Transfer the balance of your existing loan against property to Bajaj Housing Finance on Bajaj Markets through a seamless and hassle-free online process. You can also save on repayment costs with interest rates starting as low as 10.20% p.a. You can further repay the loan at your convenience over extended tenures ranging up to 20 years.
The interest rates and other associated fees charged on the facility are as follows:
Interest Rate |
|
Processing Fee |
Up to 1% of the loan amount |
Foreclosure Charges |
4% of outstanding loan amount + GST |
Prepayment Fee |
2% of the outstanding loan amount + GST |
*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.
Make sure to fulfil the following Bajaj Housing Finance Loan Against Property Balance Transfer eligibility requirements:
If you are a salaried applicant, your age must be between 28 and 58 years
If you are a self-employed applicant, you must be between 25 and 70 years
If you are salaried, you must be employed at an MNC, a private company, or a public sector company
If you are a self-employed individual, you must have a business with a steady income
You must be an Indian citizen
Keep the documents listed below handy when applying for the balance transfer facility:
Income proof: Latest salary slips and bank account statements of the last 6 months
Identity proof: PAN card or Aadhaar card
Address Proof
Copy of the documents of the property mortgaged
ITR filings
Follow these simple steps to apply for the balance transfer facility on Bajaj Markets:
Click on the ‘Apply Now’ option on this page
Enter your personal details in the online application form
Select ‘Bajaj Housing Finance’ from the list of lenders
Choose the preferred loan terms and enter your property details
Click on ‘Submit’
After this, an executive will contact you to process your application further.
You can apply for a balance transfer from Bajaj Housing Finance for properties in Delhi, Mumbai, Bengaluru, Ahmedabad, Pune, etc.