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✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.75%

Bajaj Housing Finance Loan Against Property Balance Transfer Interest Rates

Loan Against Property is a secured gateway that gives you an amount based on the value of the property that you provide as collateral. It is one of the most convenient and safe methods of availing a loan and Finserv MARKETS ensures that the entire process of your Loan Against Property application is a smooth, seamless and transparent affair.

The website has online tools that can help you check your loan eligibility instantly. There is also an EMI calculator that helps you accurately determine the EMI amount that you have to pay based on a few details which you enter as an input.

Finserv MARKETS believes in being 100% transparent and provides all information including all fees and charges, upfront. There’s nothing we hide from you.

Interest Rates & Other Fees and Charges

Charges Applicable

Regular interest rate (salaried individuals)

9.20% p.a. onwards

Regular interest rate (self-employed individuals)

8.75% p.a. onwards

Processing fee

0.40% of the outstanding loan amount

Foreclosure & Prepayment Charges

Take a look at the Foreclosure and Prepayment charges on Bajaj Housing Finance Loan Against Property Balance transfer.

  • Loan Against Property Balance Transfer Foreclosure Charges Grid

Borrower Type/Interest Type

Time Period (Months)

Foreclosure Charges

Individual: Floating rate*

Greater than 1 Month

Nil

Non-individual: Floating rate

Greater than 1 Month

4% plus GST

All borrowers: Fixed rate*

Greater than 1 Month

4% plus GST

 

For Term Loan, charges are calculated on the outstanding principal.*

  • Loan Against Property Balance Transfer Prepayment Charges Grid

Borrower Type/Interest Type

Time Period (Months)

Foreclosure Charges

Individual: Floating rate*

Greater than 1 Month

Nil

Non-individual: Floating rate

Greater than 1 Month

2% plus GST

All borrowers: Fixed rate*

Greater than 1 Month

2% plus GST

 

Why Apply for Bajaj Housing Finance Loan Against Property Balance Transfer on Finserv MARKETS

Applying for Bajaj Housing Finance Loan Against Property Balance Transfer on Finserv MARKETS has the following benefits:

  • 100% Online Process
  • Minimal Documentation
  • No Hidden charges
  • Fast Application processing
  • Multitude of offers 

Frequently Asked Questions

✔️What is the minimum and maximum tenure of Bajaj Housing Finance loan against property?

The repayment tenure ranges from 12-240 months.

✔️Are there any charges apart from the interest rate when availing a loan against property?

Apart from interest rates, the other charges include processing fees, penal interest, bounce charges, foreclosure charges etc.

✔️Can I apply for Bajaj Housing Finance loan against property jointly with my spouse?

Yes, you can apply for Bajaj Housing Finance loan against property jointly with your spouse.

✔️What is the downside to a reverse mortgage?

They are usually very expensive with higher interest rates and associated charges.

✔️Is it possible to apply for a Bajaj Housing Finance loan against property if the property is joint owned?

Yes, you can. All the co-owners of the property will be considered as co-applicants of the loan.