are in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.
Passport size photograph.
You can apply for a home loan in Aurangabad with the following steps:
Check your eligibility and the loan amount that you can avail
Fill in the application form online with your personal and occupational details.
Mention the required loan amount and details of the property
Once your documents are verified, you will receive the loan amount in your bank account.