Home loan in Bhopal

 The city of Bhopal is known for its unending charm and unmatched magnificence. Developing its infrastructure at a lightning speed, the capital city of Madhya Pradesh has now turned into a place where people head out in search of competitive career opportunities. Also, due to its highly developing real estate sector, the city is now considered as an ideal place to live in.

 In the near future, any investments here will be making maximum gains owing to the increased pace of activities and growth. However, given the skyrocketing prices in real estate, you can resort to getting a loan for buying your dream house in Bhopal. For that, you can take the Bajaj Finserv home loan to reduce your financial burdens and help you buy the home of your dreams.

 

Features and Benefits of Home Loan in Bhopal

 

·         Instant online application 

You can apply for a housing loan online in an instant. Once your application clears the verification process, the loan amount will get credited to your bank account within 24 hours.

·         Flexible repayments

You are free to choose your home loan repayment tenure up to 300 months. We also offer you to repay your loan through easy EMIs as per your financial capability.

·         Insurance

In the event of an unfortunate incident, you can protect your loved ones from the burden of paying off your loan amount in your absence. With our customized insurance plans, you can secure your family members financially.

·         High-value loan

The high-value loan differs for all applicants. If you are a self-employed individual, you can avail a home loan up to Rs. 5 crores. Whereas, for a salaried employee the maximum limit goes up to Rs. 3.5 crores.

·         Balance transfer 

Get Bajaj Finserv home loan balance transfer on your existing loan at nominal interest rates. And yes, there’s no need for extra formalities and documentations. You can easily focus on buying your dream home and not worry about a thing.

·         Other benefits 

  • No hidden charges, no dubious policies, 100% transparency

  • Through our online customer portal, you get easy access to your loan account.

  • Get a property dossier and a free financial report.

  • Get a top-up loan facility on your housing loan.

 

Eligibility

 

The eligibility for a Bajaj Fiserv home loan is depended upon your occupation.

If you are a salaried employee:

  • The applicant should be an Indian resident

  • A minimum of 3 years of experience as a salaried person

  • You should be between the ages of 23 to 62 years. 

 If you are self- employed:

  • The applicant should be an Indian resident

  • A minimum of 4 years of business experience

  • If you are a doctor or a Chartered Accountant, you must have 3 years of experience

  • You should be between the ages of 25 to 70 years. 

Additionally, you can check your home loan eligibility with our home loan calculator.

 

Documents required

 

The documents to be submitted would depend on your occupation.

If you are a salaried employee -

  • Aadhar card/passport/driving license

  • Address proof

  • Proof of Identity

  • Form 16 or alternatively last salary slip

  • The bank statements of the last 3 months. 

If you are self-employed -

  • Aadhar card/passport/driving license

  • Address proof

  • Proof of Identity

  • The bank statements for the last 6 months.

  • ITR for last 2 Financial Years.

  • A document proving that you are in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.

  • Photograph.

 

How to apply?

 

You can apply for a home loan in Bhopal with the following easy and convenient steps-

  • You need to fill in the application form online with your personal and occupational details.

  • You can check with your home loan eligibility and check the loan amount you can avail.

  • Mention the required loan amount and details of the property

  • Find out your final loan eligibility.

  • Once your documents are verified, the loan amount will get credited to your account.

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