✓ Home Loan from ₹2 Lakhs To ₹2.5 Cr ✓ EMIs as low as ₹733/Lakh* ✓ Interest Rates Starting @ 8.45% Apply Now

With a home loan from Bajaj Housing Finance, you can borrow up to ₹5 Crores at interest rates starting from 8.50% p.a. onwards. Furthermore, you can repay it over a tenure ranging up to 40 years and also get a top-up loan if required. Apply for this affordable home loan on Bajaj Markets today.

Interest Rates and Charges

Provided below are the interest rates and other associated charges of this loan.

Interest Rate

8.50% p.a. onwards

Processing Fees

Up to 0.50% of the loan amount (Depending on the amount disbursed)

Penal Interest Rate

Up to 2%

Part-prepayment and Foreclosure Charges

Nil for floating interest rates

Disclaimer: The above-mentioned loan particulars are subject to change at the lender’s discretion.

Bajaj Housing Finance Home Loan

Features & Benefits

High Loan Amount

Secure high amounts of up to ₹5 Cr with this home loan

Low Interest Rates

Benefit from interest rates starting from as low as 8.50% p.a.

Flexible Repayment

You can choose a tenure of up to 480 months. Also, there are no charges on foreclosure.

Balance Transfer and Top-Up Options

Enjoy home loan balance transfer or a top-up option on an existing home loan at low interest rates.

Simple Eligibility Criteria

The easy-to-meet eligibility parameters makes the approval process hassle-free.

Eligibility Criteria and Documents Required

Make sure to fulfil the following eligibility criteria prior to applying for this loan:

  • You must be a citizen of India

  • If you are a salaried professional, you should fall under the age bracket of 23 to 62 years

  • If you are a self-employed individual, you should fall under the age bracket of 25 to 70 years

  • You need to have a CIBIL Score of 650 and above

 

Also, keep the following documents handy:

1. Salaried applicants:

  • Address proof like Aadhaar Card/ Passport/ Driving Licence

  • Identity proof like PAN Card

  • Form 16 or your last salary slip

  • Bank statement for the last three months  

2. Self-employed applicants:

  • Address proof like Aadhaar Card/ Passport/ Driving Licence

  • Identity proof like PAN Card

  • Bank account statement for the past six months

  • ITR for the last 2 financial years

  • Business vintage proof like Certificate of Incorporation, Shop Act, etc.

Read More

How to Apply?

Here are the steps to apply for this loan on Bajaj Markets:

  • Step 1

    Click on ‘Apply Now’ on this page

  • Step 2

    Fill in your personal and income details

  • Step 3

    Select Bajaj Housing Finance Limited from the list of partners

  • Step 4

    Fill in your required home loan amount and property details

  • Step 5

    Find out your loan details along with all the charges and net disbursal amount

  • Step 6

    Post this, a loan expert will connect with you to process your application.

Home Loan

FAQs

What is the interest rate charged on Bajaj Housing Finance home loan?

You can get a Bajaj Housing Finance Home Loan at interest rates starting from as low as 8.50% p.a. However, the interest rate offered to you will depend on your eligibility.

What is the minimum income required to get Bajaj Housing Finance home loan?

To meet the eligibility criteria for a Bajaj Housing Finance Home Loan, you must have an income of at least ₹25,000 per month.

How much can I borrow with a Bajaj Housing Finance Home Loan?

You can get a loan of up to ₹5 Cr on Bajaj Markets.

Is it possible to get a top-up loan for an existing Bajaj Housing Finance Home Loan?

Yes, you can get a top-up loan on your existing home loan.

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