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What is Loan Against Property Balance Transfer

Have a loan against property that you wish to transfer? Looking for funds to manage medical emergencies? We offer the best loan against property balance transfer options for salaried individuals to help deal with situations that demand immediate attention. Manage your loan account with our customer portal, 24x7.

Features and Benefits of Bajaj Housing Finance Loan Against Property Balance Transfer

  • Hassle-free Loan Application Process

    Applying for a Loan Against Property Balance Transfer with us is simple. The entire process is online and requires minimal documentation.

  • Flexible Tenure

    Choose from repayment tenures ranging up to 30 years. You can part-prepay or prepay your loan anytime at minimal charges.

  • Part-payment Facility

    You can part-pay your Bajaj Housing Finance Loan Against Property. We only charge a minimal fee.

  • Balance Transfer Facility

    We provide balance transfer options for your existing Loan against Property. Also, get a top-up loan of high value against your existing loan.

  • Online Account Facility

    With 24X7 access to our online customer portal, get all loan against property-related information at the click of a button!

Why choose Finserv MARKETS for Bajaj Housing Finance Loan Against Property

Fast Online Process

On Finserv MARKETS, it's easy to apply online & get approval in minutes.

Minimal Documentation

It’s a hassle-free process with no heavy documentation. Apply for a LAP balance transfer for salaried individuals now!

Transparency Guaranteed

When we say ‘No Hidden Charges’ we mean it! We provide all your loan related information, upfront.

Custom-made Loans

We offer customized loan against property balance transfer options, tailor-made to meet your requirements.

Trusted Companion

Happy customers across India have chosen Finserv MARKETS as their trusted financial partner. It's your time now!

Loan Against Property Balance Transfer Eligibility

  • The applicant must be a citizen of India.
  • The salaried applicant’s age must be between 28 and 58 years.
  • The self-employed applicant’s age must be between 25 and 70 years.
  • The salaried applicant must work in an MNC, private company or public sector and self-employed individuals must have a business with a steady income.

Documents Required For LAP Balance Transfer

The documents required to avail the facility of loan against property balance transfer (both salaried and self-employed individuals) are as follows:

  • Latest Salary Slips as income proof 
  • Last 6 months’ bank account statements
  • PAN Card/Aadhaar Card
  • Address Proof
  • Copy of the documents of the property to be mortgaged 
  • IT Returns

✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Attractive Interest Rates 

How to Apply For Loan Against Property Balance Transfer

Follow these steps to apply for a Loan Against Property Balance Transfer on Finserv MARKETS

  • Enter Personal Details

    Fill in your personal and income details and get instant loan eligibility.

  • Choose your Lending Partner

    Select Bajaj Housing Finance Limited from the list of partners and get going.

  • Estimate Borrowing Power

    Find out the amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill your required loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to further process your application.

Loan Against Property Balance Transfer Interest Rates & Charges

Type

Charges Applicable

Interest Rate

9.20% p.a. onwards (for salaried applicants)

8.75% p.a. onwards (for self-employed applicants)

Processing fees

0.40% of the loan amount

Foreclosure charges

4% of outstanding loan amount + GST

Frequently Asked Questions

✔️How many times can I avail a loan against property balance transfer?

During the tenure of your loan, you may transfer your balance amount as many times as necessary, provided, you have followed the due process required each time.

✔️What is salaried Loan Against Property from Bajaj Housing Finance Limited?

It is applicable for salaried applicants. They can apply for Bajaj Housing Finance Loan Against Property and Loan Against Property Balance Transfer on Finserv MARKETS.

✔️How can I get a loan against my property without proof of income?

By applying with a co-applicant, loan against property without proof of income can be availed.

✔️How much amount can be availed by one applicant?

On Finserv MARKETS, an applicant can avail of up to Rs. 1 Crore.