✓ Home Loan from ₹2 Lakhs To ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50%

Avail HFFC Home Loan from Bajaj Markets with 90% of the property value as a home loan with interest rates starting at 9.50% p.a. Home First Finance Company disburses the approved loan amount to your bank account within the time span of 48 hours, provided you meet the eligibility criteria.

HFFC Home Loan Details

Rate on interest (floating rate)

9.50% p.a. onwards

Loan Amount

Up to 90% of the value of the property can be availed

Processing Charges

₹9,990 - ₹21,990 in addition to the applicable GST


HFFC Home Loan Fees and Charges

Type of Home Loan

Processing Fee (exclusive of GST)

Home loan for salaried people

Anywhere between ₹9,990 - ₹21,990

Home loan for self-employed people

Anywhere between ₹11,990 - ₹23,990

Loan for home construction

For Salaried: ₹11,990 - ₹23,990

For Self-employed: ₹13,990 - ₹24,990

Loan for home renovation and/or extension

For Salaried: ₹11,990 - ₹23,990

For Self-employed: ₹13,990 - ₹24,990

Home loan for NRIs

For Salaried: ₹9,990 - ₹21,990

For Self-employed: ₹11,990 - ₹23,990

Home loans for senior citizens

For Salaried: ₹9,990 - ₹ 21,990

For Self-employed: ₹11,990 - ₹23,990

Home loan balance transfer facility

For Salaried: ₹11,990 - ₹23,990

For Self-employed: ₹13,990 - ₹24,990

Home loan top-up facility

The applicable processing fees will be subject to the existing home loan amount


HFFC Home Loan Features and Benefits

  • Loan Amount: You can get an affordable Home Loan of up to Rs. 1 Crore to buy your dream home.

  • Attractive Interest Rates: Fulfill all the eligibility criteria and get a HFFC Home Loan interest rates, starting from 9.50%.

  • Auto Prepayment Facility: With an Auto Prepay facility, get the option of paying an extra amount towards your principal outstanding amount every month, and save on the interest amount.

  • Property Value: You can get a Home Loan up to 90% of the property value.

  • Loans for Different Purposes: Be it building a home on your property, or adding another floor, or refurbishing it altogether, you can use the loan for different purposes.

HFFC Home Loan Eligibility Criteria

The applicant should be able to meet the HFFC eligibility criteria below in order to be considered for a HFFC Home Loan:

Borrower’s Profile

Non-Resident Indians (NRIs)/Indian Residents/Persons of Indian Origins (PIOs)

Type of Employment

Self-employed or salaried individuals

Credit Score Requirements

Equal to or above 750

Income Criteria

The same will vary on a case-to-case basis


In addition to the aforementioned, your home loan approval will also depend on factors such as the current income of your family, your credit score history, and any existing financial obligations. The same will also depend on the types of home loan you opt for.

Documents Required for HFFC Home Loan


A copy of the duly filled and signed home loan application form


  • Identity Proof: PAN card, Aadhaar card, Passport, driving license, among other government issued credentials that have your name and photograph

  • Residence Proof: Passport, ration card, Aadhaar card, latest utility bills, or rental agreement

  • Income proof for the salaried professionals: Latest salary slips for 3 months, latest form 16, and Income Tax Returns

  • Income proof for self-employed individuals: Latest income tax returns, profit and loss statements, and balance sheets going back at least 3 years

  • Other sundry documents such as bank statements for the last 6 months

  • Passport-size photograph

HFFC Home Loan EMI

You can calculate your HFFC Home Loan EMI (Equated Monthly Installment) through the formula given below:

HFFC Home Loan EMI = [P x R x (1+R)^N]/[(1+R)^N-1]


  • EMI is Equated Monthly Installment,

  • P is the principal amount,

  • R is the monthly rate of interest, and

  • N will be the HFFC Home Loan repayment tenure (in months).

Alternatively, you can also use your Home Loan EMI Calculator tool on Bajaj Markets.

