Home Loan in Trivandrum

Home Loan in Trivandrum

Trivandrum is the capital city of the gloriously green state of Kerala. The city has several academic hubs and houses many leading educational institutes, along with many architecturally aesthetic government buildings. Moreover, the city’s economy is growing owing to the contributions from growing IT industries. With its numerous surrounding beaches, verdant greenery, and pleasant weather, Trivandrum is an ideal place to set your home base. If you harbor a dream of owning a house in this beautiful city, you can apply for the Bajaj Finserv home loan.

Features and Benefits of Home Loan in Trivandrum

• Instant online application 

With our fast online process, you can apply for a housing loan instantly. Providing the right documents and following the proper procedure will get your online application approved within minutes.

• Flexible repayments

You can repay your home loan through EMIs. You can choose a tenure up to 25 years and repay the loan amount as per your convenience. With Bajaj Finserv home loan, you can enjoy zero part-payment and loan foreclosure charges. 

• Insurance

Apart from helping you buy your home, we also make sure that your loved ones do not face the burden of paying your home loan in your absence. Thus, in that regard, we offer a customized complimentary insurance plan along with your home loan.

• High-value loan

A high-value loan amount allows you to purchase the best house in the city without worrying about your finances. With Finserv MARKETS, you can avail one of the cheapest housing loan in Trivandrum.

• Balance transfer 

You can transfer the existing home loan balance from one financial institution to another through platform like Finserv MARKETS. With us, you can avail a paperless home loan, with minimum documentation and formalities.

 Other benefits 

• At Finserv MARKETS, you can avail a home loan with no hidden charges and 100% transparency.

• You can access your loan account and check the loan details with our online customer portal.

• You can get a property dossier and a free financial report with your Bajaj Finserv Home Loan

• Now, you can avail a top-up loan facility on your home loan. 

Eligibility

Following is the Bajaj Finserv Home Loan eligibility criteria-

If you are a salaried employee:

• You must be an Indian resident

• You should have 3 years of working experience

• You should be between the ages of 23 to 62 years. 

   

 If you are self- employed: 

• You must be an Indian resident

• You should have a minimum of 4 years of business experience

• If you are a doctor or a Chartered Accountant, you must have 3 years of experience

• You should be between the ages of 25 to 70 years. 

Additionally, you can check your loan eligibility through our eligibility calculator.

Documents required

Following documents are required to apply for the Bajaj Finserv home loan.

If you are a salaried employee:

• You must submit your Aadhar card/passport/driving license

• Address proof

• Proof of Identity

• Form 16 or alternatively last salary slip

• We will also require a bank statement of last 3 months. 

   

If you are self-employed

• You must submit your Aadhar card/passport/driving license

• Address proof

• Proof of Identity

• A bank account statement for the last 6 months.

• ITR for last 2 Financial Years.

• Document proof that you are in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.

• Your passport size photograph.

How to apply

You can apply for a home loan in Trivandrum easily with just a few steps.

• Fill in the application form online with your details.

• Check your eligibility and check the loan amount you can avail.

• You will need to mention the required loan amount and details of the property

• Check with your final loan eligibility.

• Once your documents are verified, you will receive the loan amount.

You can also check out Kerala Land Record