✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.75%

If you are looking to reduce the overall EMI burden on your Loan Against Property, you can simply use the Loan Against Property Balance Transfer facility provided by Bajaj Markets’ partners. This will help you transfer the unpaid principal amount of an existing loan (also called balance) to another bank that offers a much more competitive interest rate, thereby reducing your EMI outflow. Not only will you be able to enjoy benefits such as affordable interest rates and flexible loan repayment tenures, you will also be able to get a top-up on your Loan Against Property.

Loan Against Property Balance Transfer EMI Calculator

Compare and Apply - LAP Balance Transfer Partners

Compare Loan Against Property Balance Transfer top lending partners at Bajaj Markets and choose as per your requirement.

Our Partners

Minimum Interest Rate

Loan Amount/Tenure


Bajaj Housing Finance Limited

9.60% p.a.
  • Max Loan Amount - ₹3 Cr
  • Max Loan Tenure - 20 Years

Apply Now

PNB Housing Finance Limited

8.75% p.a.
  • Max Loan Amount - ₹15 Cr
  • Max Loan Tenure - 25 Years

Apply Now


10.75% p.a.

  • Max Loan Amount - ₹5 Cr
  • Max Loan Tenure - 15 Years

Apply Now

LIC Housing Finance

9.25% p.a. onwards

  • Max Loan Amount - ₹15 Cr
  • Max Loan Tenure - 30 Years

Apply Now

Shubham Housing Finance

15.00% p.a. onwards

  • Max Loan Amount - ₹15 Lakhs
  • Max Loan Tenure - 15 Years

Apply Now

Shriram Housing Finance

12.50%  p.a. onwards

  • Max Loan Amount - ₹10 Cr
  • Max Loan Tenure - 25 Years

Apply Now


*The interest rates and associated charges can vary from one lending partner to the other and are subject to policy changes of the partner.


How to Apply for a Loan Against Property Balance Transfer?

You can apply for a Loan Against Property Balance Transfer in just 5 easy steps-

  • Step 1: Enter in your personal details.

  • Step 2: Use the Bajaj Markets loan calculator online to determine the loan amount that you are eligible for.

  • Step 3: Fill out your required loan amount and the details of your property.

  • Step 4: Unlock your final eligibility amount.

  • Step 5: Get the money credited to your bank account after due verification.

Loan Against Property Balance Transfer Eligibility Criteria

  • Individuals between the age of 23 to 70 years can apply for a loan against property.

  • You should be an employee in an MNC, a private company or the public sector or self-employed.

  • You should be a resident of India residing or owning a property in the following cities: Delhi, Gurugram, Faridabad, Greater Noida, Noida, Ghaziabad, Mumbai, Thane, Navi Mumbai, Bangalore, Pune, Hyderabad, Chennai, Ahmedabad, Kolkata, Jaipur, Chandigarh, Coimbatore, Nagpur, Surat, Cochin, Baroda, Indore, Vizag, Nasik, Aurangabad, and Lucknow.

Documents Required for LAP Balance Transfer

  • Latest Salary Slips

  • Last 3 months bank account statements

  • PAN Card and Aadhaar Card

  • Address Proof

  • Copy of the documents of the property to be mortgaged

  • IT Returns

Features and Benefits of LAP Balance Transfer

  • Top up: You will be able to avail additional credit anytime through any of our lending partners. This kind of credit can be as high as ₹3 Cr. But, it will depend on your eligibility.

  • Affordable interest rates: Lending partners of Bajaj Markets provide such facilities at some of the most competitive interest rates in the market. This means that your overall interest burden can reduce significantly.

  • Flexible repayment options: You can repay such loans at any given point in time if you have surplus cash lying around for zero foreclosing charges. Additionally, you can also choose to repay only the interest component of the same at the start of the tenure. 

  • Long repayment tenures: You can also choose to pay off such loans over the course of as long as 30 years. But, note that the maximum available repayment tenures for such loans can vary from lender to lender

  • Keep track of them easily: You can avail every single detail of your loan through the portal such as the repayment schedule and your interest certificate.

Transferring your outstanding Loan Against Property balance to some other lender can help you save money in interest payments. Take a look at the Loan Against Property Balance Transfer options available at Bajaj Markets and see for yourself if any of our lending partners can help you with that. As a user you can avail benefits such as long loan repayment tenures, competitive interest rates and easy top-ups. Apply now for Loan Against Property Balance Transfer.