How to Apply for HFFC Home Loan Online

Applying for Home First Finance Company Home Loan on Bajaj Markets is really simple. Take a look at the steps and avail the loan hassle-free:

  • Step 1: Enter Personal and Professional Details: Enter your personal and income details and get instant home loan eligibility.

  • Step 2: Choose your Lending Partner: Select Home First Finance Company (HFFC ) from the list of lending partners.

  • Step 3: Estimate Borrowing Power: Know the home loan amount you can possibly avail.

  • Step 4: Mention the Requirement & Property Details: Fill your required home loan amount & details of property.

  • Step 5: Unlock Final Details: Find out your loan details along with all the associated charges and net disbursal amount. A loan expert will then connect with you to process your application further.

HFFC Home Loan Schemes

You will see the various types of HFFC loans you can avail, below:


1. Loans for the purpose of purchasing a home from approved developers: Loans can be secured by salaried as well as self-employed individuals who are looking to buy a new house. You can also avail a joint home loan with a co-applicant. However, the co-applicants eligibility and credit profile will be checked as well. It also comes with benefits like zero prepayment charges for existing customers.

2. Home Construction Loan: Such loans are for people who want to build a house on a land plot and/or need funds to add new infrastructure to their existing home. The sum secured through such loans is generally used to start new construction and/or complete unfinished construction or renovation.

3. Home Renovation and Extension Loans: Such loans are for people who are looking for funds to either renovate or revamp their homes.

4. Home Loans for NRIs - Non Residential Indians: These loans are designed specifically for the non-resident Indians (NRIs). These loans can be availed online if they follow a simple online process.

5. Home Loans for Senior Citizens: These loans are given to people who have crossed a certain age and enter the time of their life in which it might be harder for them to secure house loans. Such loans can be repaid over a longer tenure and are much more affordable in comparison to the credit that is offered to younger applicants. Additionally, the applicant can also apply for the loan with multiple co-applicants.

6. Home Loan Top-Up: A top-up loan allows you to essentially borrow more funds over and above your outstanding loan dues with minimal paperwork and hassles as the bank in question already has the required documents.

  • Eligibility: Existing customers should possess a regular repayment history going back a year at least. New customers, must submit proof of their repayment pattern and credit history

  • Interest Rate: Depends on the interest rate applicable on the primary home loan

  • Maximum Available Funding: Cannot exceed 90% of the last sanctioned value

Why Choose Bajaj Markets for HFFC Home Loan

  • Fast Online Process: Now get an online home loan with easy approval and disbursal process.

  • Minimal Documentation: Get the best home loan offers hassle-free, without any tedious paperwork.

  • Transparency Guaranteed: No hidden charges, no dubious policies, just 100% transparency – that’s what you get with HFFC Home Loan.

  • Custom-made Loans: Finance your dream home with easy home loans designed to meet your specific requirements.

  • Trusted Companion: Customers across the country have sought financial enablement from us. Give us a chance and we won’t let you down.

HFFC Home Loan Customer Care

One can reach out to Home First Finance Co. through their customer care number, which is 1800 3000 8425.

HFFC Home Loan FAQs

✔️What are processing fees on Home First Finance Company (HFFC) Home Loans?

The processing fee on HFFC Home Loans is 1 - 1.5 % of loan amount.

✔️Is there a penalty for prepaying the Home First Finance Company (HFFC) Home Loan?

Currently, there are no prepayment charges on the HFFC Home Loan.

✔️What is the maximum loan repayment period for Home First Finance Company (HFFC) Home Loans?

The maximum loan repayment period for Home First Finance Company (HFFC) Home Loans is 240 months.

✔️How can I apply for a Home First Finance Company (HFFC) Home Loan?

You can apply for a HFFC Loan on Bajaj MARKETS by entering your personal and professional details and selecting the loan amount and tenure as per your choice.

✔️What are the prepayment charges on my HFFC home loan?

It is usually 2% of the loan amount plus GST.