Own your dream home with the help of Bank of Baroda Home Loans. You can borrow up to ₹20 Crores and finance up to 90% of your property purchase. The interest rates starting from just 8.40% p.a. empowers you to take the loan without having to pay high repayment costs. Furthermore, you are offered a moratorium period of up to 3 years post-disbursal and the flexibility to repay the loan over tenures ranging up to 30 years.
The interest rates and charges applicable to home loans offered by Bank of Baroda are as follows:
Interest Rate |
8.40% to 11.60% p.a. |
Processing Fee |
0.35% onwards |
Prepayment Charges |
Nil |
*Disclaimer: The aforementioned details are subject to change at the lender’s discretion
Year | Principal | Interest | Balance |
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Here is how you can apply for a home loan offered by Bank of Baroda:
Visit the official website of the Bank of Baroda
Navigate to the ‘Loans’ option and select ‘Baroda Home Loan’
Click on ‘Apply Online’
Enter your full name and email ID to sign up
Select your preferred Bank of Baroda branch
Provide your phone number and enter the generated OTP to verify your identity
Agree to the terms and conditions, then click on proceed
Following this, a bank representative will contact you for further proceedings.
Home Loan Quick Links
Government Schemes
You can borrow amounts of up to ₹20 Crores with the help of this home loan.
If you have applied online, you can track your Bank of Baroda Home Loans application status by logging in to the bank's official website. If you have applied offline, you can track the status by contacting your relationship manager.
You can repay the loan over repayment tenures ranging up to 30 years.
Yes, you can get a top-up loan on your current Baroda Home Loan if your eligibility matches the bank’s predefined terms and conditions.