Home loan in Cochin

Owning a home is much more than just having a piece of property. It is also a source of pride, security and a symbol of financial stability. Moreover, buying a real estate property can also qualify as a good investment in the long run. If you are planning to stay in a city with a good ROI, Cochin is an ideal place to buy a house as an investment.  

 Owning a home is much more than just having a piece of property. It is also a source of pride, security and a symbol of financial stability. Moreover, buying a real estate property can also qualify as a good investment in the long run. If you are planning to stay in a city with a good ROI, Cochin is an ideal place to buy a house as an investment.

The city of Cochin has seen a tremendous growth in recent years due to the development of many industries. The city also offers quality healthcare institutions, restaurants, places of worship, and entertainment centers for comfortable living. Also, getting a home loan in Cochin is extremely easy. You can apply for a Bajaj Finserv Home Loan to eliminate the financial burden of the buying a residential property in Cochin.

 

Features and Benefits of Home Loan in Cochin

 

·        Instant online application

With Finserv Markets’ fast online process, you can apply for a home loan instantly. The application process is made quick enough to help you get your new home. Moreover, once approved, you would get the loan amount credited to your bank account within 24 hours.

·        Flexible repayments

Choose a tenure to repay the home loan through our easy EMIs as per your convenience and financial capability. Moreover, with a Bajaj Finserv home loan, you can also enjoy zero part-payment and loan foreclosure charges.

·        Insurance

An insurance plan keeps you safe during financial emergency. So, apart from helping you build your home, we ensure that your family members do not face the burden of paying your home loan in your absence. With Finserv Markets, you get a complimentary insurance plan with your housing loan that is customized just for you.

·        High-value loan

You can avail a high-value home in Cochin with Bajaj Finserv Home Loan at Finserv Markets. If you are a self-employed individual, you can avail a home loan starting from Rs. 12 lakhs to a maximum of Rs. 5 crores. For salaried employees, the minimum loan amount is Rs. 10 lakhs, while the maximum amount goes up to Rs. 3.5 crores.

·        Balance transfer

If you are not happy with your current home loan lender, you can transfer your home loan on Finserv Markets which is a online platform for financial services and make the most of its reduced interest rate. You also do not need to stress about complex documentations while buying or decorating your dream home. You can avail the home loan with faster processing and minimal documentation, ensuring quick disbursal of the loan amount.

·     Other benefits

  • Avail a home loan with 100% transparency and no hidden charges.

  • You can check with your loan details easily through our online customer portal.

  • Get a property dossier and a free financial report with the best legal and financial assistance.

  • Avail a top-up loan facility on your home loan.

 

Eligibility

 

The eligibility for a Bajaj Finserv Home Loan varies slightly, depending whether you are salaried or self-employed.

If you are a salaried employee, you must fulfill the following criteria-

  • You must be an Indian resident

  • As a salaried individual, you should have 3 years of experience

  • You must be between the age group of 23 to 62 years. 

 If you are self- employed, you must fulfill the following criteria-

  • You must be an Indian resident

  • You must have a minimum of 4 years of business experience

  • You must be between the age group of 25 to 70 years. 


You can also check your eligibility through our home loan eligibility calculator.

 

Documents required

 

The documents to be submitted for a housing loan would depend on your occupation.

If you are a salaried employee, you need to submit the following documents-

  • Aadhar card/Passport/Driving license

  • Your proof of Address

  • Identity proof

  • Form 16 or your last salary slip

  • Bank statement of last 3 months. 

If you are self-employed, you need to submit the following documents-

  • Aadhar card/Passport/Driving license

  • Your proof of Address

  • Identity proof

  • A bank account statement of the last 6 months.

  • ITR for last 2 financial years.

  • Document proof stating that you have been in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.

  • Passport size photograph.

 

How to apply for a Home Loan?

 

You can apply for a home loan in Cochin with the following easy, fast and convenient process-

  • Fill in the online application form.

  • Check your eligibility and check the loan amount you can avail.

  • Mention the required loan amount and details of the property

  • You need to find out your final loan eligibility.

  • Once your documents are verified, the loan amount gets disbursed in your bank account.

Happy Customers of Finserv MARKETS

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