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About PMAY Documents

The Pradhan Mantri Awas Yojana (PMAY) is a scheme introduced by the Government of India to provide housing facilities to citizens by 2022. Through the Credit Linked Subsidy Scheme (CLSS) under PMAY, the beneficiaries can enjoy a subsidy of up to 6.5% on home loan. You can apply for a PMAY scheme online or offline. However, you need to submit some supporting documents to process your application.

Following is a detailed list of documents that are required to apply for the PMAY scheme

PMAY Document List

PMAY

Identity Proof

Address Proof

  • Aadhar Card
  • PAN Card
  • Passport
  • Voter ID Card
  • Driving License
  • Any photo identity card issued by a government body
  • Identity Proof verified by a public authority or gazetted officer that recognizes the identity proof of the applicant (Note: The letter of the identity proof should not be more than 30 days old)
  • Passport
  • Aadhar Card
  • Ration Card
  • Electricity bill
  • Telephone bills
  • Driving License
  • Voter ID card
  • Utility bill
  • Rent Agreement on Stamp paper
  • Letter from a recognized public authority that verifies the applicant’s address
  • Resident Address Certificate
  • Letter provided by your employer on a company letterhead
  • Bank Statements displaying your address
  • Latest Credit Card Statements displaying the address
  • Municipal or Property tax receipt
  • Copy of the deal while purchasing the property
  • Life Insurance Policy displaying the address
  • Bank Statement of saving account from a post office
  • Self/Family Pension payments orders issued by Government departments or Public Sector Undertakings
  • Leave and license agreement from employers allocating official accommodations
  • Documents issued by the government department of a foreign jurisdiction or a letter issued by any foreign embassy

 

There are criteria with respect to income, that need to be fulfilled to avail the PMAY scheme.. Ideally, applicants belonging to the following income group fall under the PMAY eligibility criteria-

PMAY Eligibility Criteria

Economically Weaker Section (EWS)

Annual income less than INR.3 lakhs

Low-Income Group (LIG)

Annual Income up to INR.6 lakhs

Mid-Income Group (MIG)

Annual Income up to INR.12 lakhs (MIG1)

Annual Income up to INR.18 lakhs (MIG 2)

 

Therefore, in order to prove that you fall into either of the income categories, it is vital that you have proper income documents to support your claim.

The following documents can be used as income proofs for your PMAY eligibility-

 

 

 

 

 

PMAY Income Proof

●     Latest Income Tax Returns along with detailed computations of the income tax filings for the previous two financial years

●     Salary slips from your employment (for the past 6 months)

●     In case of own business, detailed balance sheet as well as profit and loss statements

●     Business account log certified and audited by a CA

●     Account Statements of the past 6 months

 

PMAY Other documents

The Pradhan Mantri Awas Yojana also makes provision for applicants belonging to Scheduled Class, Scheduled Tribes, Widows, Senior Citizens, etc. Hence, the following documents might be asked for them

  • Age Proof- Birth Certificate, School Leaving Certificate, Aadhar Card, Passport, etc
  • Marriage Certificates
  • Death Certificate of Spouse – In the case of widows

To check other details for Pradhan Mantri Awas Yojana Eligibility, get in touch with our financial experts at Finserv Markets. If you wish to calculate your EMI before applying for a Home Loan, you can do it using the Home Loan EMI Calculator.. Apply for a Home Loan only on Finserv MARKETS. The benefits include smooth online process, minimal documentation, flexible repayment tenure and much more.. To avail a pmay subsidy on your Bajaj Finserv Home Loan, visit Finserv Markets today!

Also check your name in pmay list only at Finserv MARKETS

PMAY Video

FAQ’s on PMAY Documents

✔️Who are eligible for PMAY scheme?

The PMAY scheme main objective is to provide housing for all. Therefore, all those who already own a home or any of their family member own a home, are not eligible for the scheme. An eligible beneficiary family will comprise of husband, wife, unmarried children.

✔️How many days it will take for PMAY?

Generally, it takes 3-4 months for PMAY, you will get access to all the details related to the PMAY process. 

✔️How do I find my PMAY assessment ID?

Assessment Id is a unique number generated when you apply for PMAY scheme. By using this ID, you can track the application status. After applying for a PMAY Home Loan at the bank or any other lending institution, as a customer you will receive the assessment ID.

✔️How do I check my PMAY List 2020 21?

  1. Visit pmaymis.gov.in.
  2. Click on 'Select Beneficiary' and select 'Search by Name' from the drop-down menu.
  3. Enter your Aadhaar number.
  4. If your Aadhaar number is present in the database then you will find the beneficiaries details.

✔️Where can I find my PMAY application number?

  1. Visit the PMAY official website at https://pmaymis.gov.in
  2. Click on ‘Search Beneficiary’ of the page.
  3. On the next page, enter your Aadhaar number and submit.
  4. Once the required information is submitted, the details of your PMAY application will be shown along with the PMAY status.